Splitwise vs SplitBook

Splitwise is the easiest way to share expenses with friends and family and stop stressing about “who owes who”. Millions of people around the world use Splitwise to organize group bills for households, trips, and more. Our mission is to reduce the stress and awkwardness that money places on our most important relationships. Splitwise is great for: - Roommates splitting rent and apartment bills - Group trips around the world - Splitting a vacation house for skiing or at the beach - Weddings and bachelor/bachelorette parties - Couples sharing relationship costs - Friends and co-workers who go out to lunch or dinner together frequently - Loans and IOUS between friends - And so much more Splitwise is simple to use: - Create groups or private friendships for any splitting situation - Add expenses, IOUs, or informal debts in any currency, with support for offline entry - Expenses are backed up online so everyone can log in, view their balances, and add expenses - Keep track of who should pay next, or settle up by recording cash payments or using our integrations We also have powerful features that can handle almost any money sharing situation. Here are some of our industry-leading features: - Multi-platform support for smartphones and web - Simplify debts into the easiest repayment plan - Expense categorization - Calculate group totals - Export to CSV - Comment directly on expenses - Split expenses equally or unequally by percentages, shares, or exact amounts - Add informal debts and IOUs - Create bills that reccur monthly, weekly, yearly, fortnightly - Add multiple payers on a single expense - See total balances with a person across multiple groups and private expenses - Custom user avatars - Cover photos for groups - Activity feed and push notifications help you stay on top of changes - View your edit history for changes to an expense - Any deleted group or bill can be restored easily - World-class customer support - Pay back using our integrated payments: Venmo and PayPal (US only), Paytm (India only) - 100+ currencies and growing - 7+ supported languages Endorsements: “Makes it easy to split everything from your dinner bill to rent.” - NY Times "Fundamental for tracking finances. As good as WhatsApp for containing awkwardness." – The Financial Times “I never fight with roommates over bills because of this genius expense-splitting app”- Business Insider “The Single Best App You Can Download for Group Trips of Any Kind” - Thrillist “Life Changing! I don’t review many things, but this app has seriously improved my quality of life. It has saved my sanity when it comes to splitting utilities, mortgage, groceries, dog expenses...the list goes on. No more saving receipts, making spreadsheets, and manually calculating each month. So handy for group trips/weekends, too! THANK YOU!!” – Courtney via the App Store We offer in-app purchases for “Splitwise Pro”, the benefits of which are described below. The subscription amount will be charged to your App Store account and will vary by plan and country. You’ll see the total price before completing your first payment. If you don’t choose to purchase “Splitwise Pro”, you can continue using Splitwise for free. Premium Subscription Service “Splitwise Pro”: 1. Store high-resolution receipts in the cloud (10GB cloud storage) 2. OCR integration for scanning and itemizing receipts 3. Backups to JSON, downloadable from our website 4. Convert expenses to different currencies using our Open Exchange Rates integration 5. Access to “spending by category” budgeting tools and other charts 6. Search full expense history “Splitwise Pro” subscriptions purchased in-app renew monthly or yearly depending on your plan. Plan pricing may vary by country. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Terms of Service and Privacy Policy: https://www.splitwise.com/terms

Track shared household expenses, split costs fairly, and settle up — without spreadsheets, group chats, or yet another account. SplitBook is built for couples, families, and roommates who want a simple running ledger of who paid what and who owes whom. Everything syncs through your private iCloud account, so there are no servers, no logins, and no third-party trackers between you and your household. WHAT YOU CAN DO • Log expenses in seconds — vendor, amount, category, who paid • Split four ways: – Equally among everyone in the household – For selected members only – By exact amount when shares aren't even – None, if it's only the payer's expense • Built-in math (+, −, ×, ÷) for combining items at checkout • Record payments between household members and link them to specific expenses so balances always reflect reality • See net balances ("Ellen owes you $87.50") with the math done for you across every transaction • Visualize spending by category and timeframe with a clean donut chart • Search across every expense and payment instantly BUILT FOR HOUSEHOLDS Invite household members with one link — no logins, no email list, no third-party account to sign up for. iCloud handles the identity. Everyone's view of the shared ledger stays in sync, even offline. YOUR DATA IS YOURS • Everything stored on your device and synced through your personal iCloud account • No analytics. No telemetry. No third-party servers. • Export to a backup file any time. Restore any time. PRIVACY SplitBook does not collect any data about you. We don't have servers, we don't have accounts, and we don't have your financial information. Your expenses stay between you and your household. COMING SOON More features in the works for paid Pro tier — including recurring expenses (rent, utilities, subscriptions), receipt attachments, smart receipt scanning, CSV export, and budgets. One-time purchase, no subscription, ever. REQUIREMENTS • iPhone running iOS 18 or later • iCloud account (for sharing with household members) SUPPORT Questions, suggestions, or bug reports: splitbook@mentalhygienist.llc mentalhygienist.llc/splitbook