Geld vs Smart Data
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Geld
Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.
- Log one-time expenses
- Log recurring expenses
- Define custom categories
- View expense statistics
- Simple interface
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Geld is a simple application for tracking personal expenses. It allows entering of one time and recurring expenses for self defined categories, and can show simple expense statistics.
Smart Data
Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.
- Review posted corporate Mastercard expenses
- Add receipts using phone camera
- Add business justification and allocate costs
- Group and manage multiple expenses
- Approve expenses and groups
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Capture expense details more effectively with enhanced Business Justification controls, helping improve data accuracy and streamline expense processing.
Screenshots
Verdict
The clearest difference is rating: Smart Data at 4.4 against Geld's 2.0. Smart Data also leads on update cadence (monthly vs every 20 months) and ratings volume (729 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Data holds the better App Store score, 4.4 against 2.0. That said, the two scores are not equally well evidenced: Smart Data has 729 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 24% of Smart Data's.
Geld ships an update every 20 months, Smart Data monthly. The most recent releases landed on October 6, 2026 and October 20, 2026 respectively.
| Parameter | Geld | Smart Data |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) | 4.4 (729 ratings) — better |
| Positive reviews | 0.0% of reviews | 23.5% of reviews — better |
| Number of ratings | 1 | 729 — better |
| Update frequency | Every 20 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 1 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | 40Hz | Mastercard International Incorporated |
Customer experience
Geld
Smart Data
Bugs and requests
Geld
Not enough reviews yet to summarise bugs or requests.
Smart Data
Reported bugs
6 issues- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited
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- Submitting receipts fails frequently
Requested features
8 requests- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality
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- Ability to take receipt picture from app
- See billing session total/balance
- Sync submitted receipts with pictures
In-app purchases
Geld
No in-app purchases
Smart Data
No in-app purchases
Questions
Is Geld free?
Is Smart Data free?
Which has better reviews, Geld or Smart Data?
Do Geld or Smart Data have ads?
Which is updated more often, Geld or Smart Data?
Other comparisons
