Spending Tracker vs My Spending
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
My Spending
Easily track your income and expenses with an intuitive interface. Supports all currencies, customizable categories, and multiple accounts. Export your financial data in various formats and set budgets for better money management.
- Income and expense tracking
- All currencies supported
- Customizable categories
- Multiple accounts
- Data export (PDF, Excel, XML)
- Budget setting
- Cloud sync across devices
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Track your income and expenses. The app makes money management for personal and small businesses easy. The intuitive interface makes the tedious process of financial tracking simple. - All Currencies Supported - Customizable Income/Expense Categories - Multiple Accounts - Export PDF/Excel/XML - Auto Recurring Transactions - Set Budgets - Multiple Devices using MySpending Cloud
Screenshots
Verdict
The clearest difference is review sentiment: Spending Tracker at 95% against My Spending's 50%. Spending Tracker also leads on rating (4.8 vs 4.3) and ratings volume (19K vs 69). My Spending's advantage is update cadence (every 4 weeks vs every 2 months) and iOS requirement (11.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and My Spending sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spending Tracker holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 50% of My Spending's.
Spending Tracker ships an update every 2 months, My Spending every 4 weeks. Both last shipped on October 24, 2026.
| Parameter | Spending Tracker | My Spending |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) — better | 4.3 (69 ratings) |
| Positive reviews | 94.5% of reviews — better | 50.0% of reviews |
| Number of ratings | 19K — better | 69 |
| Update frequency | Every 2 months | Every 4 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 11.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Luke Zammit |
Customer experience
Spending Tracker
My Spending
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
My Spending
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
My Spending
- My Spending Premium$2.99
Questions
Is Spending Tracker free?
Is My Spending free?
Which has better reviews, Spending Tracker or My Spending?
Do Spending Tracker or My Spending have ads?
Which is updated more often, Spending Tracker or My Spending?
Other comparisons
