CTBI Mobile vs MCCU KY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTBI Mobile
Manage your finances on the go with this mobile banking application. Check account balances, view recent transactions, transfer funds between accounts, and pay bills conveniently from your device.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay bills
- View latest account balance
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Start banking wherever you are with CTBI Mobile! Available to all CTBI Mobile online banking customers CTBI Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Pay Bills - Easily pay a one time bill payment
MCCU KY
Manage your finances on the go with this mobile banking app. Organize transactions with notes and tags, set up balance alerts, and make payments. Deposit checks, transfer funds, and find nearby branches and ATMs.
- Add tags, notes, and photos to transactions
- Set up balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Deposit checks via photo
- View and save monthly statements
- Find branches and ATMs
- Aggregate financial accounts
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The Members Choice CU Mobile app is your mobile wallet. It's fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here's what you can do with Members Choice Credit Union Mobile App: Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you're paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is update cadence: MCCU KY at every 3 weeks against CTBI Mobile's every 9 months. CTBI Mobile's advantage is ratings volume (13K vs 2K) and iOS requirement (11.0 vs 18.4). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for CTBI Mobile against 4.8 for MCCU KY. That said, the two scores are not equally well evidenced: CTBI Mobile has 13K ratings behind it against 2K, so its average is the more settled of the two. Written reviews are what separate them: 60% of CTBI Mobile's written reviews are positive against 56% of MCCU KY's.
CTBI Mobile ships an update every 9 months, MCCU KY every 3 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.
| Parameter | CTBI Mobile | MCCU KY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (13K ratings) — better | 4.8 (2K ratings) |
| Positive reviews | 59.7% of reviews — better | 56.3% of reviews |
| Number of ratings | 13K — better | 2K |
| Update frequency | Every 9 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 93 MB | 178 MB |
| Age rating | 4+ | 4+ |
| Developer | Community Trust Bank | Members Choice Credit Union (KY) |
Customer experience
CTBI Mobile
MCCU KY
User reviews
CTBI Mobile
From 13K App Store ratingsWhat we love
- 🚀 Great customer service
- 👍 Convenient and reliable
- 👍 Easy to use
- 👍 Excellent app
- 👍 Love the app
Room to improve
- 🐛 Buggy and annoying
- 🐛 Security issues
- 🐛 Face ID/Touch ID issues
- 🐛 App frequently doesn't work
- 🐛 Clunky and unreliable
MCCU KY
From 2K App Store ratingsWhat we love
- 👍 Easy to navigate
- 💡 Great new app design
- 🚀 Smooth performance
Room to improve
- 🐛 Glitchy and unreliable
- 🤔 Confusing account labeling
- 📱 Incompatible with older devices
Bugs and requests
CTBI Mobile
Reported bugs
3 issues- Login issues, frequent password resets
- App crashes, freezes, or won't load
- Inconsistent performance across devices
Requested features
3 requests- Improve remote check deposit
- Add running balance after each transaction
- Increase mobile deposit limit
MCCU KY
Reported bugs
2 issues- Accounts not showing up
- Constant need to delete and reinstall app
Requested features
2 requests- Apple Watch app
- Traditional account labels (checking, savings)
In-app purchases
CTBI Mobile
No in-app purchases
MCCU KY
No in-app purchases
Questions
Is CTBI Mobile free?
Is MCCU KY free?
Which has better reviews, CTBI Mobile or MCCU KY?
Do CTBI Mobile or MCCU KY have ads?
Which is updated more often, CTBI Mobile or MCCU KY?
Other comparisons
