Comparison

SettleAssist vs Xactimate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SettleAssist

This application streamlines the inspection of residential exteriors for hail or wind damage. It provides support for both SettleAssist and ScopeAssist products, simplifying the damage assessment process.

Highlights
  • Exterior home inspection
  • Hail damage assessment
  • Wind damage assessment
  • Supports SettleAssist
  • Supports ScopeAssist
Features
Read full description

The Accurence app simplifies inspecting the exterior of homes and residential buildings for hail or wind damage. The app supports both SettleAssist and ScopeAssist products.

About

Xactimate

Create comprehensive property damage estimates directly on your mobile device. This app integrates seamlessly with online and desktop versions, allowing professionals to build estimates from start to finish in the field.

Highlights
  • Build estimates on iOS device
  • Seamless cross-platform integration
  • Field estimating
  • Integrates with Xactware products
  • Online and desktop sync
Read full description

Xactimate Mobile is the first fully realized mobile estimating app for professionals in the field. Build complete estimates from start to finish directly on your iOS device with seamless integration across Xactimate's online and desktop platforms and the Xactware family of products. *Some features, such as generating reports or downloading price lists, require internet or 4G access. For customer support, visit the eService center.

Screenshots

SettleAssist4 screens
Xactimate4 screens

Verdict

The call

The clearest difference is rating: Xactimate at 4.6 against SettleAssist's 3.8. Xactimate also leads on ratings volume (8.2K vs 276) and update cadence (fortnightly vs every 6 weeks). SettleAssist's advantage is iOS requirement (14.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Xactimate holds the better App Store score, 4.6 against 3.8. That said, the two scores are not equally well evidenced: Xactimate has 8.2K ratings behind it against 276, so its average is the more settled of the two. Written reviews point the same way: 37% of SettleAssist's written reviews are positive against 50% of Xactimate's.

UpkeepUpdate frequency

SettleAssist ships an update every 6 weeks, Xactimate fortnightly. The most recent releases landed on September 9, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level
SettleAssist versus Xactimate: the parameters behind the verdict, then further details
ParameterSettleAssistXactimate
PriceFreeFree
Rating3.8 (276 ratings)4.6 (8.2K ratings) — better
Positive reviews36.6% of reviews49.6% of reviews — better
Number of ratings2768.2K — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.0
Further details — not scored
Size64 MB380 MB
Age rating4+4+
DeveloperAccurenceXactware Solutions, Inc.

Customer experience

SettleAssist

All ratings276 ratings
Positive70.3%
Neutral0.4%
Negative29.3%
Written reviews41 reviews
Positive36.6%
Neutral2.4%
Negative61.0%

Xactimate

All ratings8,247 ratings
Positive90.6%
Neutral3.7%
Negative5.7%
Written reviews127 reviews
Positive49.6%
Neutral10.2%
Negative40.2%

User reviews

SettleAssist

From 276 App Store ratings

What we love

  • 👍 Great photo features
  • 👍 Seamless referral sending
  • 👍 Friendly customer service
  • 👍 Guides through process
  • 👍 Efficient photo loading

Room to improve

  • 🐛 Slow performance
  • 🐛 Unintuitive interface
  • 🐛 Login issues repeatedly
  • 🐛 Makes adjusting worse
  • 🐛 Slows everything down

Xactimate

From 8.2K App Store ratings

What we love

  • 🚀 Time saver
  • 🚀 Efficient estimating
  • 🚀 Useful mobile features
  • 👍 Intuitive interface
  • 👍 Great for adjusters

Room to improve

  • 🐛 Crashes frequently
  • 🐛 Buggy and glitchy
  • 🐛 Unreliable syncing
  • 🐛 Slow performance
  • 🔋 High battery consumption

Bugs and requests

SettleAssist

Reported bugs

18 issues
  • Forgets login repeatedly
  • Errors during setup and use
  • No resend function for failed claims
  • Delays in photo processing
  • App adds pain line items for everything
Show 13 more
  • Jams Xactimate
  • Rearranges photos in report
  • Freezes, locks up
  • Photos get stuck inside the app
  • Voice dictation not working correctly (iOS 13)
  • App does not work when network is unavailable
  • Glitchy performance
  • Estimates are of poor quality
  • Ridiculously slow and inaccurate
  • Very glitchy
  • Creates horribly inaccurate estimates
  • Won't open claims or locks up
  • Photo quality is an F

Requested features

11 requests
  • FaceID/Biometric login
  • "Apply to all elevations" option for guttering
  • Improve password management (allow reuse, no forced resets)
  • Offline functionality
  • Improve photo quality
Show 6 more
  • Add more material variations
  • Improve estimate tree appearance upon upload
  • Add all options for roof coverings
  • Improve voice dictation for photo labeling
  • Advanced login features
  • Update to better suit user needs

Xactimate

Reported bugs

5 issues
  • Login issues
  • Sketch mode problems
  • Measurement inaccuracies
  • Compatibility issues with newer devices
  • Data loss when using the app

Requested features

6 requests
  • Add PDF export option
  • Improve photo management
  • Enhance sketching tools
  • Integrate desktop and mobile versions
  • Add keyboard shortcuts
Show 1 more
  • Develop a Mac desktop version

In-app purchases

None

SettleAssist

No in-app purchases

None

Xactimate

No in-app purchases

Questions

Is SettleAssist free?
SettleAssist is free to download, with no in-app purchases.
Is Xactimate free?
Xactimate is free to download, with no in-app purchases.
Which has better reviews, SettleAssist or Xactimate?
Xactimate is rated higher. SettleAssist averages 3.8 out of 5 from 276 ratings, while Xactimate averages 4.6 from 8.2K ratings.
Do SettleAssist or Xactimate have ads?
Neither SettleAssist nor Xactimate shows ads.
Which is updated more often, SettleAssist or Xactimate?
SettleAssist ships an update every 6 weeks, and Xactimate fortnightly. Most recently, SettleAssist was updated on September 9, 2026 and Xactimate on September 24, 2026.

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