Happen Bank vs LAUNCH Servicing

Happen Bank, formerly LendingClub, is a digital bank built around a simple belief: banking should work better for you. We bring borrowing, checking, and savings together in a digital experience that makes it quick and easy to make smart financial decisions. That means decisions in moments, not weeks. Fixed rates with no traps or gotchas. And trusted products and tools that help you earn more, save more, and make progress towards what you want to make happen next. You’re making it happen. We’re here to clear the way. We are Happen Bank. Here are a few reasons why members like you love the Happen Bank app: • See your bank accounts and loans in one place • Check your loan pay-down progress anytime, anywhere • Meet your goals with an interest earning LevelUp Savings account • Get rewarded with a LevelUp Checking account • Link and view all your credit cards in one place with DebtIQ • Safely move money between your accounts Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/happen.com. *Transaction limits may apply, see https://www.happen.com/legal/deposits/personal-products-terms-and-conditions for more terms and conditions Any account features that enable you to receive direct deposits, or that enable direct deposit funds to be made available to you early, are contingent upon and subject to the payor’s support of such features. Unless otherwise specified, all credit and deposit products are provided by Happen Bank, N.A., Member FDIC, Equal Housing Lender (“Happen Bank”), a wholly-owned subsidiary of Happen, Inc., NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit products are subject to approval, which may include credit approval. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

Manage your student loans simply and confidently right from your mobile phone. The Launch app allows you to view your monthly statements, make payments, update your contact information and much more. FEATURES • View your monthly statements and payment history • Make a one-time payment or setup recurring payments • Setup and manage your bank accounts • View a summary of your loan accounts • Check loan balances, interest rates, outstanding principal and interest • Update your contact information • Contact the Launch Team via phone or email CREATE YOUR ACCOUNT If you’re already registered on the Launch Servicing Borrower Portal, just login to the mobile app using your existing user credentials. Your co-signer can also login and manage accounts. Activate Touch ID to log in even faster! Your information is secure and we take the protection of your account very seriously.