Amplify Mobile vs ATFCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Amplify Mobile
Manage your finances conveniently from your smartphone. Access accounts, deposit checks, schedule payments, and transfer funds. Enjoy fee-free banking and enhanced security features.
- Account access and transaction history
- Mobile check deposit
- Schedule payments and transfers
- Open new accounts and apply for loans
- Push notifications and card controls
- Automated account switching
- Biometric login and passcode lock
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As a digital-first credit union, our focus is on putting more banking tools into the hands of our members. With mobile banking at Amplify Credit Union, you can access your accounts, deposit funds, update your payments, and so much more – all from the comfort of your own home. Zero Fees · Amplify charges $0.00 in transaction and bank fees¹ as part of our fee-free banking program. · Pay $0.00 in fees on all transactions with online banking at Amplify. · Avoid overdraft fees with online transactions. Mobile Check Deposit · Deposit checks from anywhere with mobile check deposit at Amplify. Online Transactions · Schedule one-time or recurring payments in online banking. · Transfer funds to your external accounts or to other Amplify members. Account Insights · Get 24/7 access to your accounts and transaction history in online banking. · Open new accounts or apply for loans within online banking. · Get set up with push notifications and alerts in online banking with card controls. Automated Account Switching · Automatically switch direct deposits or recurring transactions with our ClickSWITCH tool. · Switches can be submitted in online banking in as little as 90 seconds. · Switches will typically be processed in 5-15 business days. Account Safety · Protect your online banking experience with Touch ID, Face ID, or a passcode lock on eligible devices³. · View our Privacy & Security information at goamplify.com/disclosures. ¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services). ²In some cases, Amplify will not make all funds available to you by the following business day. View our full Mobile Check Deposit Service Agreement at goamplify.com/disclosures. ³Learn more about these features in our online help center at help.goamplify.com.
ATFCU Mobile
Manage your finances on the go with this mobile banking app. Send and receive money, pay bills, deposit checks, and track your spending. Securely access your accounts and manage your cards from anywhere.
- Bill Pay
- Mobile Check Deposit
- Fund Transfers
- Person-to-Person Payments
- Card Management
- Link External Accounts
- Credit Score Updates
- Biometric Login
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Introducing the all-in-one mobile banking solution designed exclusively for Austin Telco Federal Credit Union members. Carry your credit union in your pocket and experience financial freedom like never before. Experience the next generation of banking with the Austin Telco mobile app, where eligible credit union members can: Send & Receive Funds • Bill Pay: No stamps, no envelopes, just a few taps. Manage and pay your bills directly through the app. • Mobile Deposit: Deposit checks anytime, anywhere, without visiting a branch. • Transfer Funds: Move money between your accounts in seconds. • Person-to-Person Transfer: Send money to friends and family, whether they bank at Austin Telco or not. Track & Manage Your Finances • Card Management: Block, activate or report a lost or stolen card. • Link External Accounts: Consolidate your financial world! Link your external bank accounts to view balances, transactions, and more—all in one place. • View Credit Score: Stay ahead of your financial goals with free credit score updates. • Transaction Insights: Empower your financial decisions with tailored insights on your spending habits. Stay Secure • Find a Location: Easily locate ATMs and branches near you. • Send a Secure Message: Need assistance? Send a message safely and directly to our support team. • Biometric Login: Access your accounts swiftly and securely using your fingerprint or facial recognition. Convenience, security, and innovative features make this app a must-have for all Austin Telco members. Whether you're saving up for a dream vacation, sending quick payments, or simply tracking daily expenses, we're with you at every step. Harness the power of mobile banking and elevate your financial journey. Join thousands of satisfied members and experience the next-gen banking solution.
Screenshots
Verdict
The clearest difference is rating: ATFCU Mobile at 4.4 against Amplify Mobile's 3.0. ATFCU Mobile also leads on review sentiment (65% vs 24%) and monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ATFCU Mobile holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: ATFCU Mobile has 1.8K ratings behind it against 95, so its average is the more settled of the two. Written reviews point the same way: 24% of Amplify Mobile's written reviews are positive against 65% of ATFCU Mobile's.
Amplify Mobile ships an update every 5 months, ATFCU Mobile every 8 months. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.
| Parameter | Amplify Mobile | ATFCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (95 ratings) | 4.4 (1.8K ratings) — better |
| Positive reviews | 23.7% of reviews | 65.3% of reviews — better |
| Number of ratings | 95 | 1.8K — better |
| Update frequency | Every 5 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 129 MB | 48 MB |
| Age rating | 12+ | 4+ |
| Developer | Amplify Credit Union | Austin Telco Federal Credit Union |
Customer experience
Amplify Mobile
ATFCU Mobile
User reviews
Amplify Mobile
From 95 App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast transfers
- 🔄 Reordering accounts
- 🎨 Color-coded accounts
- 📱 Landscape support for descriptions
Room to improve
- 🐛 App is glitchy
- 🐛 App is buggy
- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 Login issues
ATFCU Mobile
From 1.8K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Great security features
- 👍 User-friendly interface
- 👍 Convenient banking on the go
- 🚀 Quick and reliable
Room to improve
- 🐛 Laggy and slow performance
- 🐛 Buggy and unreliable
- 🐛 Confusing and cluttered interface
- 🐛 Frequent login issues
- 🐛 Mobile deposit not working
Bugs and requests
Amplify Mobile
Reported bugs
57 issues- App won't open
- Regularly requires identity verification with code sent to spouse's phone/email
- Bill pay setup fails with 'enrollment failed' error
- Savings APY shows $0.0000
- App is glitchy and requires frequent reinstallation
Show 52 moreShow fewer
- Connection issues with iPhone 11
- Multiple mobile check deposits fail, app crashes or throws user out
- Check deposit feature stuck on loading
- Check deposit only works in horizontal position
- Submit key for check deposit not shown
- Mobile check deposit boots user out of the app after taking pictures
- App loops back to sign-in page instead of logging in
- Check image deposit broken, shows spinning wheel with no confirmation or error
- App crashes every time trying to deposit a check via picture
- Deposit check feature doesn't work, shows error message
- App loading issues, won't login
- New version breaks one-touch login
- Transaction history verbiage truncated, requires tapping each transaction
- Cannot login, password incorrect while it works online
- App hangs after logging in, shows spinning wheel
- App won't boot, just spins
- App times out during login
- New app won't load, just spins
- Cannot deposit checks, app suggests using mobile app while already in it
- App crashes on certain pages
- Cannot deposit checks with the app
- New update is broken, incapable of logging in
- Check deposit feature doesn't work
- Mobile check deposit repeatedly says 'try again' when taking image
- App is not working at all, won't stop loading when trying to sign in
- Fingerprint access takes a long time to appear or doesn't appear
- Check deposit feature doesn't work
- App crashes when trying to deposit a check
- App is buggy, will not login, loops back to sign in page
- Check deposit not working, boots user out of app
- Mobile deposit closes application and deposit is lost
- Check deposit feature is stuck on loading
- App crashes every time trying to deposit a check
- App not working properly, spins and spins
- App won't let me take a photo of my check to deposit
- App keeps telling me to download the mobile app while I'm in it
- Electronic check deposits are spotty
- Personal information changes online not updated in app
- App keeps loading and won't login
- App hasn't been working, won't stop loading when trying to sign in
- Can only log in half of the time
- New version breaks one touch login
- Check deposit doesn't work
- App locks up and crashes on certain pages
- Cannot deposit checks with the app
- New update is broken, incapable of logging in
- Cannot deposit checks from smartphone
- Check depositing needs serious work, finicky when taking pictures
- Cannot transfer to external account
- Check deposit doesn't work, repeatedly 'try again'
- App won't let me click on accounts on the regular site, amounts shown are never right
- Graphic assets could use polish, low-res loading circle, skewed icons
Requested features
10 requests- Incorporate website features like spending wheel
- Add 'make buckets' feature for expense tracking
- Improve bill pay setup
- Add Touch ID or 1Password integration for login
- Add ability to highlight specific account transactions for categorization/naming
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- Allow users to set reminders for specific named/categorized transactions
- Allow users to sort transactions by name, category, or type
- Add dark mode
- Improve transaction history scan-ability
- Allow transfers to external accounts
ATFCU Mobile
Reported bugs
5 issues- App crashes frequently
- Face ID/fingerprint login not working
- Accounts not displaying properly
- Transfers and payments not processing
- Inability to access past transactions
Requested features
6 requests- Add ability to make IRA deposits online
- Improve transaction history and details
- Provide more customization options
- Implement better account management tools
- Add mobile check deposit functionality
Show 1 moreShow fewer
- Improve alert and notification system
In-app purchases
Amplify Mobile
No in-app purchases
ATFCU Mobile
No in-app purchases
Questions
Is Amplify Mobile free?
Is ATFCU Mobile free?
Which has better reviews, Amplify Mobile or ATFCU Mobile?
Do Amplify Mobile or ATFCU Mobile have ads?
Which is updated more often, Amplify Mobile or ATFCU Mobile?
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