Barclays US vs MySynchrony
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Barclays US
Manage your accounts securely and conveniently from anywhere. Features include biometric login, digital wallet integration, personalized notifications, and easy transfers. Track spending, access your FICO score, and control your cards with instant locking.
- Biometric login
- Digital wallet integration
- Personalized notifications
- Online transfers
- Spend Analyzer
- Free FICO Credit Score access
- Card control
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Access your account anywhere, anytime with the Barclays US App. With biometric login, customized notifications, mobile wallets, easy direct deposits and online transfers, banking online or using your credit card is faster and easier. If you already have a credit card login with Barclays, you can use the same online credentials. If not, and you already have a Barclays Savings or CD account, you can set up an online account through the app. Faster • Digital wallet: pay with just a tap. Add your card to Google Pay ™ or Samsung Pay and replace your cards and cash • Biometric login: skip the password. Log in quickly and securely with your fingerprint • Rewards: all your rewards at your fingertip • Online transfers to and from other banks Easier • Quick and easy payments • View all your accounts in one place • Spend Analyzer: get a big picture view of your spending with our handy tool • Free online access to your FICO® Credit Score • Direct deposit to make saving simple and easy • No monthly maintenance fees on savings accounts Safer • Card control: lost card? Not a problem. Lock your card instantly • Notifications: personalized alerts and push notifications • Replace your card: get a new card in just a few easy steps • Secure, 24/7 online access to your funds FICO is registered trademark Of Fair Isaac Corporation in the United States and other countries.
MySynchrony
Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.
- Manage credit cards in one place
- Secure biometric login
- Schedule and manage payments
- Check balance and credit limit
- Review transaction history
- Access partner deals and offers
- Financial education blog
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Download the MySynchrony App today to securely manage your credit card accounts* all in one place. With this mobile app you will be able to: • Manage your Synchrony issued credit cards in one place • Log in securely using Biometric Authentication • Schedule and manage payments for your accounts • Check your balance and credit limit anytime, anywhere • Review your transaction and payment history • View your statements and manage your statement delivery preference • Securely add or delete multiple bank accounts that you'd like to use to pay your bill • Explore the Synchrony Marketplace for savings, deals, and offers from our partners nationwide, online, or right in your neighborhood • Access the Finance 101 blog to stay in the know on tips to better manage your finances • Discover answers anytime with our 24/7 Knowledge Center for cardholder resources. • Provide us feedback on your mobile app experience. Let us know how we can help and what’s working. We are here for you. (For Synchrony Bank Savings accounts, please visit our Synchrony Bank App.) *Credit cards issued by Synchrony, not including Venmo, PayPal Extras, PayPal Credit, TJMaxx/TJX, eBay Extras
Screenshots
Verdict
Barclays US and MySynchrony both sit at 4.9 stars, but that hides the real split: 82% of MySynchrony's written reviews are positive against 43% of Barclays US's. Barclays US's advantage is ratings volume (546K vs 111K) and iOS requirement (16.0 vs 18). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Barclays US against 4.8 for MySynchrony. Both are backed by a comparable volume of ratings — 546K and 111K respectively. Written reviews are what separate them: 43% of Barclays US's written reviews are positive against 82% of MySynchrony's.
Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on September 25, 2026.
| Parameter | Barclays US | MySynchrony |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (546K ratings) — better | 4.8 (111K ratings) |
| Positive reviews | 43.4% of reviews | 81.9% of reviews — better |
| Number of ratings | 546K — better | 111K |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #75 | #32 — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18 |
| Further details — not scored | ||
| Size | 202 MB | 205 MB |
| Age rating | 4+ | 4+ |
| Developer | Barclays Bank Delaware | Synchrony Financial |
Customer experience
Barclays US
MySynchrony
User reviews
Barclays US
From 546K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient app functionality
- 🔒 Secure app with Face ID/Touch ID login
- 💡 Useful features like tracking credit score
Room to improve
- 🐛 Frequent login issues with password and biometrics
- 🐛 Inaccurate balance displays and transaction tracking
- 🐛 Buggy app crashes and performance issues
- 🔍 Lack of push notifications for transactions
- 💻 Outdated and clunky app design
MySynchrony
From 111K App Store ratingsWhat we love
- 👍 Easy to use
- 👍 User-friendly
- 👍 Convenient
- 👍 Streamlined payment process
- 👍 Helpful for managing multiple accounts
Room to improve
- 🐛 App crashes or freezes
- 🐛 Login issues
- 🐛 Inconsistent account information
- 🐛 Difficulty adding or managing accounts
- 🐛 Unreliable payment processing
Bugs and requests
Barclays US
Reported bugs
3 issues- App crashes after updates
- Login issues with password and biometrics
- Inaccurate balance and transaction display
Requested features
4 requests- Dark mode option
- Ability to easily pay current balance
- Improved transaction history and balance tracking
- More customization options
MySynchrony
Reported bugs
4 issues- Delayed payment updates
- Incorrect account balance information
- Compatibility issues with older devices
- Inability to remove closed accounts from the app
Requested features
5 requests- Ability to view all accounts in one place
- Option to set up automatic payments
- More detailed transaction history
- Improved notification system
- Ability to update personal information within the app
In-app purchases
Barclays US
No in-app purchases
MySynchrony
No in-app purchases
