Amica vs Horace Mann Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amica
Manage your insurance policies, pay bills, and submit claims directly from your smartphone. Access policy details, view your auto ID card, and get roadside assistance with just a few taps. You can also get a new quote or contact customer service easily.
- Pay policy bills
- Manage and track claims
- Access policy information
- View auto insurance ID card
- Request roadside assistance
- Get insurance quotes
- Contact customer service
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Amica Mobile provides access to policy information, claims, billing, and more, right from your mobile device. To enjoy all the advantages of the app, you’ll need to create or log into your account at Amica.com. With Amica Mobile, you can: Pay your policy bills – Make payments for auto, home, marine, and umbrella policies with our Pay-by-Policy feature. Manage claims – Submit claims and track changes or updates to them. Access policy information – View important information for your auto, home, marine, and umbrella policies. View your auto insurance ID card – Access proof of insurance at any time or request a paper copy by mail. Call Roadside Assistance – Help is just a few taps away. Get a quote – Need additional coverage? Start your quote right in the app. Contact an Amica representative – Get easy access to our award-winning customer service.
Horace Mann Mobile
Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.
- View billing and make payments
- Access auto insurance cards
- File claims online
- Contact roadside assistance and customer service
- Find and contact your agent
- View policy details
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Horace Mann provides insurance products and financial solutions, programs and services designed around the unique needs of educators. With the Horace Mann mobile app, you can: - View your billing information and make a payment - Access your auto insurance cards - File a claim online - Contact roadside assistance, claims and customer service - Find or contact your agent - View your account. Get policy details for auto, property and life We’re listening to your feedback and are actively making improvements to our mobile app so we can give you more service options, added flexibility and a better mobile experience.
Screenshots
Verdict
The clearest difference is rating: Amica at 4.8 against Horace Mann Mobile's 2.1. Amica also leads on ratings volume (7.9K vs 53) and review sentiment (38% vs 23%). Horace Mann Mobile's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Amica holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: Amica has 7.9K ratings behind it against 53, so its average is the more settled of the two. Written reviews point the same way: 38% of Amica's written reviews are positive against 23% of Horace Mann Mobile's.
Amica ships an update fortnightly, Horace Mann Mobile monthly. Both last shipped on October 23, 2026.
| Parameter | Amica | Horace Mann Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.9K ratings) — better | 2.1 (53 ratings) |
| Positive reviews | 37.6% of reviews — better | 23.4% of reviews |
| Number of ratings | 7.9K — better | 53 |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Amica Mutual Insurance Company | The Horace Mann Companies |
Customer experience
Amica
Horace Mann Mobile
User reviews
Amica
From 7.9K App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Convenient access to policy information
- 💯 Excellent customer service
- 🔒 Secure authentication
Room to improve
- 🐛 Frequent app crashes and freezes
- ⚠️ Unreliable and buggy features
- 🕰️ Slow performance and loading times
- 🔑 Frustrating login and authentication issues
- 💳 Limited payment options
Horace Mann Mobile
From 53 App Store ratingsWhat we love
- 👍 Seamless to use
- 👍 Amazing App - pay bill, access policy, claim, contact agent, see VIN
- 👍 Easy to use
- 👍 Great app, nicely laid out, user friendly
- 👍 Nice interface, easy to navigate
Room to improve
- 🐛 App needs fixing, shuts down when switching screens
- 🐛 Needs notifications, only notifies when bills are overdue
- 🐛 Terrible app, never sent text to log in, email not registered/already registered
- 🐛 Useless app, can't get any info
- 🐛 App stopped working, policies show expired/canceled
Bugs and requests
Amica
Reported bugs
4 issues- Login screen freezes or shows system errors
- Blank screens and app crashes on launch
- Inability to access policy documents and information
- Inconsistent 2FA and authentication failures
Requested features
4 requests- Add support for Apple Wallet insurance cards
- Optimize app for iPad and larger screens
- Improve app stability and reliability
- Streamline payment processing and options
Horace Mann Mobile
Reported bugs
24 issues- App shuts down when switching screens and requires another code
- Email not registered/already registered issue during login/setup
- Policies show expired and canceled
- Unable to view car insurance policy on the app for almost a year
- App constantly fails
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- Cannot utilize all functions of website
- Error messages trying to log in
- App always failing at inconvenient times
- Cannot view Roth IRA info
- Cannot view retirement investments
- Cannot see Roth IRA and 403B total amounts
- Website doesn't show all accounts
- Ongoing maintenance announcement, zero functionality
- Cannot pay premiums on the app
- Cannot access account balances
- Cannot see account activity
- Click retirement account and nothing loads
- App looks like it’s 5 years old & performs worse
- Cannot pay bill with the app
- No option to view bill statement or pay
- Doesn't show premium displayed
- App is extremely slow to log you in
- App crashes during the wait time
- No way back to the Main nav once you select ID cards
Requested features
21 requests- Add notifications for bill due dates
- Add Face ID for easy sign in
- Update the UI of the app
- Add Apple Pay for Payments
- View Roth IRA info
Show 16 moreShow fewer
- View retirement investments
- See Roth IRA and 403B total amounts
- Allow account payments
- Modernize the app
- Add Touch ID login
- Add fingerprint logon
- Add investments functionality
- Allow bill payments
- Allow printing of ID cards
- Save login information on the phone
- Ability to pay bill
- Ability to request forms
- Fix basic navigation issues (e.g., back to main nav)
- Access to other non-auto products
- Access to homeowners and retirement accounts
- Print feature for ID cards
In-app purchases
Amica
No in-app purchases
Horace Mann Mobile
No in-app purchases
