BECU vs WSECU Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BECU
Manage all your financial accounts, both BECU and external, in one place. Track spending, review balances, and handle everyday banking tasks like transfers and mobile check deposits with a user-friendly interface.
- Consolidate BECU and non-BECU accounts
- Budget based on spending history
- Locate ATMs and credit unions
- Transfer funds
- Deposit checks
- Pay bills
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Manage your finances in the palm of your hand: BECU’s app is designed to bring budgeting to your phone. Use the unique features to view not only your BECU accounts but also your credit cards, bank accounts and loans held elsewhere. The colorful, friendly design helps you track spending, review outstanding balances and expenses. The updated app also allows easy everyday banking. From transferring funds to locating ATMs and the ever popular mobile check deposit feature, it’s your money, simplified. BECU App Features and Benefits: • Combine and view your BECU and non-BECU financial accounts in one place • Budget based on your spending, income, debt and expense history • Locate the nearest BECU, ATM or shared branching partner credit union • Transfer funds • Deposit checks • View accounts • Pay bills and view payees • Review Alerts • Updated design and expansive user experience
WSECU Mobile Banking
Manage your finances on the go with this banking app. Track spending, view balances, deposit checks, and pay bills securely. Access account settings, manage transfers, and locate branches or ATMs easily.
- Track spending and view balances
- Mobile check deposit
- Schedule and make transfers
- Secure biometric sign-in
- Temporarily lock/unlock cards
- Create account alerts
- Find branches and ATMs
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Manage your finances anytime, anywhere, with the WSECU Mobile Banking app. Track spending, view balances, make deposits and pay bills — securely and with ease. WSECU Mobile Banking features and benefits: • Manage your account settings and profile. • Sign in securely using biometrics. • Schedule one-time or recurring transfers. • Transfer money to your external accounts. • Deposit checks from your mobile device. • Make loan payments using debit or credit. • View scheduled payments and transfers. • Temporarily lock and unlock your cards. • Create and manage account alerts. • Sort and filter transactions. • Add, edit and delete transaction notes. • Find your nearest branch or ATM. • View in landscape mode using your iPad.
Screenshots
Verdict
The clearest difference is rating: BECU at 4.8 against WSECU Mobile Banking's 4.1. BECU also leads on review sentiment (60% vs 20%) and ratings volume (70K vs 1K). WSECU Mobile Banking's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BECU holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: BECU has 70K ratings behind it against 1K, so its average is the more settled of the two. Written reviews point the same way: 60% of BECU's written reviews are positive against 20% of WSECU Mobile Banking's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 24, 2026 and September 14, 2026 respectively.
| Parameter | BECU | WSECU Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (70K ratings) — better | 4.1 (1K ratings) |
| Positive reviews | 59.9% of reviews — better | 20.0% of reviews |
| Number of ratings | 70K — better | 1K |
| Update frequency | Every 2 months | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 102 MB | 140 MB |
| Age rating | 4+ | 4+ |
| Developer | BECU | Washington State Employees Credit Union |
Customer experience
BECU
WSECU Mobile Banking
User reviews
BECU
From 70K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting and spending tracking features
- 🔒 Secure login process
- 👍 Intuitive and user-friendly interface
Room to improve
- 🐛 Transactions not syncing properly
- 🐛 Buggy and unreliable app performance
- 🔍 Lacking important features available on website
- 🤔 Confusing or unintuitive app design
- 🔍 Limited functionality compared to expectations
WSECU Mobile Banking
From 1K App Store ratingsWhat we love
- 🚀 Fast and responsive
- 📊 Comprehensive account information
- 💳 Excellent transaction alerts
- 🔒 Secure authentication options
- 👍 Easy to manage finances
Room to improve
- 🐛 Frequent crashes and bugs
- 🔑 Login issues and frequent sign-outs
- 📤 Mobile deposit problems
- 🔍 Limited functionality compared to website
- 🕰️ Slow load times and performance
Bugs and requests
BECU
Reported bugs
4 issues- Inconsistent transaction reporting between app and website
- Messaging/chat feature not functioning properly
- Mobile check deposit often fails to recognize correct amounts
- Frequent login issues and challenges with multi-factor authentication
Requested features
5 requests- Add ability to make loan payments and view statements within the app
- Improve transaction search and categorization tools
- Provide option to customize budget categories and time periods
- Integrate credit score checking functionality
- Allow linking of external bank accounts for a more holistic view
WSECU Mobile Banking
Reported bugs
5 issues- App freezes or crashes on launch
- Face ID/Touch ID not working consistently
- Mobile deposit not recognizing checks
- Accounts not syncing properly
- Frequent sign-outs and login issues
Requested features
5 requests- Dark mode option
- Improved mobile deposit experience
- Notifications for transactions and alerts
- Ability to set up recurring payments
- Support for multiple languages
In-app purchases
BECU
No in-app purchases
WSECU Mobile Banking
No in-app purchases
Questions
Is BECU free?
Is WSECU Mobile Banking free?
Which has better reviews, BECU or WSECU Mobile Banking?
Do BECU or WSECU Mobile Banking have ads?
Which is updated more often, BECU or WSECU Mobile Banking?
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