Westpac vs GIO App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Westpac
Manage your finances with a secure and smart banking application. It offers tools for everyday banking, money management, and insights to boost your financial confidence. Seamlessly switch between personal and business accounts.
- Secure banking
- Smart tools
- Money management
- Financial insights
- Personal and business banking
- Easy payments
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Make the most of your money with the Westpac App. Secure, smart, and packed with handy tools for everyday banking. With the latest security features and payments made simple, you can bank with confidence. You'll also have access to money management tools and insights, designed to make it easier to plan, keep track of things and increase your money confidence. Business banking? Switch seamlessly from personal to business banking in the App, so you can manage your money in one place. Things you should know: Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. ©Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.
GIO App
Easily manage supported insurance policies on the go. Update personal and payment details, make renewals, and check policy documents. Track claims, receive status updates, and get important notifications like renewals and weather alerts.
- Manage insurance policies
- Update personal details
- Make renewal payments
- Check policy documents
- Track home and motor claims
- Receive status updates
- Policy notifications and weather alerts
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The GIO App is now available. The GIO App makes it easy to check and manage supported insurance policies, quickly and easily. • Update your personal details, such as address and payment details. • Make renewal payments. • Check policy documents. • Track home and motor claims, and receive status updates as they progress. • Receive important policy notifications thing like upcoming renewal. • Get notified for weather alert including hail in your area so you are better prepared. Download the app today and discover how much simpler managing your insurance can be. Apple logo and iPhone are trademarks of Apple Inc. App Store is a service mark of Apple Inc.
Screenshots
Verdict
The clearest difference is ads: GIO App at none against Westpac's shown. GIO App also leads on rating (5.0 vs 4.6) and monetization model (ad-supported vs free with in-app purchases). Westpac's advantage is ratings volume (355 vs 1) and update cadence (fortnightly vs every 5 weeks). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GIO App holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Westpac has 355 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 33% of Westpac's written reviews are positive against 29% of GIO App's, so the app with the better star average is not the one people write more warmly about.
Westpac ships an update fortnightly, GIO App every 5 weeks. Both last shipped on October 15, 2026.
| Parameter | Westpac | GIO App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (355 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.4% of reviews — better | 28.6% of reviews |
| Number of ratings | 355 — better | 1 |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 265 MB | 246 MB |
| Age rating | 4+ | 4+ |
| Developer | Westpac Banking Corporation | AAI Limited |
Customer experience
Westpac
GIO App
Bugs and requests
Westpac
Reported bugs
4 issues- Inability to log in due to customer ID format issues
- Transactions not displaying correctly or in the right order
- Repeated crashes and freezes, especially after updates
- Quick balance feature not working reliably
Requested features
5 requests- Dark mode option
- Improved transaction history and budgeting tools
- Support for Apple Pay and other mobile payment options
- Better notification system for account activity
- Ability to customize app layout and features
GIO App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Westpac
No in-app purchases
GIO App
No in-app purchases
