Amplify Mobile vs R.Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amplify Mobile
Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.
- Account access and transaction history
- Mobile check deposit
- Schedule payments and transfers
- Open new accounts and apply for loans
- Push notifications and card controls
- Automated account switching
- Biometric login and passcode lock
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As a digital-first credit union, our focus is on putting more banking tools into the hands of our members. With mobile banking at Amplify Credit Union, you can access your accounts, deposit funds, update your payments, and so much more – all from the comfort of your own home. Zero Fees · Amplify charges $0.00 in transaction and bank fees¹ as part of our fee-free banking program. · Pay $0.00 in fees on all transactions with online banking at Amplify. · Avoid overdraft fees with online transactions. Mobile Check Deposit · Deposit checks from anywhere with mobile check deposit at Amplify. Online Transactions · Schedule one-time or recurring payments in online banking. · Transfer funds to your external accounts or to other Amplify members. Account Insights · Get 24/7 access to your accounts and transaction history in online banking. · Open new accounts or apply for loans within online banking. · Get set up with push notifications and alerts in online banking with card controls. Automated Account Switching · Automatically switch direct deposits or recurring transactions with our ClickSWITCH tool. · Switches can be submitted in online banking in as little as 90 seconds. · Switches will typically be processed in 5-15 business days. Account Safety · Protect your online banking experience with Touch ID, Face ID, or a passcode lock on eligible devices³. · View our Privacy & Security information at goamplify.com/disclosures. ¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services). ²In some cases, Amplify will not make all funds available to you by the following business day. View our full Mobile Check Deposit Service Agreement at goamplify.com/disclosures. ³Learn more about these features in our online help center at help.goamplify.com.
R.Bank
Manage your finances on the go with this mobile banking application. Access account balances, view transaction history, transfer funds, and deposit checks remotely. It also helps you find nearby branches and ATMs, and receive important account alerts.
- View account balances
- View account activity
- Transfer money between accounts
- Deposit checks remotely
- Locate branches and ATMs
- Receive account alerts
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With R Bank mobile banking app, you can access your accounts anytime, anywhere from your mobile device(s). To use the mobile app, you must be enrolled in Online Banking at r.bank. Once enrolled, you will use the same username and password to access this mobile app. R Bank's mobile app allows quick and secure access to: • View your account balance • View account activity and deposit history • Transfer money between accounts • Deposit checks by snapping a picture of each check • Locate a Branch or ATM • Receive alert messages about your account* • Contact our Customer Service Dept. Security is our top priority! Rest assured that your personal information is kept safe and secure. If you have any questions about R Bank's banking app, please contact us at 1-844-722-6589; or stop by one of our branches located.
Screenshots
Verdict
The clearest difference is review sentiment: R.Bank at 78% against Amplify Mobile's 24%. R.Bank also leads on rating (4.5 vs 3.0) and monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
R.Bank holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 95 and 305 respectively. Written reviews point the same way: 24% of Amplify Mobile's written reviews are positive against 78% of R.Bank's.
Amplify Mobile ships an update every 5 months, R.Bank every 2 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | Amplify Mobile | R.Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (95 ratings) | 4.5 (305 ratings) — better |
| Positive reviews | 23.7% of reviews | 78.5% of reviews — better |
| Number of ratings | 95 | 305 — better |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 129 MB | 50 MB |
| Age rating | 12+ | 4+ |
| Developer | Amplify Credit Union | R Bank |
Customer experience
Amplify Mobile
R.Bank
User reviews
Amplify Mobile
From 95 App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast transfers
- 🔄 Reordering accounts
- 🎨 Color-coded accounts
- 📱 Landscape support for descriptions
Room to improve
- 🐛 App is glitchy
- 🐛 App is buggy
- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 Login issues
R.Bank
From 305 App Store ratingsWhat we love
- 👍 User-friendly interface and navigation
- 🚀 Quick and easy to use
- 💼 Simple, clean app display
- 🔒 Secure banking experience
- 📱 Remote check deposit functionality
Room to improve
- 🐛 Face ID authentication frequently fails
- ⚠️ Data accuracy issues outside business hours
- 🐛 Balance information not updating correctly
- 🐛 Password reset issues related to Face ID
- 📊 Interest accrual not displayed on balance
Bugs and requests
Amplify Mobile
Reported bugs
57 issues- App won't open
- Regularly requires identity verification with code sent to spouse's phone/email
- Bill pay setup fails with 'enrollment failed' error
- Savings APY shows $0.0000
- App is glitchy and requires frequent reinstallation
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- Connection issues with iPhone 11
- Multiple mobile check deposits fail, app crashes or throws user out
- Check deposit feature stuck on loading
- Check deposit only works in horizontal position
- Submit key for check deposit not shown
- Mobile check deposit boots user out of the app after taking pictures
- App loops back to sign-in page instead of logging in
- Check image deposit broken, shows spinning wheel with no confirmation or error
- App crashes every time trying to deposit a check via picture
- Deposit check feature doesn't work, shows error message
- App loading issues, won't login
- New version breaks one-touch login
- Transaction history verbiage truncated, requires tapping each transaction
- Cannot login, password incorrect while it works online
- App hangs after logging in, shows spinning wheel
- App won't boot, just spins
- App times out during login
- New app won't load, just spins
- Cannot deposit checks, app suggests using mobile app while already in it
- App crashes on certain pages
- Cannot deposit checks with the app
- New update is broken, incapable of logging in
- Check deposit feature doesn't work
- Mobile check deposit repeatedly says 'try again' when taking image
- App is not working at all, won't stop loading when trying to sign in
- Fingerprint access takes a long time to appear or doesn't appear
- Check deposit feature doesn't work
- App crashes when trying to deposit a check
- App is buggy, will not login, loops back to sign in page
- Check deposit not working, boots user out of app
- Mobile deposit closes application and deposit is lost
- Check deposit feature is stuck on loading
- App crashes every time trying to deposit a check
- App not working properly, spins and spins
- App won't let me take a photo of my check to deposit
- App keeps telling me to download the mobile app while I'm in it
- Electronic check deposits are spotty
- Personal information changes online not updated in app
- App keeps loading and won't login
- App hasn't been working, won't stop loading when trying to sign in
- Can only log in half of the time
- New version breaks one touch login
- Check deposit doesn't work
- App locks up and crashes on certain pages
- Cannot deposit checks with the app
- New update is broken, incapable of logging in
- Cannot deposit checks from smartphone
- Check depositing needs serious work, finicky when taking pictures
- Cannot transfer to external account
- Check deposit doesn't work, repeatedly 'try again'
- App won't let me click on accounts on the regular site, amounts shown are never right
- Graphic assets could use polish, low-res loading circle, skewed icons
Requested features
10 requests- Incorporate website features like spending wheel
- Add 'make buckets' feature for expense tracking
- Improve bill pay setup
- Add Touch ID or 1Password integration for login
- Add ability to highlight specific account transactions for categorization/naming
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- Allow users to set reminders for specific named/categorized transactions
- Allow users to sort transactions by name, category, or type
- Add dark mode
- Improve transaction history scan-ability
- Allow transfers to external accounts
R.Bank
Reported bugs
8 issues- Face ID disappears after 6-7 uses, requires password entry
- Account balance shows incorrect information when bank is closed
- Transaction data not updating until next business day
- Password changes required after enabling Face ID
- Bill pay showing hidden payees
Show 3 moreShow fewer
- Bill pay paying from wrong account
- App crashes and freezing issues
- Balance check feature stops working intermittently
Requested features
6 requests- Check deposit image preview when viewing transaction history
- Improved check deposit process
- More modern and intuitive user interface
- Better Face ID implementation and reliability
- Real-time interest accrual display
Show 1 moreShow fewer
- Option to disable review prompts
In-app purchases
Amplify Mobile
No in-app purchases
R.Bank
No in-app purchases
Questions
Is Amplify Mobile free?
Is R.Bank free?
Which has better reviews, Amplify Mobile or R.Bank?
Do Amplify Mobile or R.Bank have ads?
Which is updated more often, Amplify Mobile or R.Bank?
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