Horace Mann Mobile vs LVVWD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Horace Mann Mobile
Manage your insurance and financial needs with this app designed for educators. View billing, access insurance cards, file claims, and connect with your agent or customer service. Get policy details for auto, property, and life insurance.
- View billing and make payments
- Access auto insurance cards
- File claims online
- Contact roadside assistance and customer service
- Find and contact your agent
- View policy details
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Horace Mann provides insurance products and financial solutions, programs and services designed around the unique needs of educators. With the Horace Mann mobile app, you can: - View your billing information and make a payment - Access your auto insurance cards - File a claim online - Contact roadside assistance, claims and customer service - Find or contact your agent - View your account. Get policy details for auto, property and life We’re listening to your feedback and are actively making improvements to our mobile app so we can give you more service options, added flexibility and a better mobile experience.
LVVWD
Manage your water account conveniently from your mobile device. View and pay bills, track water usage, and find watering schedules. Report water waste and receive important notifications.
- View and pay bills
- See water usage history
- Find assigned watering days
- Report water waste
- Receive notifications
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The Las Vegas Valley Water District app allows customers to view and pay their bills, see water usage history, find their assigned watering days and report water waste, all while on the go. Customers also may opt in to receive important bill and conservation-related notifications.
Screenshots
Verdict
Horace Mann Mobile and LVVWD both sit at 2.1 stars, but that hides the real split: 23% of Horace Mann Mobile's written reviews are positive against 3% of LVVWD's. Horace Mann Mobile also leads on iOS requirement (11.0 vs 15.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 2.1 for Horace Mann Mobile against 2.2 for LVVWD. Both are backed by a comparable volume of ratings — 53 and 76 respectively. Written reviews are what separate them: 23% of Horace Mann Mobile's written reviews are positive against 3% of LVVWD's.
Horace Mann Mobile ships an update monthly, LVVWD every 2 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Horace Mann Mobile | LVVWD |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (53 ratings) | 2.2 (76 ratings) — better |
| Positive reviews | 23.4% of reviews — better | 3.0% of reviews |
| Number of ratings | 53 | 76 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 23 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | The Horace Mann Companies | Las Vegas Valley Water District |
Customer experience
Horace Mann Mobile
LVVWD
User reviews
Horace Mann Mobile
From 53 App Store ratingsWhat we love
- 👍 Seamless to use
- 👍 Amazing App - pay bill, access policy, claim, contact agent, see VIN
- 👍 Easy to use
- 👍 Great app, nicely laid out, user friendly
- 👍 Nice interface, easy to navigate
Room to improve
- 🐛 App needs fixing, shuts down when switching screens
- 🐛 Needs notifications, only notifies when bills are overdue
- 🐛 Terrible app, never sent text to log in, email not registered/already registered
- 🐛 Useless app, can't get any info
- 🐛 App stopped working, policies show expired/canceled
LVVWD
From 76 App Store ratingsWhat we love
- 👍 Works great (for some users)
- 👍 Easy to use (for some users)
Room to improve
- 🐛 App crashes frequently
- 🐛 App is non-functional
- 🐛 Cannot make payments
- 🐛 Cannot set up auto-pay
- 🐛 Cannot create an account
Bugs and requests
Horace Mann Mobile
Reported bugs
24 issues- App shuts down when switching screens and requires another code
- Email not registered/already registered issue during login/setup
- Policies show expired and canceled
- Unable to view car insurance policy on the app for almost a year
- App constantly fails
Show 19 moreShow fewer
- Cannot utilize all functions of website
- Error messages trying to log in
- App always failing at inconvenient times
- Cannot view Roth IRA info
- Cannot view retirement investments
- Cannot see Roth IRA and 403B total amounts
- Website doesn't show all accounts
- Ongoing maintenance announcement, zero functionality
- Cannot pay premiums on the app
- Cannot access account balances
- Cannot see account activity
- Click retirement account and nothing loads
- App looks like it’s 5 years old & performs worse
- Cannot pay bill with the app
- No option to view bill statement or pay
- Doesn't show premium displayed
- App is extremely slow to log you in
- App crashes during the wait time
- No way back to the Main nav once you select ID cards
Requested features
21 requests- Add notifications for bill due dates
- Add Face ID for easy sign in
- Update the UI of the app
- Add Apple Pay for Payments
- View Roth IRA info
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- View retirement investments
- See Roth IRA and 403B total amounts
- Allow account payments
- Modernize the app
- Add Touch ID login
- Add fingerprint logon
- Add investments functionality
- Allow bill payments
- Allow printing of ID cards
- Save login information on the phone
- Ability to pay bill
- Ability to request forms
- Fix basic navigation issues (e.g., back to main nav)
- Access to other non-auto products
- Access to homeowners and retirement accounts
- Print feature for ID cards
LVVWD
Reported bugs
10 issues- App crashes immediately upon opening
- App freezes when trying to set password
- Payment feature unavailable
- Auto-pay not working
- Unable to create a new account
Show 5 moreShow fewer
- Valid Thru date entry error
- App kicks user out when trying to go online
- Cannot download photos of meter
- App closes immediately after opening
- Screen goes blank or shaded, no submit button
Requested features
6 requests- Improve app functionality
- Fix payment processing
- Enable auto-pay setup
- Allow account creation
- Provide more billing history
Show 1 moreShow fewer
- Integrate all features into the app (no website redirection)
In-app purchases
Horace Mann Mobile
No in-app purchases
LVVWD
No in-app purchases
Questions
Is Horace Mann Mobile free?
Is LVVWD free?
Which has better reviews, Horace Mann Mobile or LVVWD?
Do Horace Mann Mobile or LVVWD have ads?
Which is updated more often, Horace Mann Mobile or LVVWD?
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