Comparison

Reward Card vs Deem

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Reward Card

Convert Etihad Guest Miles into cash and load them onto a Visa Reward Card for global online and in-store purchases. This award-winning loyalty app offers instant, easy, and secure spending of your miles on anything, anywhere Visa is accepted. Add your Virtual Reward Card to Apple Wallet for convenient payments.

Highlights
  • Convert Etihad Guest Miles to cash
  • Load cash onto Visa Reward Card
  • Worldwide online and in-store shopping
  • Instant, easy, and secure transactions
  • Add Virtual Reward Card to Apple Wallet
  • Spend miles at various retailers
Features
Read full description

Etihad Guest Reward Card allows you to convert your Etihad Guest Miles into cash and load them onto your Visa Reward Card for online and in-store shopping worldwide. You can convert your miles into cash instantly, easily and securely to spend them on whatever you want, wherever Visa cards are accepted. You can now also add your Virtual Reward Card to Apple Wallet (if supported in your country or region) for faster, easier & more convenient payment experience. With this award-winning loyalty app you can find your dream reward on Macy's or Gap, you can pay your bills or spend your miles at your local department store - the possibilities are endless! Wishing you an amazing shopping experience! Your Reward Card Team For more information, please visit https://www.etihad.com/en/spend-miles/spend-points-pay.html?_linkNav=Reward_Card

About

Deem

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

Highlights
  • Manage credit card and personal loans
  • Apply for new credit cards
  • Access benefits and rewards
  • Receive customer support
  • Secure financial data management
Features
Read full description

Introducing the all-new Deem Mobile App, a new digital experience to effortlessly manage your Deem Credit Card or Personal Loan. We've completely transformed the way you engage with your finances, delivering an unparalleled & intuitive user experience, with access to a wider range of Deem products and services. Features: Take Control: Seamlessly manage and control your finances with a few taps. You're in charge. Effortless Credit Card Applications: New customers can effortlessly apply for credit cards directly through the app, streamlining the onboarding process. Unlock a world of possibilities at your fingertips. All-in-One Hub: Access all your benefits and rewards in one place, making your financial experience truly comprehensive. Exceptional Customer Support: Our app is designed to provide help when you need it, ensuring you're never alone on your financial journey. Top-tier Security: Your financial data's security is our utmost priority. With state-of-the-art security measures, your information is safeguarded like never before. Download the new Deem Mobile App today and take hold of your financial future. Immerse yourself in the convenience, efficiency, and unwavering reliability of a financial companion that prioritizes your needs. Your path to an effortless digital experience is just a download away.

Screenshots

Reward Card4 screens
Deem4 screens

Verdict

The call

The clearest difference is rating: Reward Card at 4.4 against Deem's 2.3. Reward Card also leads on ratings volume (1K vs 6) and review sentiment (24% vs 13%). Deem's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Reward Card holds the better App Store score, 4.4 against 2.3. That said, the two scores are not equally well evidenced: Reward Card has 1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 24% of Reward Card's written reviews are positive against 13% of Deem's.

UpkeepUpdate frequency

Reward Card ships an update every 2 months, Deem every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Reward Card versus Deem: the parameters behind the verdict, then further details
ParameterReward CardDeem
PriceFreeFree
Rating4.4 (1K ratings) — better2.3 (6 ratings)
Positive reviews24.0% of reviews — better13.3% of reviews
Number of ratings1K — better6
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size51 MB62 MB
Age rating4+17+
DeveloperLoylogic Inc.Deem

Customer experience

Reward Card

All ratings1,013 ratings
Positive84.3%
Neutral3.1%
Negative12.6%
Written reviews100 reviews
Positive24.0%
Neutral3.0%
Negative73.0%

Deem

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews75 reviews
Positive13.3%
Neutral6.7%
Negative80.0%

User reviews

Reward Card

From 1K App Store ratings

What we love

  • ⭐ Excellent travel experience
  • 🤩 Convenient and user-friendly
  • 💻 Simple and straightforward app

Room to improve

  • 🐛 Frequent crashes and login issues
  • 🤔 Confusing or missing features
  • 🕰️ Delayed responses and poor customer service
  • 💳 Difficulties with reward card usage and management

Deem

From 6 App Store ratings

What we love

  • 👨‍💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
  • ✅ Some app improvements in newer versions
  • 💳 User-friendly interface for checking card details
  • 📊 Real-time card usage tracking
  • 🎯 Improved navigation in recent updates

Room to improve

  • 📞 Extremely poor customer service responsiveness
  • 🐛 App crashes and freezes frequently
  • ❌ Unresponsive to cancellation requests
  • 💰 Unauthorized charges and hidden fees
  • 🔐 Login and authentication issues

Bugs and requests

Reward Card

Reported bugs

3 issues
  • App crashes on launch or during use
  • Login credentials not working as expected
  • Reward card not functioning properly

Requested features

3 requests
  • Allow users to update profile information
  • Improve reward card loading and usage options
  • Provide better communication on account status and changes

Deem

Reported bugs

20 issues
  • App not opening or loading after updates
  • Login stuck or session expiration errors
  • Password change functionality broken
  • Credit card not displaying in app after activation
  • Card unlock option showing blank white screen
Show 15 more
  • KYC update failing repeatedly
  • EID updation showing persistent errors
  • Payment transaction rejection despite available balance
  • Incorrect balance display and statement information
  • Duplicate transactions appearing
  • App showing wrong card or no card at all
  • Registration page stuck on blank white page
  • Excess limit fees charged incorrectly
  • Cashback points not reflecting in balance
  • Payment not showing in real-time
  • App laggy and slow performance
  • Error messages: 'Something is wrong, please try again later'
  • Buffering issues on payment portal
  • Downloaded wrong user statement
  • App incompatible with iOS 15.5

Requested features

11 requests
  • Real-time balance updates after payments
  • Current month outstanding amount visibility
  • Statement download functionality
  • Apple Wallet integration
  • Dark mode option
Show 6 more
  • Direct manager escalation option in IVR
  • Cashback details visibility in app
  • Card full limit display in dashboard
  • SMS notifications for account deductions
  • Auto-logout disable option in settings
  • Previous statements and due dates visibility

In-app purchases

None

Reward Card

No in-app purchases

None

Deem

No in-app purchases

Questions

Is Reward Card free?
Reward Card is free to download, with no in-app purchases.
Is Deem free?
Deem is free to download, with no in-app purchases.
Which has better reviews, Reward Card or Deem?
Reward Card is rated higher. Reward Card averages 4.4 out of 5 from 1K ratings, while Deem averages 2.3 from 6 ratings.
Do Reward Card or Deem have ads?
Neither Reward Card nor Deem shows ads.
Which is updated more often, Reward Card or Deem?
Reward Card ships an update every 2 months, and Deem every 3 weeks. Most recently, Reward Card was updated on November 6, 2026 and Deem on November 3, 2026.

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