Comparison

Safety Mobile vs Horace Mann Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Safety Mobile

Manage your insurance policies, pay bills, and report claims easily. Access your insurance card, agent information, and claim history. Receive timely alerts for payments and expirations.

Highlights
  • Pay bills
  • Report claims
  • View insurance card
  • Access agent information
  • View claim history
  • Receive payment alerts
  • Find an agent
Features
Read full description

Safety Mobile by Safety Insurance Insurance just got a whole lot easier with Safety Mobile right at your fingertips. It gives you access to your Safety Insurance My Account to pay your bill, report a claim at the accident scene, view your insurance card and access your agent information. View the history of your home and auto claims, including your adjuster's contact information, appraisals, and payments by selecting 'Claim History' under My Account. With the Alert Center, we will send you an email or text message when a payment is due, or your license, registration, or inspection expires. * Use Face/Touch ID or the 'Remember Me' switch on the login page to remember both your user name and password. Logging into My Account has never been easier! * Not a Safety Insurance policyholder? That’s OK - use the Find an Agent tool to locate an Independent Agent near you. About Safety Insurance: Safety Insurance is sold exclusively through a network of professional independent agents in Massachusetts, Maine, and New Hampshire. Safety Insurance offers insurance products for your Auto, Home, and Business.

About

Horace Mann Mobile

Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.

Highlights
  • View billing and make payments
  • Access auto insurance cards
  • File claims online
  • Contact roadside assistance and customer service
  • Find and contact your agent
  • View policy details
Read full description

Horace Mann provides insurance products and financial solutions, programs and services designed around the unique needs of educators. With the Horace Mann mobile app, you can: - View your billing information and make a payment - Access your auto insurance cards - File a claim online - Contact roadside assistance, claims and customer service - Find or contact your agent - View your account. Get policy details for auto, property and life We’re listening to your feedback and are actively making improvements to our mobile app so we can give you more service options, added flexibility and a better mobile experience.

Screenshots

Safety Mobile4 screens
Horace Mann Mobile4 screens

Verdict

The call

The clearest difference is update cadence: Horace Mann Mobile at monthly against Safety Mobile's every 3 months. Horace Mann Mobile also leads on iOS requirement (11.0 vs 16.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Horace Mann Mobile holds the better App Store score, 2.1 against 2.0. Both are backed by a comparable volume of ratings — 62 and 53 respectively. Written reviews split almost evenly too, at 24% and 23% positive.

UpkeepUpdate frequency

Safety Mobile ships an update every 3 months, Horace Mann Mobile monthly. The most recent releases landed on November 7, 2026 and November 1, 2026 respectively.

Scorecard2 real differences · 8 level
Safety Mobile versus Horace Mann Mobile: the parameters behind the verdict, then further details
ParameterSafety MobileHorace Mann Mobile
PriceFreeFree
Rating2.0 (62 ratings)2.1 (53 ratings) — better
Positive reviews23.6% of reviews — better23.4% of reviews
Number of ratings62 — better53
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.011.0 — better
Further details — not scored
Size10 MB23 MB
Age rating4+4+
DeveloperSafety Insurance CompanyThe Horace Mann Companies

Customer experience

Safety Mobile

All ratings60 ratings
Positive16.7%
Neutral6.7%
Negative76.7%
Written reviews72 reviews
Positive23.6%
Neutral8.3%
Negative68.1%

Horace Mann Mobile

All ratings48 ratings
Positive20.8%
Neutral6.3%
Negative72.9%
Written reviews47 reviews
Positive23.4%
Neutral10.6%
Negative66.0%

User reviews

Safety Mobile

From 62 App Store ratings

What we love

  • 👍 Easy to use (older reviews)
  • 👍 Customer friendly (older reviews)
  • 👍 Agent finder map view (older reviews)
  • 👍 Intuitive interface (older reviews)
  • 👍 Functional, informational (older reviews)

Room to improve

  • 👎 Cannot view policy documents
  • 👎 Cannot see policy information
  • 👎 Login errors/system errors
  • 👎 App freezes/crashes
  • 👎 Useless for most functions

Horace Mann Mobile

From 53 App Store ratings

What we love

  • 👍 Seamless to use
  • 👍 Amazing App - pay bill, access policy, claim, contact agent, see VIN
  • 👍 Easy to use
  • 👍 Great app, nicely laid out, user friendly
  • 👍 Nice interface, easy to navigate

Room to improve

  • 🐛 App needs fixing, shuts down when switching screens
  • 🐛 Needs notifications, only notifies when bills are overdue
  • 🐛 Terrible app, never sent text to log in, email not registered/already registered
  • 🐛 Useless app, can't get any info
  • 🐛 App stopped working, policies show expired/canceled

Bugs and requests

Safety Mobile

Reported bugs

9 issues
  • System error on login
  • App freezes when reporting claims
  • App closes when uploading photos for claims
  • Login verification loop
  • App crashes on sign in
Show 4 more
  • App closes after login
  • App doesn't remember username
  • App sends incorrect payment due notifications
  • App doesn't display all covered individuals on insurance card

Requested features

11 requests
  • Add ability to view policy documents
  • Add ability to see policy information
  • Add bill payment scheduling
  • Add payment history view
  • Add pending payment view
Show 6 more
  • Add ability to view ID proof
  • Improve login process
  • Add Touch ID/biometric login
  • Add ability to report bugs/suggestions
  • Allow saving billing information
  • Add mobile payment option

Horace Mann Mobile

Reported bugs

24 issues
  • App shuts down when switching screens and requires another code
  • Email not registered/already registered issue during login/setup
  • Policies show expired and canceled
  • Unable to view car insurance policy on the app for almost a year
  • App constantly fails
Show 19 more
  • Cannot utilize all functions of website
  • Error messages trying to log in
  • App always failing at inconvenient times
  • Cannot view Roth IRA info
  • Cannot view retirement investments
  • Cannot see Roth IRA and 403B total amounts
  • Website doesn't show all accounts
  • Ongoing maintenance announcement, zero functionality
  • Cannot pay premiums on the app
  • Cannot access account balances
  • Cannot see account activity
  • Click retirement account and nothing loads
  • App looks like it’s 5 years old & performs worse
  • Cannot pay bill with the app
  • No option to view bill statement or pay
  • Doesn't show premium displayed
  • App is extremely slow to log you in
  • App crashes during the wait time
  • No way back to the Main nav once you select ID cards

Requested features

21 requests
  • Add notifications for bill due dates
  • Add Face ID for easy sign in
  • Update the UI of the app
  • Add Apple Pay for Payments
  • View Roth IRA info
Show 16 more
  • View retirement investments
  • See Roth IRA and 403B total amounts
  • Allow account payments
  • Modernize the app
  • Add Touch ID login
  • Add fingerprint logon
  • Add investments functionality
  • Allow bill payments
  • Allow printing of ID cards
  • Save login information on the phone
  • Ability to pay bill
  • Ability to request forms
  • Fix basic navigation issues (e.g., back to main nav)
  • Access to other non-auto products
  • Access to homeowners and retirement accounts
  • Print feature for ID cards

In-app purchases

None

Safety Mobile

No in-app purchases

None

Horace Mann Mobile

No in-app purchases

Questions

Is Safety Mobile free?
Safety Mobile is free to download, with no in-app purchases.
Is Horace Mann Mobile free?
Horace Mann Mobile is free to download, with no in-app purchases.
Which has better reviews, Safety Mobile or Horace Mann Mobile?
Horace Mann Mobile is rated higher. Safety Mobile averages 2.0 out of 5 from 62 ratings, while Horace Mann Mobile averages 2.1 from 53 ratings.
Do Safety Mobile or Horace Mann Mobile have ads?
Neither Safety Mobile nor Horace Mann Mobile shows ads.
Which is updated more often, Safety Mobile or Horace Mann Mobile?
Safety Mobile ships an update every 3 months, and Horace Mann Mobile monthly. Most recently, Safety Mobile was updated on November 7, 2026 and Horace Mann Mobile on November 1, 2026.

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