Tatra banka vs Smart Banking Slovakia

With Tatra banka app you are the first in Slovakia to: - open a current account, student, self employed or business account completely online, - take a loan online within a few minutes even if you are not yet our client, - manage your finances anywhere, anytime. The bank app is for mobile devices with iOS 16.0 or higher and available also on smart watch. Top functionalities of Tatra banka application: 1. Online current, self employed and business account opening and digital lending* with secure Face biometrics technology 2. Cash withdrawal from Tatra banka ATMs by mobile 3. Overview of accounts and loans - View balances and movements, ability to respond to received payment, optional overdraft report, monthly statement in PDF 4. Payment card management - Set daily limits on a debit or credit card as needed, blocking the card, displaying a PIN code, one-time card number 5. MaFin finance management - prediction of expenses and balance for the selected period, categorization of expenses, setting goals, monitoring assets and liabilities 6. Online opening of Investment savings in Mutual funds 7. Payment order, invoice and IBAN scanner, standing order management and SEPA direct debit 8. Push notifications about account and credit card movements 9. Map of branches and ATMs, exchange rates, contacts 10. Activating VIAMO payments to phone number 11. Customer support via chatbot Adam – in the app Adam will help with changing the contact data, card limits, display the card PIN code, set up b-mail for a credit card 12. Lite version of the application for easier and more intuitive access to account information, cards, savings or loans. The Lite version is an ideal solution for students, young people as well as all users who want to orient themselves faster in the complex world of finance 13. Display of balance and last movements on the smart watches. As a Tatra banka client you have a unique opportunity to use mobile payments via Apple Pay. If you have any questions, ideas or need to solve a specific problem, please contact us: - via e-mail address iphone@tatrabanka.sk or - through contacts on the Tatra banka website www.tatrabanka.sk/en/about-bank/contacts/. *in this process, the app receives a device identifier for the purpose of displaying offers and information about the bank's products in third-party applications on that device. You can turn off this identifier in your phone's settings. For more information, see www.tatrabanka.sk/privacy_policy.

With Smart Banking, you always have your bank at your fingertips. The app is user-friendly and, most of all, secure. It enables you to enter payments, create and edit standing orders or repay your credit card. The app access as well as payment signatures are protected by your PIN code, fingerprint. Smart Banking also includes Smart Key, with which you can authorize payments and other orders entered in Online Banking, both online and offline – using push notifications online or retrieving QR codes offline. You can also easily change your credentials in Smart Key. In case you forget your credentials, you can reset them using a photo of your registered identification documents and a selfie video. The app itself will guide you through resetting your credentials. You can do much more with the app! • Learn about what’s going on in your account after you turn on the push notifications. • Transactions are automatically categorized and you can see your income and expenses in the Overviews section. • Have you lost a debit card? You can simply temporarily block and unblock the card for free in the app. • You can adjust the daily limit for debit card according to your needs. • Check your account balance even without signing in to the app using Widget. • You can also make payments by scanning a QR code (QR payment) or cheque. • You can use payment templates and beneficiaries saved in Online Banking also in the Smart Banking app. • Account statements, credit card statements and other documents are available in the Documents section. • Get an instant overview of currency rates. • Are you searching for an UniCredit Bank ATM or branch? You can find them in the app in an instant. How to activate the app? We have prepared a simple and unified activation process for you. Simply download the application and activate the application by using your Username and PIN. If you do not have this data, but you are a Client of UniCredit Bank, you can obtain it directly in the application.