Comparison

國泰世華網路銀行CUBE vs HSBC Taiwan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰世華網路銀行CUBE

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

Highlights
  • Quick login
  • Account inquiry (NTD & FCY)
  • Transfers (NTD & FCY)
  • FCY trading
  • Exchange rate inquiry
  • Credit card management
  • Two-step verification
Features
Read full description

CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City

About

HSBC Taiwan

Manage your finances securely and conveniently on the go. View account balances, transfer funds, trade stocks, and access investment tools. Log in easily with biometrics or a PIN.

Highlights
  • Account overview
  • Fund transfers and foreign exchange
  • Soft token for security
  • Investment tracking and trading
  • Biometric login
  • Payee management
Read full description

Keeping your device secure: HSBC recommends that you only install apps from official app stores or install your own anti-malware software to protect your mobile device. You should decline pop ups, messages or emails containing links asking you to download an app, as it may be an attempt to install harmful software on your device. Mobile banking app will collect and store the device identification code for security and verification purposes, and users install this app will be deemed to agree these relevant terms, for more information, include the permissions required from this app, please refer to: https://www.hsbc.com.tw/en-tw/ways-to-bank/mobile/ You can now enjoy a secure and convenient mobile banking experience with: • Account Overview: view your accounts at a glance • Move Money: foreign currency exchange, local currency transfer to HSBC or other domestic accounts, and payments for HSBC credit cards • Soft Token: generate a security code for online banking logon or transaction • Payee Management: view, add and delete payees • Wealth Dashboard: track your investments in one place • Equities Trading: invest in overseas stocks/ETFs anywhere, anytime • Unit Trusts Trading: compare and invest in funds to maximize investment potential • Mobile Registration: Register for HSBC Online Banking and Mobile Banking directly through the HSBC Mobile App • Manage Devices and Security Settings • Log on with biometrics or 6-digit PIN • Optimised for accessibility For mobile banking services, please download HSBC (Taiwan) app. For credit card services, please download HSBC Credit Card app. Important information: This App is provided by HSBC Bank (Taiwan) Company Limited (“HSBC Taiwan”) for use of existing customers of HSBC Taiwan only. Please do not download this App if you are not an existing customer of HSBC Taiwan. HSBC Taiwan is regulated in Taiwan by Central Bank of the Republic of China for Banking services and investment activities. Please be aware that HSBC Taiwan is not authorized or licensed in other countries for the provision of the services and/or products available through this App. We cannot guarantee that the services and products available through this App are authorized to be offered in other countries.

Screenshots

國泰世華網路銀行CUBE4 screens
HSBC Taiwan4 screens

Verdict

The call

The clearest difference is update cadence: 國泰世華網路銀行CUBE at fortnightly against HSBC Taiwan's every 2 months. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.8 for HSBC Taiwan. Both are backed by a comparable volume of ratings — 1.8K and 782 respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 40% of HSBC Taiwan's.

UpkeepUpdate frequency

國泰世華網路銀行CUBE ships an update fortnightly, HSBC Taiwan every 2 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 9 level
國泰世華網路銀行CUBE versus HSBC Taiwan: the parameters behind the verdict, then further details
Parameter國泰世華網路銀行CUBEHSBC Taiwan
PriceFreeFree
Rating4.8 (1.8K ratings)4.8 (782 ratings)
Positive reviews35.1% of reviews40.0% of reviews — better
Number of ratings1.8K — better782
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size349 MB513 MB
Age rating4+4+
DeveloperCathay United BankHSBC Global Services (UK) Limited

Customer experience

國泰世華網路銀行CUBE

All ratings1,801 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews148 reviews
Positive35.1%
Neutral9.5%
Negative55.4%

HSBC Taiwan

All ratings782 ratings
Positive95.1%
Neutral1.0%
Negative3.8%
Written reviews20 reviews
Positive40.0%
Neutral10.0%
Negative50.0%

Bugs and requests

國泰世華網路銀行CUBE

Not enough reviews yet to summarise bugs or requests.

HSBC Taiwan

Reported bugs

5 issues
  • App crashes during transfers
  • Login loop with Face ID and code authentication
  • iOS app login failures
  • Credit card balance showing 0 when positive
  • App becomes unresponsive after initial download

Requested features

9 requests
  • Credit card transaction details in app
  • Ability to transfer to new recipients (not just saved contacts)
  • Increase transfer limits functionality
  • Multiple device support (3 devices instead of 1)
  • Custom payee name editing
Show 4 more
  • Investment portfolio display
  • Fixed deposit account opening in app
  • Improved account number display without masking
  • English language option for credit card statements

In-app purchases

None

國泰世華網路銀行CUBE

No in-app purchases

None

HSBC Taiwan

No in-app purchases

Questions

Is 國泰世華網路銀行CUBE free?
國泰世華網路銀行CUBE is free to download, with no in-app purchases.
Is HSBC Taiwan free?
HSBC Taiwan is free to download, with no in-app purchases.
Which has better reviews, 國泰世華網路銀行CUBE or HSBC Taiwan?
國泰世華網路銀行CUBE and HSBC Taiwan are both rated 4.8 out of 5 on the App Store, from 1.8K and 782 ratings respectively.
Do 國泰世華網路銀行CUBE or HSBC Taiwan have ads?
Neither 國泰世華網路銀行CUBE nor HSBC Taiwan shows ads.
Which is updated more often, 國泰世華網路銀行CUBE or HSBC Taiwan?
國泰世華網路銀行CUBE ships an update fortnightly, and HSBC Taiwan every 2 months. Most recently, 國泰世華網路銀行CUBE was updated on September 23, 2026 and HSBC Taiwan on September 24, 2026.

Other comparisons