Comparison

Amplify Mobile vs CCUTX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amplify Mobile

Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.

Highlights
  • Account access and transaction history
  • Mobile check deposit
  • Schedule payments and transfers
  • Open new accounts and apply for loans
  • Push notifications and card controls
  • Automated account switching
  • Biometric login and passcode lock
Features
Read full description

As a digital-first credit union, our focus is on putting more banking tools into the hands of our members. With mobile banking at Amplify Credit Union, you can access your accounts, deposit funds, update your payments, and so much more – all from the comfort of your own home. Zero Fees · Amplify charges $0.00 in transaction and bank fees¹ as part of our fee-free banking program. · Pay $0.00 in fees on all transactions with online banking at Amplify. · Avoid overdraft fees with online transactions. Mobile Check Deposit · Deposit checks from anywhere with mobile check deposit at Amplify. Online Transactions · Schedule one-time or recurring payments in online banking. · Transfer funds to your external accounts or to other Amplify members. Account Insights · Get 24/7 access to your accounts and transaction history in online banking. · Open new accounts or apply for loans within online banking. · Get set up with push notifications and alerts in online banking with card controls. Automated Account Switching · Automatically switch direct deposits or recurring transactions with our ClickSWITCH tool. · Switches can be submitted in online banking in as little as 90 seconds. · Switches will typically be processed in 5-15 business days. Account Safety · Protect your online banking experience with Touch ID, Face ID, or a passcode lock on eligible devices³. · View our Privacy & Security information at goamplify.com/disclosures. ¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services). ²In some cases, Amplify will not make all funds available to you by the following business day. View our full Mobile Check Deposit Service Agreement at goamplify.com/disclosures. ³Learn more about these features in our online help center at help.goamplify.com.

About

CCUTX

Manage your finances with this app that offers tools for transaction organization, payment processing, and money transfers. It also allows for mobile check deposits, card management, and access to statements and branch locations.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfer money
  • Deposit checks with photos
  • Manage debit cards
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

CCUTX is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CCUTX: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.

Screenshots

Amplify Mobile4 screens
CCUTX4 screens

Verdict

The call

The clearest difference is review sentiment: CCUTX at 71% against Amplify Mobile's 24%. CCUTX also leads on rating (4.8 vs 3.0) and update cadence (monthly vs every 5 months). Amplify Mobile's advantage is iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CCUTX holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: CCUTX has 1.4K ratings behind it against 95, so its average is the more settled of the two. Written reviews point the same way: 24% of Amplify Mobile's written reviews are positive against 71% of CCUTX's.

UpkeepUpdate frequency

Amplify Mobile ships an update every 5 months, CCUTX monthly. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 4 level
Amplify Mobile versus CCUTX: the parameters behind the verdict, then further details
ParameterAmplify MobileCCUTX
PriceFreeFree
Rating3.0 (95 ratings)4.8 (1.4K ratings) — better
Positive reviews23.7% of reviews71.4% of reviews — better
Number of ratings951.4K — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size129 MB173 MB
Age rating12+4+
DeveloperAmplify Credit UnionCapitol CU Mobile Access

Customer experience

Amplify Mobile

All ratings95 ratings
Positive46.3%
Neutral4.2%
Negative49.5%
Written reviews59 reviews
Positive23.7%
Neutral6.8%
Negative69.5%

CCUTX

All ratings1,437 ratings
Positive96.2%
Neutral1.3%
Negative2.5%
Written reviews21 reviews
Positive71.4%
Neutral9.5%
Negative19.0%

User reviews

Amplify Mobile

From 95 App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Fast transfers
  • 🔄 Reordering accounts
  • 🎨 Color-coded accounts
  • 📱 Landscape support for descriptions

Room to improve

  • 🐛 App is glitchy
  • 🐛 App is buggy
  • 🐛 App crashes frequently
  • 🐛 App won't open
  • 🐛 Login issues

CCUTX

From 1.4K App Store ratings

What we love

  • 🚀 Easy to use and navigate
  • 👍 Informative dashboard
  • 💡 Ability to message staff
  • 🚀 Great performance
  • 👍 Convenient mobile access

Room to improve

  • 🐛 App features down for days
  • 🤔 Confusing balance calculations
  • 🐛 Inaccurate updates
  • 🤔 Unclear which account is being used

Bugs and requests

Amplify Mobile

Reported bugs

57 issues
  • App won't open
  • Regularly requires identity verification with code sent to spouse's phone/email
  • Bill pay setup fails with 'enrollment failed' error
  • Savings APY shows $0.0000
  • App is glitchy and requires frequent reinstallation
Show 52 more
  • Connection issues with iPhone 11
  • Multiple mobile check deposits fail, app crashes or throws user out
  • Check deposit feature stuck on loading
  • Check deposit only works in horizontal position
  • Submit key for check deposit not shown
  • Mobile check deposit boots user out of the app after taking pictures
  • App loops back to sign-in page instead of logging in
  • Check image deposit broken, shows spinning wheel with no confirmation or error
  • App crashes every time trying to deposit a check via picture
  • Deposit check feature doesn't work, shows error message
  • App loading issues, won't login
  • New version breaks one-touch login
  • Transaction history verbiage truncated, requires tapping each transaction
  • Cannot login, password incorrect while it works online
  • App hangs after logging in, shows spinning wheel
  • App won't boot, just spins
  • App times out during login
  • New app won't load, just spins
  • Cannot deposit checks, app suggests using mobile app while already in it
  • App crashes on certain pages
  • Cannot deposit checks with the app
  • New update is broken, incapable of logging in
  • Check deposit feature doesn't work
  • Mobile check deposit repeatedly says 'try again' when taking image
  • App is not working at all, won't stop loading when trying to sign in
  • Fingerprint access takes a long time to appear or doesn't appear
  • Check deposit feature doesn't work
  • App crashes when trying to deposit a check
  • App is buggy, will not login, loops back to sign in page
  • Check deposit not working, boots user out of app
  • Mobile deposit closes application and deposit is lost
  • Check deposit feature is stuck on loading
  • App crashes every time trying to deposit a check
  • App not working properly, spins and spins
  • App won't let me take a photo of my check to deposit
  • App keeps telling me to download the mobile app while I'm in it
  • Electronic check deposits are spotty
  • Personal information changes online not updated in app
  • App keeps loading and won't login
  • App hasn't been working, won't stop loading when trying to sign in
  • Can only log in half of the time
  • New version breaks one touch login
  • Check deposit doesn't work
  • App locks up and crashes on certain pages
  • Cannot deposit checks with the app
  • New update is broken, incapable of logging in
  • Cannot deposit checks from smartphone
  • Check depositing needs serious work, finicky when taking pictures
  • Cannot transfer to external account
  • Check deposit doesn't work, repeatedly 'try again'
  • App won't let me click on accounts on the regular site, amounts shown are never right
  • Graphic assets could use polish, low-res loading circle, skewed icons

Requested features

10 requests
  • Incorporate website features like spending wheel
  • Add 'make buckets' feature for expense tracking
  • Improve bill pay setup
  • Add Touch ID or 1Password integration for login
  • Add ability to highlight specific account transactions for categorization/naming
Show 5 more
  • Allow users to set reminders for specific named/categorized transactions
  • Allow users to sort transactions by name, category, or type
  • Add dark mode
  • Improve transaction history scan-ability
  • Allow transfers to external accounts

CCUTX

Reported bugs

2 issues
  • Frequent app crashes
  • Compatibility issues with older devices

Requested features

2 requests
  • View check images
  • Add notes to transfers

In-app purchases

None

Amplify Mobile

No in-app purchases

None

CCUTX

No in-app purchases

Questions

Is Amplify Mobile free?
Amplify Mobile is free to download, with no in-app purchases.
Is CCUTX free?
CCUTX is free to download, with no in-app purchases.
Which has better reviews, Amplify Mobile or CCUTX?
CCUTX is rated higher. Amplify Mobile averages 3.0 out of 5 from 95 ratings, while CCUTX averages 4.8 from 1.4K ratings.
Do Amplify Mobile or CCUTX have ads?
Neither Amplify Mobile nor CCUTX shows ads.
Which is updated more often, Amplify Mobile or CCUTX?
Amplify Mobile ships an update every 5 months, and CCUTX monthly. Most recently, Amplify Mobile was updated on September 21, 2026 and CCUTX on September 22, 2026.

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