Comparison

Amplify Mobile vs UHCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amplify Mobile

Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.

Highlights
  • Account access and transaction history
  • Mobile check deposit
  • Schedule payments and transfers
  • Open new accounts and apply for loans
  • Push notifications and card controls
  • Automated account switching
  • Biometric login and passcode lock
Features
Read full description

As a digital-first credit union, our focus is on putting more banking tools into the hands of our members. With mobile banking at Amplify Credit Union, you can access your accounts, deposit funds, update your payments, and so much more – all from the comfort of your own home. Zero Fees · Amplify charges $0.00 in transaction and bank fees¹ as part of our fee-free banking program. · Pay $0.00 in fees on all transactions with online banking at Amplify. · Avoid overdraft fees with online transactions. Mobile Check Deposit · Deposit checks from anywhere with mobile check deposit at Amplify. Online Transactions · Schedule one-time or recurring payments in online banking. · Transfer funds to your external accounts or to other Amplify members. Account Insights · Get 24/7 access to your accounts and transaction history in online banking. · Open new accounts or apply for loans within online banking. · Get set up with push notifications and alerts in online banking with card controls. Automated Account Switching · Automatically switch direct deposits or recurring transactions with our ClickSWITCH tool. · Switches can be submitted in online banking in as little as 90 seconds. · Switches will typically be processed in 5-15 business days. Account Safety · Protect your online banking experience with Touch ID, Face ID, or a passcode lock on eligible devices³. · View our Privacy & Security information at goamplify.com/disclosures. ¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services). ²In some cases, Amplify will not make all funds available to you by the following business day. View our full Mobile Check Deposit Service Agreement at goamplify.com/disclosures. ³Learn more about these features in our online help center at help.goamplify.com.

About

UHCU Mobile

Access your accounts securely and conveniently from your mobile device. Manage balances, transfer funds, deposit checks, pay bills, and locate branches or ATMs. Enjoy the same security as online banking for all your financial transactions.

Highlights
  • Check account balances
  • Transfer funds
  • Mobile check deposit
  • Bill pay
  • Loan payments
  • View transaction history
  • Find branches/ATMs
Features
Read full description

The UHCU Mobile App gives you fast and secure account access from your mobile device. • Check account balances • Transfer funds between accounts • Deposit checks anytime, anywhere through Mobile Check Deposit* • Pay your bills** • Make a loan payment • View transaction history • Find branches/ATMs • Contact us As always, these services are designed to protect your privacy and personal information with the same level of security as Online Banking. There is no charge to download and use the UHCU Mobile App, but standard messaging and data rates from your wireless provider may apply. For United Heritage Credit Union members. Learn about membership and join online at uhcu.org Federally insured by the NCUA. *To qualify for this Service, you must meet eligibility criteria as dictated by United Heritage, including having all accounts in good standing. Eligibility of this Service is determined at the full and complete discretion of United Heritage and may be withdrawn at any time. **Members can schedule payments or review activity for all payees via the UHCU Mobile App. To add or edit payees, Web BillPay must be accessed within Online Banking from a desktop computer.

Screenshots

Amplify Mobile4 screens
UHCU Mobile4 screens

Verdict

The call

The clearest difference is monetization model: UHCU Mobile at free against Amplify Mobile's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for Amplify Mobile against 2.9 for UHCU Mobile. Both are backed by a comparable volume of ratings — 95 and 120 respectively. Written reviews are what separate them: 24% of Amplify Mobile's written reviews are positive against 18% of UHCU Mobile's.

UpkeepUpdate frequency

Amplify Mobile ships an update every 5 months, UHCU Mobile every 6 months. The most recent releases landed on September 21, 2026 and September 19, 2026 respectively.

Scorecard1 real difference · 9 level
Amplify Mobile versus UHCU Mobile: the parameters behind the verdict, then further details
ParameterAmplify MobileUHCU Mobile
PriceFreeFree
Rating3.0 (95 ratings) — better2.9 (120 ratings)
Positive reviews23.7% of reviews — better18.0% of reviews
Number of ratings95120 — better
Update frequencyEvery 5 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS16.016.0
Further details — not scored
Size129 MB57 MB
Age rating12+4+
DeveloperAmplify Credit UnionUnited Heritage Credit Union

Customer experience

Amplify Mobile

All ratings95 ratings
Positive46.3%
Neutral4.2%
Negative49.5%
Written reviews59 reviews
Positive23.7%
Neutral6.8%
Negative69.5%

UHCU Mobile

All ratings120 ratings
Positive40.8%
Neutral7.5%
Negative51.7%
Written reviews61 reviews
Positive18.0%
Neutral13.1%
Negative68.9%

User reviews

Amplify Mobile

From 95 App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Fast transfers
  • 🔄 Reordering accounts
  • 🎨 Color-coded accounts
  • 📱 Landscape support for descriptions

Room to improve

  • 🐛 App is glitchy
  • 🐛 App is buggy
  • 🐛 App crashes frequently
  • 🐛 App won't open
  • 🐛 Login issues

UHCU Mobile

From 120 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Intuitive interface
  • 👍 Serves banking needs
  • 👍 Great customer service
  • 👍 Functional and quick

Room to improve

  • 🐛 Unreliable performance
  • 🐛 Slow loading times
  • 🐛 Outdated interface
  • 🐛 Frequent maintenance downtime
  • 🐛 Login issues

Bugs and requests

Amplify Mobile

Reported bugs

57 issues
  • App won't open
  • Regularly requires identity verification with code sent to spouse's phone/email
  • Bill pay setup fails with 'enrollment failed' error
  • Savings APY shows $0.0000
  • App is glitchy and requires frequent reinstallation
Show 52 more
  • Connection issues with iPhone 11
  • Multiple mobile check deposits fail, app crashes or throws user out
  • Check deposit feature stuck on loading
  • Check deposit only works in horizontal position
  • Submit key for check deposit not shown
  • Mobile check deposit boots user out of the app after taking pictures
  • App loops back to sign-in page instead of logging in
  • Check image deposit broken, shows spinning wheel with no confirmation or error
  • App crashes every time trying to deposit a check via picture
  • Deposit check feature doesn't work, shows error message
  • App loading issues, won't login
  • New version breaks one-touch login
  • Transaction history verbiage truncated, requires tapping each transaction
  • Cannot login, password incorrect while it works online
  • App hangs after logging in, shows spinning wheel
  • App won't boot, just spins
  • App times out during login
  • New app won't load, just spins
  • Cannot deposit checks, app suggests using mobile app while already in it
  • App crashes on certain pages
  • Cannot deposit checks with the app
  • New update is broken, incapable of logging in
  • Check deposit feature doesn't work
  • Mobile check deposit repeatedly says 'try again' when taking image
  • App is not working at all, won't stop loading when trying to sign in
  • Fingerprint access takes a long time to appear or doesn't appear
  • Check deposit feature doesn't work
  • App crashes when trying to deposit a check
  • App is buggy, will not login, loops back to sign in page
  • Check deposit not working, boots user out of app
  • Mobile deposit closes application and deposit is lost
  • Check deposit feature is stuck on loading
  • App crashes every time trying to deposit a check
  • App not working properly, spins and spins
  • App won't let me take a photo of my check to deposit
  • App keeps telling me to download the mobile app while I'm in it
  • Electronic check deposits are spotty
  • Personal information changes online not updated in app
  • App keeps loading and won't login
  • App hasn't been working, won't stop loading when trying to sign in
  • Can only log in half of the time
  • New version breaks one touch login
  • Check deposit doesn't work
  • App locks up and crashes on certain pages
  • Cannot deposit checks with the app
  • New update is broken, incapable of logging in
  • Cannot deposit checks from smartphone
  • Check depositing needs serious work, finicky when taking pictures
  • Cannot transfer to external account
  • Check deposit doesn't work, repeatedly 'try again'
  • App won't let me click on accounts on the regular site, amounts shown are never right
  • Graphic assets could use polish, low-res loading circle, skewed icons

Requested features

10 requests
  • Incorporate website features like spending wheel
  • Add 'make buckets' feature for expense tracking
  • Improve bill pay setup
  • Add Touch ID or 1Password integration for login
  • Add ability to highlight specific account transactions for categorization/naming
Show 5 more
  • Allow users to set reminders for specific named/categorized transactions
  • Allow users to sort transactions by name, category, or type
  • Add dark mode
  • Improve transaction history scan-ability
  • Allow transfers to external accounts

UHCU Mobile

Reported bugs

25 issues
  • Card management not working
  • Login authentication failures
  • App refuses to launch Face ID consistently
  • Password change issues causing alerts on other devices
  • Server error preventing login
Show 20 more
  • Interface blown up after update
  • Blank dropdowns for account transfers
  • Back button signs out completely
  • Registering device not working (requires verification code every time)
  • Mobile deposit not working
  • Camera not opening for check deposit
  • Payees not deleting from mobile app
  • App crashes during transactions
  • Unable to update personal info
  • App dims but doesn't log in
  • App shuts down on login attempt
  • App freezes on login screen
  • App requires download of new iOS app but then can't log in
  • App not working well with Apple 8
  • Unable to pay bills (submit/review button disappeared)
  • Transfers within account not updating
  • Combining transfers not helpful
  • Unable to access account
  • Unable to get to deposit screen
  • Web bill pay payees and history gone

Requested features

10 requests
  • Card management function (block/unblock)
  • Zelle integration
  • Member to member transfers
  • Notifications for transactions
  • Face ID support
Show 5 more
  • Touch ID support
  • Mobile deposit feature
  • Web bill pay access
  • Update for newer iPhones
  • Dark mode option

In-app purchases

None

Amplify Mobile

No in-app purchases

None

UHCU Mobile

No in-app purchases

Questions

Is Amplify Mobile free?
Amplify Mobile is free to download, with no in-app purchases.
Is UHCU Mobile free?
UHCU Mobile is free to download, with no in-app purchases.
Which has better reviews, Amplify Mobile or UHCU Mobile?
Amplify Mobile is rated higher. Amplify Mobile averages 3.0 out of 5 from 95 ratings, while UHCU Mobile averages 2.9 from 120 ratings.
Do Amplify Mobile or UHCU Mobile have ads?
Neither Amplify Mobile nor UHCU Mobile shows ads.
Which is updated more often, Amplify Mobile or UHCU Mobile?
Amplify Mobile ships an update every 5 months, and UHCU Mobile every 6 months. Most recently, Amplify Mobile was updated on September 21, 2026 and UHCU Mobile on September 19, 2026.

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