Westpac vs Plum
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Westpac
Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.
- Secure banking
- Smart tools
- Money management
- Financial insights
- Personal and business banking
- Easy payments
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Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
Plum
Easily check your superannuation balance, view recent contributions, and review account transactions. Update your personal details securely. Requires online Plum access to use.
- View super balance
- Check last contribution
- List of transactions
- Update personal details
- Quick and easy access
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The app provides a quick, easy way to view your super balance, check your last contribution, view a list of transactions on your account and update your personal details. You'll need to be registered for Plum online access. Already have Plum online access? Download the app now. Not registered? Simply go to plum.com.au/register or call us on 1300 55 7586. Please note: The Plum app is compatible on mobile devices with iOS 14 and above. Pension and insurance customers, please visit the Plum website to view your account. This app isn't intended for use by financial advisers.
Screenshots
Verdict
The clearest difference is ads: Plum at none against Westpac's shown. Plum also leads on rating (5.0 vs 4.6) and monetization model (free vs free with in-app purchases). Westpac's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (355 vs 1). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Plum holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Westpac has 355 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 33% of Westpac's written reviews are positive against 10% of Plum's, so the app with the better star average is not the one people write more warmly about.
Westpac ships an update fortnightly, Plum every 4 months. The most recent releases landed on October 18, 2026 and October 12, 2026 respectively.
| Parameter | Westpac | Plum |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (355 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.4% of reviews — better | 9.5% of reviews |
| Number of ratings | 355 — better | 1 |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 265 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Westpac Banking Corporation | IOOF Service Co Pty Ltd |
Customer experience
Westpac
Plum
Bugs and requests
Westpac
Reported bugs
4 issues- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably
Requested features
5 requests- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features
Plum
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Westpac
No in-app purchases
Plum
No in-app purchases
