Comparison

MyCincinnati® vs Cenlar Mobile™

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyCincinnati®

Manage your insurance policies, access documents, and handle payments. Report claims, request roadside assistance, and find helpful resources. Go paperless and connect with payment services.

Highlights
  • Access policy documents
  • Manage payments
  • Report and view claims
  • Request roadside services
  • Go paperless
  • Find service providers
Read full description

MyCincinnati allows Cincinnati Insurance personal lines policyholders who have registered for online services to: • access and share policy documents and agency contact information • enroll drivers in the RideWell℠ • find experienced service providers and loss prevention resources • go paperless • manage payment options, pay your bill and connect with Apple® Wallet or Google Pay™ • report and view claims, including auto glass claims, and find helpful tips on what to do in the event of an accident • request roadside services • sign up for additional services, such as emergency medical transportation and travel security programs • view ID cards

About

Cenlar Mobile™

Manage your home loan conveniently and securely from your mobile device. Make payments, check balances, view statements, and sign up for automatic payments. Utilize calculators to explore interest savings and faster payoff options.

Highlights
  • Make mortgage payments
  • Check account balance
  • View statements
  • Sign up for automatic payments
  • Mortgage payoff calculators
  • View escrow details
Read full description

Cenlar Mobile™ Manage your mortgage on the go. Description and benefits: Cenlar Mobile™ , a convenient and secure way to manage your home loan right from your phone. Easily make a payment, check account balance, see when taxes were paid, view a statement or sign up for automatic payments. The new app has functionality similar to the website. Use our calculators to determine how to save interest and pay off your mortgage sooner. What you can do on Cenlar Mobile™ : • Stay current on your mortgage details and outstanding balance • Make a payment and view payment status • Enroll in AutoPay and view scheduled payments on your mortgage • Calculate changes to PMI based on projected changes to your loan • View details on escrow, taxes and insurance • Calculate the impact of making additional payments on interest cost savings and earlier loan pay off • View the Learning Center to see frequently asked topics and questions How to access: • Complete the secure registration on Cenlar Mobile™ if you have not previously registered on our app or website • Use thumbprint or facial recognition for subsequent login We are listening and will continue to make improvements. Here’s What’s New – o Redesigned and more intuitive user experience o Enhancements to the Payment History screen to display reversed payments o Enhanced messaging for when the app is down for maintenance o Ability to display full loan number o Ability to submit a secure message with one attachment (PDF, PNG, JPEG) Please note you will need [iOS version 13.0] or greater.

Screenshots

MyCincinnati®4 screens
Cenlar Mobile™4 screens

Verdict

The call

MyCincinnati® and Cenlar Mobile™ both sit at 4.7 stars, but that hides the real split: 46% of Cenlar Mobile™'s written reviews are positive against 23% of MyCincinnati®'s. Cenlar Mobile™ also leads on ratings volume (18K vs 4K). MyCincinnati®'s advantage is update cadence (monthly vs every 3 months) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cenlar Mobile™ holds the better App Store score, 4.8 against 4.7. Both are backed by a comparable volume of ratings — 4K and 18K respectively. Written reviews point the same way: 23% of MyCincinnati®'s written reviews are positive against 46% of Cenlar Mobile™'s.

UpkeepUpdate frequency

MyCincinnati® ships an update monthly, Cenlar Mobile™ every 3 months. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.

Scorecard5 real differences · 5 level
MyCincinnati® versus Cenlar Mobile™: the parameters behind the verdict, then further details
ParameterMyCincinnati®Cenlar Mobile™
PriceFreeFree
Rating4.7 (4K ratings)4.8 (18K ratings) — better
Positive reviews23.4% of reviews46.4% of reviews — better
Number of ratings4K18K — better
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.5 — better17.0
Further details — not scored
Size195 MB107 MB
Age rating4+4+
DeveloperThe Cincinnati Insurance CompanyCenlar

Customer experience

MyCincinnati®

All ratings4,000 ratings
Positive91.9%
Neutral2.4%
Negative5.7%
Written reviews64 reviews
Positive23.4%
Neutral4.7%
Negative71.9%

Cenlar Mobile™

All ratings16,232 ratings
Positive97.0%
Neutral1.3%
Negative1.7%
Written reviews125 reviews
Positive46.4%
Neutral8.0%
Negative45.6%

User reviews

MyCincinnati®

From 4K App Store ratings

What we love

  • 👍 Comprehensive and easy to navigate
  • 👍 Accessible to ride well
  • 👍 Awesome app
  • 👍 Seems easy enough

Room to improve

  • 🐛 App crashes after logging in
  • 🐛 App crashes after update
  • 🐛 App not user-friendly
  • 🐛 App not functioning properly
  • 🐛 Slow to load, agonizingly slow

Cenlar Mobile™

From 18K App Store ratings

What we love

  • 👍 User-friendly app
  • 💡 Helpful calculators and tools
  • 🚀 Easy to make payments
  • 👍 Convenient and organized
  • 👍 Excellent customer service

Room to improve

  • 🐛 Login and registration issues
  • 🐛 Payment scheduling problems
  • 🐛 Lack of communication and transparency
  • 🐛 Incompatibility with other apps
  • 🐛 Outdated and buggy features

Bugs and requests

MyCincinnati®

Reported bugs

5 issues
  • Login issues
  • Crashes after updates
  • Inability to access policies and ID cards
  • Roadside assistance not working
  • Blank screens and error messages

Requested features

5 requests
  • Add ability to upload photos for claims
  • Add Apple Wallet support for ID cards
  • Add individual vehicle cost breakdown
  • Add landscape mode for iPad
  • Add bill pay functionality

Cenlar Mobile™

Reported bugs

5 issues
  • App not working on iPad
  • Notifications not functioning properly
  • Inability to contact customer service
  • Inconsistent app behavior and errors
  • Syncing issues with online account

Requested features

5 requests
  • Ability to upload photos from mobile device
  • Improved navigation and information accessibility
  • Better integration with budgeting/money management apps
  • Faster payment processing and confirmation
  • More frequent escrow analysis updates

In-app purchases

None

MyCincinnati®

No in-app purchases

None

Cenlar Mobile™

No in-app purchases

Questions

Is MyCincinnati® free?
MyCincinnati® is free to download, with no in-app purchases.
Is Cenlar Mobile™ free?
Cenlar Mobile™ is free to download, with no in-app purchases.
Which has better reviews, MyCincinnati® or Cenlar Mobile™?
Cenlar Mobile™ is rated higher. MyCincinnati® averages 4.7 out of 5 from 4K ratings, while Cenlar Mobile™ averages 4.8 from 18K ratings.
Do MyCincinnati® or Cenlar Mobile™ have ads?
Neither MyCincinnati® nor Cenlar Mobile™ shows ads.
Which is updated more often, MyCincinnati® or Cenlar Mobile™?
MyCincinnati® ships an update monthly, and Cenlar Mobile™ every 3 months. Most recently, MyCincinnati® was updated on October 23, 2026 and Cenlar Mobile™ on October 28, 2026.

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