FNB Banking App vs Natsave
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNB Banking App
Experience award-winning, secure, and personalized digital banking. This app offers intelligent search, customizable features, and innovative payment options for effortless financial management. Access verified statements and make secure transactions on the go.
- Intelligent search for quick access
- Customizable home screen
- Secure PIN and biometric login
- Multiple profile switching
- Innovative payment options (ChatPay, PayShap)
- Digital wallet integration
- Secure in-app messaging
- Prepaid top-ups
- Verified statement downloads
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Award-winning banking made simple, secure, and built around you. Welcome to the future of banking. Discover smarter, safer banking with the FNB App, recognised globally and named Best Consumer Digital Bank and Best Mobile Banking App in South Africa four years in a row. How the FNB App helps you Intelligent Search Find what you need, faster. Discover smarter banking with intelligent search; from shortcuts and saved recipients to offers, FAQs, and instant help. Customise your app Make your Home screen yours by adding your most-used features for quick, effortless banking. App PIN & biometrics Sign in securely with a 5-digit PIN or biometric authentication. Multiple profiles Switch seamlessly between different users via My profile. Innovative payments Pay your way with ChatPay, PayShap, Geo Payments, Pay2Cell, Instant Payment, and more. Digital wallets Make secure contactless payments with Apple Pay and other wallets. Secure messaging Chat safely with FNB customers — share locations, send voice notes, or pay directly in chat. Prepaid purchases Top up airtime, data, electricity, vouchers, and more in seconds. Verified statements Easily download verified, bank-stamped statements straight from your app. We continuously update the app to deliver world-class security, performance, and innovation, giving you the best possible digital banking experience
Natsave
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NATSAVE e-Wallet NATSAVE e-Wallet is a virtual account that allows you to keep money in electronic/virtual form and be able to transfer funds to any registered Zambian mobile number, NATSAVE account, any other NATSAVE e-Wallet account, and any other Bank’s account instantly. You can also pay for utilities including but not limited to Electricity, Water, and T.V. (DSTV, ZHUKU, or GOTV) from NATSAVE e-Wallet account. You can deposit cash into the NATSAVE e-wallet account through a NATSAVE Agent. NATSAVE e-Wallet can be opened by anyone who has a registered Zambian mobile number. NATSAVE e-Wallet allows you to transact up to K10,000.00 per day and transaction limit of K5,000.00. Among the various Banking services accessible through NATSAVE e-wallet are: i) Self-registration, ii) Bill payments iii) Funds transfer to mobile money accounts (Airtel, MTN, and Zamtel) iv) Cash deposit into wallet account through an NATSAVE Agent v) Cash withdrawal through a NATSAVE Agent or ATM vi) Wallet Mini statement vii) Wallet Full Statement viii) Payments to any NATSAVE account ix) Payment to other Bank’s account x) Transfer to any other NATSAVE e-wallet account xi) Mobile talk time purchase xii) Bundles purchase NATSAVE DIRECT NATSAVE Direct App which can also be called NATSAVE Agency Banking App is an application for NATSAVE Agents only. NATSAVE Direct app allows NATSAVE Agents to offer Banking services to NATSAVE customers and non-NATSAVE customers in a conveniently. Only registered NATSAVE Agents can download, install, and successfully utilise this app. Services offered through NATSAVE DIRECT (Agency Banking) include but not limited to the following: i) Cardless cash withdrawal from the Natsave Wallet account ii) Cardless cash withdrawal from NATSAVE Bank account iii) Cardless cash deposit into the NATSAVE Bank account iv) Cardless Cash deposit into the Natsave e-Wallet account v) Cardless Bill payment vi) Talk time purchase
Screenshots
Verdict
The clearest difference is update cadence: FNB Banking App at monthly against Natsave's every 10 months. Natsave's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FNB Banking App ships an update monthly, Natsave every 10 months. The most recent releases landed on October 16, 2026 and September 30, 2026 respectively.
| Parameter | FNB Banking App | Natsave |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.1K ratings) — better | — |
| Positive reviews | 43.9% of reviews | — |
| Number of ratings | 9.1K — better | — |
| Update frequency | Monthly — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 141 MB |
| Age rating | 4+ | 4+ |
| Developer | FirstRand Bank Limited | National Savnigs and Credit Banking |
Bugs and requests
FNB Banking App
Reported bugs
5 issues- Login issues and inability to reset credentials
- Notifications not clearing correctly
- Inconsistent performance across devices
- Compatibility problems with newer iOS versions
- Errors when trying to complete transactions
Requested features
5 requests- Implement Apple Pay support
- Add iPad-specific optimization
- Improve transaction history and statements
- Introduce budgeting and financial management tools
- Allow pasting of passwords for security apps
Natsave
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FNB Banking App
No in-app purchases
Natsave
No in-app purchases









