Comparison

國泰優惠CUBE Rewards vs HSBC Taiwan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰優惠CUBE Rewards

This app enhances your points experience by allowing you to accumulate and redeem points for rewards. Participate in tasks, manage card services, and access exclusive offers for a smarter, more rewarding lifestyle.

Highlights
  • Accumulate and redeem Tree Points
  • Participate in tasks for points
  • Access card services and alerts
  • Enjoy exclusive member offers
  • Track credit card points
  • Redeem points for rewards
Read full description

Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City

About

HSBC Taiwan

Manage your finances securely and conveniently on the go. View account balances, transfer funds, trade stocks, and access investment tools. Log in easily with biometrics or a PIN.

Highlights
  • Account overview
  • Fund transfers and foreign exchange
  • Soft token for security
  • Investment tracking and trading
  • Biometric login
  • Payee management
Read full description

Keeping your device secure: HSBC recommends that you only install apps from official app stores or install your own anti-malware software to protect your mobile device. You should decline pop ups, messages or emails containing links asking you to download an app, as it may be an attempt to install harmful software on your device. Mobile banking app will collect and store the device identification code for security and verification purposes, and users install this app will be deemed to agree these relevant terms, for more information, include the permissions required from this app, please refer to: https://www.hsbc.com.tw/en-tw/ways-to-bank/mobile/ You can now enjoy a secure and convenient mobile banking experience with: • Account Overview: view your accounts at a glance • Move Money: foreign currency exchange, local currency transfer to HSBC or other domestic accounts, and payments for HSBC credit cards • Soft Token: generate a security code for online banking logon or transaction • Payee Management: view, add and delete payees • Wealth Dashboard: track your investments in one place • Equities Trading: invest in overseas stocks/ETFs anywhere, anytime • Unit Trusts Trading: compare and invest in funds to maximize investment potential • Mobile Registration: Register for HSBC Online Banking and Mobile Banking directly through the HSBC Mobile App • Manage Devices and Security Settings • Log on with biometrics or 6-digit PIN • Optimised for accessibility For mobile banking services, please download HSBC (Taiwan) app. For credit card services, please download HSBC Credit Card app. Important information: This App is provided by HSBC Bank (Taiwan) Company Limited (“HSBC Taiwan”) for use of existing customers of HSBC Taiwan only. Please do not download this App if you are not an existing customer of HSBC Taiwan. HSBC Taiwan is regulated in Taiwan by Central Bank of the Republic of China for Banking services and investment activities. Please be aware that HSBC Taiwan is not authorized or licensed in other countries for the provision of the services and/or products available through this App. We cannot guarantee that the services and products available through this App are authorized to be offered in other countries.

Screenshots

國泰優惠CUBE Rewards4 screens
HSBC Taiwan4 screens

Verdict

The call

國泰優惠CUBE Rewards and HSBC Taiwan both sit at 4.7 stars, but that hides the real split: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 43% of HSBC Taiwan's. 國泰優惠CUBE Rewards also leads on update cadence (every 3 weeks vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for 國泰優惠CUBE Rewards against 4.8 for HSBC Taiwan. Both are backed by a comparable volume of ratings — 906 and 794 respectively. Written reviews are what separate them: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 43% of HSBC Taiwan's.

UpkeepUpdate frequency

國泰優惠CUBE Rewards ships an update every 3 weeks, HSBC Taiwan every 2 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
國泰優惠CUBE Rewards versus HSBC Taiwan: the parameters behind the verdict, then further details
Parameter國泰優惠CUBE RewardsHSBC Taiwan
PriceFreeFree
Rating4.7 (906 ratings)4.8 (794 ratings) — better
Positive reviews83.5% of reviews — better43.2% of reviews
Number of ratings906 — better794
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size114 MB561 MB
Age rating4+4+
Developer國泰金融集團HSBC Global Services (UK) Limited

Customer experience

國泰優惠CUBE Rewards

All ratings906 ratings
Positive93.8%
Neutral2.5%
Negative3.6%
Written reviews103 reviews
Positive83.5%
Neutral4.9%
Negative11.7%

HSBC Taiwan

All ratings789 ratings
Positive95.1%
Neutral1.0%
Negative3.9%
Written reviews81 reviews
Positive43.2%
Neutral17.3%
Negative39.5%

User reviews

國泰優惠CUBE Rewards

From 906 App Store ratings

What we love

  • 👍 User-friendly and intuitive interface
  • 🎁 Abundant activities and promotional offers
  • 🔄 Easy points/rewards redemption system
  • 📱 Clean and well-organized layout
  • ⚡ Convenient coupon and event access

Room to improve

  • 🐛 App crashes and freezes after updates
  • 🔐 Login button unresponsive
  • ❓ Unclear activity descriptions and mechanics
  • 🔀 Fragmented experience (separate points app from main banking app)
  • 🎲 Low winning probability in promotional events

HSBC Taiwan

From 794 App Store ratings

What we love

  • 🌍 Seamless global integration across HSBC geographies
  • 🚀 Fast and modern app performance
  • 🔒 Secure banking from anywhere in the world
  • 👍 Easy to use interface
  • 📱 Face ID login capability

Room to improve

  • 🐛 Frequent app crashes and freezes
  • 📊 Very limited functionality and features
  • 💳 Credit card transactions not visible in app
  • ⏱️ Delayed credit card balance updates (2-3 days)
  • 🔐 Login issues and authentication problems

Bugs and requests

國泰優惠CUBE Rewards

Reported bugs

3 issues
  • App crashes and force closes after updates
  • Login button becomes unresponsive
  • Technical issues with no resolution from support team

Requested features

4 requests
  • Integrate points app into main Cathay Bank app
  • Improve event win probability rates
  • Better visibility of registered activity status history
  • Enhanced customer support for technical issues

HSBC Taiwan

Reported bugs

5 issues
  • App crashes during transfers
  • Login loop with Face ID and code authentication
  • iOS app login failures
  • Credit card balance showing 0 when positive
  • App becomes unresponsive after initial download

Requested features

9 requests
  • Credit card transaction details in app
  • Ability to transfer to new recipients (not just saved contacts)
  • Increase transfer limits functionality
  • Multiple device support (3 devices instead of 1)
  • Custom payee name editing
Show 4 more
  • Investment portfolio display
  • Fixed deposit account opening in app
  • Improved account number display without masking
  • English language option for credit card statements

In-app purchases

None

國泰優惠CUBE Rewards

No in-app purchases

None

HSBC Taiwan

No in-app purchases

Questions

Is 國泰優惠CUBE Rewards free?
國泰優惠CUBE Rewards is free to download, with no in-app purchases.
Is HSBC Taiwan free?
HSBC Taiwan is free to download, with no in-app purchases.
Which has better reviews, 國泰優惠CUBE Rewards or HSBC Taiwan?
HSBC Taiwan is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 906 ratings, while HSBC Taiwan averages 4.8 from 794 ratings.
Do 國泰優惠CUBE Rewards or HSBC Taiwan have ads?
Neither 國泰優惠CUBE Rewards nor HSBC Taiwan shows ads.
Which is updated more often, 國泰優惠CUBE Rewards or HSBC Taiwan?
國泰優惠CUBE Rewards ships an update every 3 weeks, and HSBC Taiwan every 2 months. Most recently, 國泰優惠CUBE Rewards was updated on November 6, 2026 and HSBC Taiwan on November 7, 2026.

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