Comparison

LAFCU vs NGFCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LAFCU

Manage your everyday banking needs securely and conveniently 24/7. Check balances, view account information, make and edit payments, deposit checks, and control your cards all from your mobile device.

Highlights
  • Account dashboard
  • Transaction review
  • Mobile check deposit
  • Bill payment scheduling
  • Fund transfers
  • Card controls
  • Statement viewing
Features
Read full description

Los Angeles Federal Credit Union puts everyday banking at your fingertips safely & securely 24/7 with our LAFCU Mobile App. Whether you want to check your account balance, view your account info, or make and edit payments – you can do it all from your mobile device. Features included are: Dashboard - Manage all of your LAFCU accounts with one dashboard. View your available funds, your upcoming payments, how much you’ve deposited, progress towards your savings goals, and personalized recommendations just for you all in a single easy-to-read screen. Accounts - View and manage all of your cash accounts. Review recent transactions, see current balances, make transfers, pay loans, and search for specific payments or deposits. Mobile Deposits – Deposit checks into your LAFCU account anytime and anywhere. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected accounts at other financial institutions through our funds transfer capability. Alerts – Set up and manage account alerts, including LAFCU VISA® credit cards. Card Controls – Control when, where, and how your debit card and credit cards are used. Lock and unlock your card, report a lost card, set travel plans, initiate a dispute, and more. Statements – View and download statements and tax forms Since 1936, Los Angeles Federal Credit Union has remained a strong and secure financial institution that is committed to providing the best financial services to its members and residents of Southern California. That’s why we developed the LAFCU Mobile app to manage your everyday banking needs. To enjoy the convenience of our app, you must be a Los Angeles Federal Credit Union member and be enrolled in our online banking service. If you are already a member, simply download this mobile app. To join the credit union, visit www.LAFCU.org, then after joining, download the app.

About

NGFCU

Manage your finances on the go with this secure digital banking app. Deposit checks, transfer funds, pay bills, and view your account history. Access all your Northrop Grumman Federal Credit Union accounts easily and conveniently.

Highlights
  • Deposit checks
  • Check and view balances
  • Transfer funds
  • Person to person transfers
  • Pay bills
  • Make loan payments
  • Find branch/ATM locations
Features
Read full description

NGFCU digital banking app provides easy and secure access to your accounts. You can deposit checks, transfer money, view your balance, pay your bills – and a whole lot more. NGFCU digital banking app is available to all Northrop Grumman Federal Credit Union members. Standard Features: • Deposit checks • Check balances • View balances, current and pending transactions, and account history • Transfer funds • Person to person transfers • Pay bills • Make a loan payment • Update contact information • Find NGFCU branch/ATM locations and CO-OP shared branches/ATM’s

Screenshots

LAFCU4 screens
NGFCU4 screens

Verdict

The call

The clearest difference is review sentiment: LAFCU at 75% against NGFCU's 24%. LAFCU also leads on rating (4.9 vs 4.1) and ratings volume (6.7K vs 34). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LAFCU holds the better App Store score, 4.9 against 4.1. That said, the two scores are not equally well evidenced: LAFCU has 6.7K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 75% of LAFCU's written reviews are positive against 24% of NGFCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on October 12, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 7 level
LAFCU versus NGFCU: the parameters behind the verdict, then further details
ParameterLAFCUNGFCU
PriceFreeFree
Rating4.9 (6.7K ratings) — better4.1 (34 ratings)
Positive reviews74.7% of reviews — better24.2% of reviews
Number of ratings6.7K — better34
Update frequencyEvery 5 monthsEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size24 MB128 MB
Age rating4+4+
DeveloperLos Angeles Federal Credit UnionNorthrop Grumman Federal Credit Union

Customer experience

LAFCU

All ratings6,467 ratings
Positive97.7%
Neutral1.7%
Negative0.7%
Written reviews87 reviews
Positive74.7%
Neutral11.5%
Negative13.8%

NGFCU

All ratings34 ratings
Positive73.5%
Neutral5.9%
Negative20.6%
Written reviews95 reviews
Positive24.2%
Neutral14.7%
Negative61.1%

Bugs and requests

LAFCU

Reported bugs

4 issues
  • Zelle not working
  • Login/registration issues
  • Crashes and freezes
  • Compatibility issues with older devices

Requested features

4 requests
  • Improve Zelle integration
  • Enhance credit card transaction visibility
  • Introduce dark mode option
  • Improve overall app performance

NGFCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LAFCU

No in-app purchases

None

NGFCU

No in-app purchases

Questions

Is LAFCU free?
LAFCU is free to download, with no in-app purchases.
Is NGFCU free?
NGFCU is free to download, with no in-app purchases.
Which has better reviews, LAFCU or NGFCU?
LAFCU is rated higher. LAFCU averages 4.9 out of 5 from 6.7K ratings, while NGFCU averages 4.1 from 34 ratings.
Do LAFCU or NGFCU have ads?
Neither LAFCU nor NGFCU shows ads.
Which is updated more often, LAFCU or NGFCU?
LAFCU ships an update every 5 months, and NGFCU every 5 months. Most recently, LAFCU was updated on October 12, 2026 and NGFCU on October 5, 2026.

Other comparisons