Comparison

first direct vs Aegon UK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

first direct

Manage your finances on the go with this intuitive mobile banking application. Easily check balances, view transactions, and transfer funds to friends and family. This app simplifies everyday money management, with more enhancements planned for the future.

Highlights
  • Check account balances
  • View transaction history
  • Pay family and friends
  • Simplified money management
  • Mobile banking convenience
Features
Read full description

Your everyday just got a whole lot easier. Even better banking has arrived. At the coffee shop, deciding if it’s a skinny soy latte or a cup of tea. In a taxi stuck in traffic, wondering how much you’ve saved for your trip to Machu Picchu. On a rollercoaster, planning the decorations for your dog’s third birthday party… Wherever you are, whatever you’re doing, our new and improved mobile app makes banking even simpler. From checking your balances and viewing transactions to paying family and friends, mobile banking takes all the hassle out of everyday money stuff. You can now do more than ever from the comfort of your own phone - and if that’s not exciting enough, this is just the start of our mini digital revolution, with loads more improvements on the way. So go on. Get yourself up to date. Update now >> • Free to use, but providers may charge for download and usage • Use in accordance with local laws and check charges if using abroad • Use in accordance with our App terms and conditions • Use in accordance with Apple terms and conditions • This app may be withdrawn at any time, but we’ll always keep you in the loop.

About

Aegon UK

Access your workplace savings online with this app. View your TargetPlan or ARC (Retiready) accounts. Manage your retirement savings conveniently.

Highlights
  • View workplace savings
  • Access TargetPlan accounts
  • Manage ARC (Retiready) accounts
  • Online account access
  • Retirement savings management
Features
Read full description

The Aegon UK mobile app provides an online view of workplace savings to those customers who currently have a TargetPlan or workplace ARC (Retiready) account.

Screenshots

first direct4 screens
Aegon UK4 screens

Verdict

The call

The clearest difference is review sentiment: first direct at 77% against Aegon UK's 16%. first direct also leads on rating (4.9 vs 1.9) and ratings volume (2K vs 7). Aegon UK's advantage is iOS requirement (11.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

first direct holds the better App Store score, 4.9 against 1.9. That said, the two scores are not equally well evidenced: first direct has 2K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 77% of first direct's written reviews are positive against 16% of Aegon UK's.

UpkeepUpdate frequency

first direct ships an update monthly, Aegon UK every 6 weeks. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

Scorecard4 real differences · 6 level
first direct versus Aegon UK: the parameters behind the verdict, then further details
Parameterfirst directAegon UK
PriceFreeFree
Rating4.9 (2K ratings) — better1.9 (7 ratings)
Positive reviews76.6% of reviews — better15.7% of reviews
Number of ratings2K — better7
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size254 MB28 MB
Age rating4+4+
Developerfirst directAEGON UK CORPORATE SERVICES LTD

Customer experience

first direct

All ratings1,959 ratings
Positive97.3%
Neutral1.0%
Negative1.7%
Written reviews995 reviews
Positive76.6%
Neutral4.9%
Negative18.5%

Aegon UK

All ratings7 ratings
Positive14.3%
Neutral14.3%
Negative71.4%
Written reviews121 reviews
Positive15.7%
Neutral8.3%
Negative76.0%

User reviews

first direct

From 2K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and accurate
  • 🔒 Excellent security
  • 💡 Helpful customer service
  • 👍 Consistent and reliable

Room to improve

  • 🐛 Occasional app crashes
  • 🔒 Overly complex security measures
  • 💡 Outdated and basic design
  • 🔒 Frustrating authentication process
  • 🐛 Buggy cheque deposit feature

Aegon UK

From 7 App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Secure login options
  • 👍 Straightforward and effective
  • 👍 Nice and easy to use

Room to improve

  • 🐛 Login issues
  • 🐛 Doesn't work
  • 🐛 Buggy
  • 🐛 Crashes
  • 🐛 Unreliable

Bugs and requests

first direct

Reported bugs

4 issues
  • App freezing and crashing
  • Issues with cheque deposit functionality
  • Problems with multi-device authentication
  • Inconsistent behavior when updating payee details

Requested features

5 requests
  • Dark mode option
  • Improved transaction history and insights
  • Ability to edit scheduled payments and payees
  • Streamlined payment flow
  • Better categorization and budgeting tools

Aegon UK

Reported bugs

4 issues
  • Login credentials not recognized
  • Continuous update loop
  • Incorrect data display
  • Compatibility issues with older pensions

Requested features

4 requests
  • Performance tracking and analytics
  • Fund performance comparison
  • Ability to view multiple Aegon pensions
  • Improved user interface and experience

In-app purchases

None

first direct

No in-app purchases

None

Aegon UK

No in-app purchases

Questions

Is first direct free?
first direct is free to download, with no in-app purchases.
Is Aegon UK free?
Aegon UK is free to download, with no in-app purchases.
Which has better reviews, first direct or Aegon UK?
first direct is rated higher. first direct averages 4.9 out of 5 from 2K ratings, while Aegon UK averages 1.9 from 7 ratings.
Do first direct or Aegon UK have ads?
Neither first direct nor Aegon UK shows ads.
Which is updated more often, first direct or Aegon UK?
first direct ships an update monthly, and Aegon UK every 6 weeks. Most recently, first direct was updated on September 30, 2026 and Aegon UK on October 1, 2026.

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