Comparison

Blue Cross NC vs momnt.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Blue Cross NC

Access your health plan information, view your digital ID card, track claims and spending, and manage payments. Find in-network providers and estimate costs. Get customer support directly through the app.

Highlights
  • Digital ID card access
  • Claims and spending tracker
  • Premium payment management
  • Provider search and cost estimator
  • In-app customer support
  • Access plan documents
Features
Read full description

Stay informed about your health and keep key plan details at your fingertips. In the member portal, you can securely: • View your digital ID card and add it to your digital wallet • Track the status of your claims and spending toward deductible and out-of-pocket limits • Pay monthly premiums, view payment history, and set up autopay • Manage preferences like paperless delivery and other contact preferences • Access customer support through click-to-call, in-app messaging, and live chat • Find in-network providers and estimate procedure costs • Access digital documents like your plan benefits summary, EOBs, and plan resources

About

momnt.

This app helps you regain control of your screen time by adding intentional pauses before accessing distracting applications. It offers customizable focus sessions and break periods, with options to unlock apps through NFC or a short countdown.

Highlights
  • Focus sessions to block distracting apps
  • Set daily screen time limits
  • Unlock apps via NFC band or countdown
  • Customizable break sessions
  • Minimalist, distraction-free interface
  • No ads, subscriptions, or data collection
Features
Read full description

Momnt helps you take control of your time by adding intention every time you open distracting apps. How It Works Set your daily screen time limit and start a Focus Session. MOMNT blocks selected apps until you intentionally unlock them—either by: Tapping your MOMNT band (NFC) Waiting through a 10-second countdown (no band required) This small moment of friction helps you pause and ask: Do I really need this right now? Key Features: FOCUS SESSIONS Block distracting apps while working or studying Set daily screen time limits (15 minutes to 4 hours) Stay aware with a clean, battery-style time display BREAK SESSIONS Choose a break length (1–30 minutes) Apps re-block automatically when time’s up Extend breaks or end early anytime MODES Band Mode: Tap your MOMNT band using NFC Countdown Mode: 10-second unlock without hardware Switch modes anytime in settings SMART CONTROLS Adjust limits once daily to reduce bypass temptation Works even when the app is closed Persistent sessions across restarts Simple, distraction-free interface FAILSAFE If your daily time runs out and you want more time you can wait 60 seconds to add 10 more minutes to the time bank. If you ever need to remove MOMNT’s restrictions completely, you can uninstall the app. This restores normal app access instantly. DESIGN & PRIVACY Minimal glassmorphic interface built for focus No ads, no subscriptions, no data collection All usage data stays securely on your device Why MOMNT? Most screen time apps either block everything or let you bypass easily. MOMNT strikes the balance - adding just enough intention to make you mindful without locking you out. Use with the optional MOMNT band for an extra tactile reminder, or stay minimal with countdown mode. Either way, MOMNT helps you use your phone on your own terms. Requirements iOS 15.0 or later Family Controls permission (for app blocking) Optional NFC-compatible iPhone (for Band Mode) Optional MOMNT band (available separately) Privacy Your privacy matters. MOMNT does not share your data. Start building intentional digital habits—one moment at a time.

Screenshots

Blue Cross NC4 screens
momnt.4 screens

Verdict

The call

The clearest difference is review sentiment: momnt. at 100% against Blue Cross NC's 17%. momnt. also leads on rating (5.0 vs 4.3) and update cadence (every 9 days vs monthly). Blue Cross NC's advantage is ratings volume (6.4K vs 13). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

momnt. holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Blue Cross NC has 6.4K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 17% of Blue Cross NC's written reviews are positive against 100% of momnt.'s.

UpkeepUpdate frequency

Blue Cross NC ships an update monthly, momnt. every 9 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Blue Cross NC versus momnt.: the parameters behind the verdict, then further details
ParameterBlue Cross NCmomnt.
PriceFreeFree
Rating4.3 (6.4K ratings)5.0 (13 ratings) — better
Positive reviews16.7% of reviews100.0% of reviews — better
Number of ratings6.4K — better13
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size40 MB161 MB
Age rating4+4+
DeveloperBlue Cross and Blue Shield of North CarolinaCole Bonawitz

Customer experience

Blue Cross NC

All ratings6,449 ratings
Positive81.3%
Neutral4.3%
Negative14.4%
Written reviews228 reviews
Positive16.7%
Neutral13.2%
Negative70.2%

momnt.

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Blue Cross NC

Reported bugs

4 issues
  • App not accessible or constantly crashing
  • Login and authentication problems
  • Incorrect account information and balances
  • Broken or non-functioning features

Requested features

4 requests
  • Improve camera integration for scanning
  • Add support for Apple Wallet
  • Provide more transparent cost estimates
  • Streamline navigation and organization

momnt.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Blue Cross NC

No in-app purchases

None

momnt.

No in-app purchases

Questions

Is Blue Cross NC free?
Blue Cross NC is free to download, with no in-app purchases.
Is momnt. free?
momnt. is free to download, with no in-app purchases.
Which has better reviews, Blue Cross NC or momnt.?
momnt. is rated higher. Blue Cross NC averages 4.3 out of 5 from 6.4K ratings, while momnt. averages 5.0 from 13 ratings.
Do Blue Cross NC or momnt. have ads?
Neither Blue Cross NC nor momnt. shows ads.
Which is updated more often, Blue Cross NC or momnt.?
Blue Cross NC ships an update monthly, and momnt. every 9 days. Most recently, Blue Cross NC was updated on October 27, 2026 and momnt. on October 24, 2026.

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