Comparison

Central Bank Utah vs CentralMOBILE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Central Bank Utah

Manage your finances conveniently from your mobile device. Access your accounts 24/7 to check balances, review transactions, and transfer funds. Deposit checks, pay bills, and activate cash back offers on the go.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Deposit checks
  • Pay bills
  • Activate cash back offers
Features
Read full description

Central Bank of Utah Mobile Banking app. Banking 24/7 from your mobile device. Check your balances, view transaction history, transfer between accounts, deposit checks, pay your bills and view and activate your cash back offers - banking on the go! To learn how we protect your privacy, please visit http://www.centralbankutah.com/site/privacy_policy.html

About

CentralMOBILE

Manage your bank accounts on the go with this mobile banking app. Deposit checks, pay bills, transfer funds, and find nearby branches or ATMs. Access Zelle for fast, secure money transfers to friends and family.

Highlights
  • Mobile check deposit
  • View account balances and transactions
  • Transfer funds between accounts
  • Pay bills and manage payments
  • Send money with Zelle
  • Find bank branches and ATMs
Features
Read full description

Securely bank wherever and whenever you want with CentralMOBILE from Central Bank. Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more. REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking. To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code. FEATURES: MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send. CHECK BALANCES – See your latest checking and savings account balances and recent transactions. TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts. PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking. ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address. www.centralbank.com Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.

Screenshots

Central Bank Utah4 screens
CentralMOBILE4 screens

Verdict

The call

The clearest difference is ads: Central Bank Utah at none against CentralMOBILE's shown. Central Bank Utah also leads on monetization model (free vs free with in-app purchases) and review sentiment (58% vs 37%). CentralMOBILE's advantage is iOS requirement (15.0 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Central Bank Utah against 4.8 for CentralMOBILE. Both are backed by a comparable volume of ratings — 2.2K and 4.6K respectively. Written reviews are what separate them: 58% of Central Bank Utah's written reviews are positive against 37% of CentralMOBILE's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
Central Bank Utah versus CentralMOBILE: the parameters behind the verdict, then further details
ParameterCentral Bank UtahCentralMOBILE
PriceFreeFree
Rating4.8 (2.2K ratings)4.8 (4.6K ratings) — better
Positive reviews57.9% of reviews — better37.3% of reviews
Number of ratings2.2K4.6K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size192 MB112 MB
Age rating4+4+
DeveloperCentral Bank of UtahCENTRAL BANK & TRUST COMPANY

Customer experience

Central Bank Utah

All ratings2,167 ratings
Positive94.5%
Neutral1.6%
Negative4.0%
Written reviews95 reviews
Positive57.9%
Neutral4.2%
Negative37.9%

CentralMOBILE

All ratings4,326 ratings
Positive95.2%
Neutral1.5%
Negative3.3%
Written reviews83 reviews
Positive37.3%
Neutral4.8%
Negative57.8%

User reviews

Central Bank Utah

From 2.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient
  • 🔒 Secure
  • 💡 Great functionality
  • 👍 Excellent banking app

Room to improve

  • 🐛 Balance not updating correctly
  • 🐛 Bill pay issues
  • 🐛 Mobile deposit problems
  • 🐛 Inconsistent performance
  • 🐛 Outdated user interface

CentralMOBILE

From 4.6K App Store ratings

What we love

  • 👍 Helpful customer service
  • 💡 Useful mobile deposit feature
  • 🚀 Smooth app experience when working

Room to improve

  • 🐛 Frequent app crashes and login issues
  • ⚠️ Unreliable app performance and availability
  • 🔍 Lack of transparency around maintenance and downtime

Bugs and requests

Central Bank Utah

Reported bugs

3 issues
  • App crashes when using bill pay
  • Mobile deposit feature not working reliably
  • Rewards view not compatible with iOS 8.1

Requested features

3 requests
  • Access to loan information
  • Ability to rename accounts
  • iPad-friendly version

CentralMOBILE

Reported bugs

3 issues
  • App incompatibility with iOS 16
  • Persistent login and connectivity problems
  • Inconsistent Face ID/Touch ID functionality

Requested features

3 requests
  • Ability to view transaction details and receipts
  • Improved account management features
  • Seamless integration with newer iOS versions

In-app purchases

None

Central Bank Utah

No in-app purchases

None

CentralMOBILE

No in-app purchases

Questions

Is Central Bank Utah free?
Central Bank Utah is free to download, with no in-app purchases.
Is CentralMOBILE free?
CentralMOBILE is free to download, with no in-app purchases.
Which has better reviews, Central Bank Utah or CentralMOBILE?
CentralMOBILE is rated higher. Central Bank Utah averages 4.8 out of 5 from 2.2K ratings, while CentralMOBILE averages 4.8 from 4.6K ratings.
Do Central Bank Utah or CentralMOBILE have ads?
CentralMOBILE shows ads; Central Bank Utah does not.
Which is updated more often, Central Bank Utah or CentralMOBILE?
Central Bank Utah ships an update every 3 months, and CentralMOBILE every 3 months. Most recently, Central Bank Utah was updated on October 29, 2026 and CentralMOBILE on October 29, 2026.

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