Comparison

Harborstone Mobile vs Gesa Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harborstone Mobile

Manage your credit union accounts on the go with secure login, balance checks, and fund transfers. Deposit checks, pay bills, and access branch information directly from your iPhone or iPad.

Highlights
  • Secure login with username/password
  • Touch ID™ for quick access
  • Check account balances and rates
  • Mobile check deposit
  • Transfer funds between accounts
  • Send money with Popmoney
  • Pay bills nationwide
  • View Debit Purchase Rewards
Features
Read full description

Enjoy a seamless mobile experience designed exclusively for the iPhone, iPad, and iPod touch. You’ll have free instant access to your Harborstone Credit Union accounts. • Log in securely with the same username and password you use on Harborstone.com. • Enjoy quicker access with Touch ID™, available for supported iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, and iPhone 6s Plus devices with iOS 8 and higher. • Check balances and rates on all your Harborstone accounts, including checking, savings, and more. • Deposit checks into your checking account using the camera on your iPhone or iPad. • Transfer funds quickly and easily between your Harborstone accounts. • Use Popmoney to transfer money from your Harborstone account to practically anyone. All you need is the person's name and email address or phone number of a text-enabled mobile phone. • Pay bills with speed and security in just minutes to nearly any biller nationwide. • Add a payee for bill payments on your iPhone. • View and activate your Debit Purchase Rewards cash‐back offers. • Map locations and contact information for all of our convenient branches. • Take advantage of loan preapprovals or apply online through “My Offers.” Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. That means we’re big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. As a member‐owned community credit union, anyone in Washington State can join. From our roots as McChord Credit Union (founded in 1955 on McChord Air Force Base) and Prevail Credit Union (founded in 1940 as King County Employees Credit Union) to our combined bright future as Harborstone Credit Union, we provide financial services and a trusted source of financial help when needed for the membership we serve. Read about the policies and guidelines that govern the privacy of your personal information. http://www.harborstone.com/home/fiFiles/static/documents/PrivacyPolicyInsert.pdf

About

Gesa Digital Banking

Manage your finances conveniently from your mobile device. Transfer funds, deposit checks, pay bills, and apply for financial products like loans and credit cards. Enjoy secure access with biometric options on supported devices.

Highlights
  • Money transfers
  • Check deposits
  • Bill payments
  • Loan applications
  • Credit card applications
  • New account opening
  • Biometric access
Features
Read full description

Your banking on your schedule, all from the palm of your hand! Move or send money between your accounts or to someone else. Deposit your checks, pay your bills, apply for loans and credit cards, open a new account - all from your mobile device. All of this and so much more! Biometric access available on compatible devices. For more about Gesa Digital Banking, visit us on Gesa.com (Standard mobile web fees may apply. Please contact your wireless provider for details.)

Screenshots

Harborstone Mobile4 screens
Gesa Digital Banking4 screens

Verdict

The call

Harborstone Mobile and Gesa Digital Banking both sit at 4.8 stars, but that hides the real split: 68% of Harborstone Mobile's written reviews are positive against 30% of Gesa Digital Banking's. Harborstone Mobile also leads on update cadence (every 3 months vs every 14 months). Gesa Digital Banking's advantage is ratings volume (28K vs 5.2K) and iOS requirement (15.0 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Harborstone Mobile against 4.7 for Gesa Digital Banking. That said, the two scores are not equally well evidenced: Gesa Digital Banking has 28K ratings behind it against 5.2K, so its average is the more settled of the two. Written reviews are what separate them: 68% of Harborstone Mobile's written reviews are positive against 30% of Gesa Digital Banking's.

UpkeepUpdate frequency

Harborstone Mobile ships an update every 3 months, Gesa Digital Banking every 14 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Harborstone Mobile versus Gesa Digital Banking: the parameters behind the verdict, then further details
ParameterHarborstone MobileGesa Digital Banking
PriceFreeFree
Rating4.8 (5.2K ratings) — better4.7 (28K ratings)
Positive reviews67.8% of reviews — better29.8% of reviews
Number of ratings5.2K28K — better
Update frequencyEvery 3 months — betterEvery 14 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size114 MB81 MB
Age rating4+4+
DeveloperHarborstone Credit UnionGesa Credit Union

Customer experience

Harborstone Mobile

All ratings4,833 ratings
Positive95.1%
Neutral2.2%
Negative2.8%
Written reviews90 reviews
Positive67.8%
Neutral5.6%
Negative26.7%

Gesa Digital Banking

All ratings27,789 ratings
Positive93.4%
Neutral2.5%
Negative4.1%
Written reviews178 reviews
Positive29.8%
Neutral6.7%
Negative63.5%

User reviews

Harborstone Mobile

From 5.2K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 🔒 Secure app
  • 💡 Great credit union experience

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Unreliable account balances
  • 🐛 Mobile check deposit issues
  • 🐛 Slow and clunky UI

Gesa Digital Banking

From 28K App Store ratings

What we love

  • 🚀 Straightforward and easy to use
  • 🔒 Secure banking experience
  • 👍 Reliable for basic banking needs
  • 🚀 Convenient mobile check deposit
  • 👍 Friendly and helpful customer service

Room to improve

  • 🐛 Buggy and glitchy app experience
  • 🕰️ Slow and laggy performance
  • 🔒 Frequent 2-step verification required
  • 👎 Difficult to navigate and find features
  • 🔨 Poor integration with credit card and in-branch services

Bugs and requests

Harborstone Mobile

Reported bugs

3 issues
  • Login issues after app updates
  • Incorrect account balances displayed
  • Mobile check deposit not working

Requested features

4 requests
  • Bring back balance widget
  • Add more account details and transaction history
  • Improve mobile check deposit process
  • Enhance app stability and performance

Gesa Digital Banking

Reported bugs

4 issues
  • Remote check deposit issues and timeouts
  • Inconsistent login and logout behavior
  • Incorrect account and address information
  • Delayed posting of pending transactions

Requested features

5 requests
  • Increase transfer limit from savings to checking
  • Improve navigation and organization of the app
  • Add biometric login options (fingerprint, face ID)
  • Streamline credit card payment process
  • Redesign the app to be more visually appealing

In-app purchases

None

Harborstone Mobile

No in-app purchases

None

Gesa Digital Banking

No in-app purchases

Questions

Is Harborstone Mobile free?
Harborstone Mobile is free to download, with no in-app purchases.
Is Gesa Digital Banking free?
Gesa Digital Banking is free to download, with no in-app purchases.
Which has better reviews, Harborstone Mobile or Gesa Digital Banking?
Harborstone Mobile is rated higher. Harborstone Mobile averages 4.8 out of 5 from 5.2K ratings, while Gesa Digital Banking averages 4.7 from 28K ratings.
Do Harborstone Mobile or Gesa Digital Banking have ads?
Neither Harborstone Mobile nor Gesa Digital Banking shows ads.
Which is updated more often, Harborstone Mobile or Gesa Digital Banking?
Harborstone Mobile ships an update every 3 months, and Gesa Digital Banking every 14 months. Most recently, Harborstone Mobile was updated on October 26, 2026 and Gesa Digital Banking on October 25, 2026.

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