Spending Tracker vs ClockIn
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
ClockIn
Easily track earnings for multiple jobs, including overtime, tips, and adjustments. Estimate take-home pay with tax considerations and support for various pay period formats. Generate reports and export data for analysis.
- Track pay for multiple jobs
- Calculate overtime and tips
- Estimate take-home pay
- Support for various pay periods
- Generate reports and summaries
- Export data to CSV
- Automatic break calculation
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Clean, simple and effective hourly wage tracking for employees paid by the hour or those who are self employed. • Track pay for multiple jobs, including overtime, breaks, tips and other adjustments. • Estimate take-home pay for a pay period, accounting for tax, overtime and pre or post tax adjustments. • Support for many of the most common pay period formats, such as weekly, bi-weekly, last working day, last Friday or monthly. Pay periods can also automatically be set to finish on the most week-day if a period ends on the weekend. • Reports and summaries for each pay period. Clearly see how much you earnt along with all tips, deductions and other adjustments. • Customise your ClockIn experience in the preferences menu. • Export your data to CSV for your own records or to perform your own analysis in other software packages. • Backup your data and restore ClockIn – Hours and Pay from a backup made on a different device. • Automatic overtime can be set for each job individually, for example if your pay is doubled after eight hours of work in one shift, this can be calculated automatically. You can also set a threshold and rate for overtime in a period. For example if each hour over 40 in a week is paid at a certain rate. • Automatic breaks can be calculated, for example automatically adding a 30 minute break if the shift is longer than six hours. • Pre-tax and post-tax adjustments can be made both to periods and individual shifts. The Free Edition of ClockIn – Hours and Pay can store up to three jobs, and 30 shift entries. The Pro Upgrade, available as an In App Purchase, removes the limits allowing the user to store an unlimited number of Jobs and Shifts, as well as removing advertising inside the App.
Screenshots
Verdict
The clearest difference is review sentiment: Spending Tracker at 95% against ClockIn's 0%. Spending Tracker also leads on ratings volume (19K vs 9) and rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and ClockIn sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spending Tracker holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 0% of ClockIn's.
Spending Tracker ships an update every 2 months, ClockIn every 3 months. The most recent releases landed on October 20, 2026 and September 17, 2026 respectively.
| Parameter | Spending Tracker | ClockIn |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) — better | 4.6 (9 ratings) |
| Positive reviews | 94.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 19K — better | 9 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 14.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | James Woodcock |
Customer experience
Spending Tracker
ClockIn
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
ClockIn
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
ClockIn
- ClockIn - Pro$1.99
Questions
Is Spending Tracker free?
Is ClockIn free?
Which has better reviews, Spending Tracker or ClockIn?
Do Spending Tracker or ClockIn have ads?
Which is updated more often, Spending Tracker or ClockIn?
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