Comparison

Spending Tracker vs CashTrace

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

CashTrace

This app helps you quickly log expenses, track cash flow, and understand your spending habits with clear charts and insights. Keep your financial data private and synced across your Apple devices.

Highlights
  • Log expenses and income quickly
  • Track daily, weekly, and monthly spending
  • Visualize budget with charts and insights
  • Add recurring transactions
  • Import data via CSV
  • Organize spending with custom categories
  • Private iCloud sync
Read full description

CashTrace is a private expense tracker and budget app that helps you log spending in seconds, follow cash flow, and stay in control of your money every day. Built for fast daily use, CashTrace combines simple money tracking with clear charts, averages, and insights so you can see where your money goes without the clutter. Your data stays in your iCloud, syncs across your Apple devices, and is never shared with third parties. Why people download CashTrace: • Track expenses and income in seconds • See daily, weekly, and monthly spending trends • Understand your budget with charts, averages, and insights • Add recurring transactions for bills, rent, and subscriptions • Import existing finance data with CSV • Organize spending with custom categories, notes, and calendar view • Keep everything private with secure iCloud sync • Stay focused with a clean, easy-to-use money manager Whether you want a simple expense tracker, a practical budget planner, or a private money manager, CashTrace gives you a fast, focused way to build better money habits and stay on top of spending. Terms of use: https://www.cashtrace.io/terms

Screenshots

Spending Tracker4 screens
CashTrace4 screens

Verdict

The call

Spending Tracker and CashTrace both sit at 4.8 stars, but that hides the real split: 95% of Spending Tracker's written reviews are positive against 56% of CashTrace's. Spending Tracker also leads on ratings volume (19K vs 35) and device support (5 vs 2). CashTrace's advantage is ads (none vs shown) and update cadence (every 10 days vs every 2 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and CashTrace sells 6 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Spending Tracker against 4.9 for CashTrace. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 35, so its average is the more settled of the two. Written reviews are what separate them: 95% of Spending Tracker's written reviews are positive against 56% of CashTrace's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, CashTrace every 10 days. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

Scorecard6 real differences · 4 level
Spending Tracker versus CashTrace: the parameters behind the verdict, then further details
ParameterSpending TrackerCashTrace
PriceFreeFree
Rating4.8 (19K ratings)4.9 (35 ratings) — better
Positive reviews94.6% of reviews — better55.6% of reviews
Number of ratings19K — better35
Update frequencyEvery 2 monthsEvery 10 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad
Requires iOS15.5 — better26.1
Further details — not scored
Size50 MB26 MB
Age rating4++12
DeveloperMH Riley LtdBoris Gutic

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,902 reviews
Positive94.6%
Neutral2.5%
Negative2.9%

CashTrace

All ratings35 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive55.6%
Neutral11.1%
Negative33.3%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

CashTrace

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
6 purchases

CashTrace

Subscriptions6
  • CashTrace Pro$1.491 Month
  • CashTrace Pro7 Days trial$1.991 Month
  • CashTrace Pro$1.991 Month
Show 3 more
  • CashTrace Pro$8.991 Year
  • CashTrace Pro7 Days trial$12.991 Year
  • CashTrace Pro$12.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is CashTrace free?
CashTrace is free to download, with in-app purchases available.
Which has better reviews, Spending Tracker or CashTrace?
CashTrace is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while CashTrace averages 4.9 from 35 ratings.
Do Spending Tracker or CashTrace have ads?
Spending Tracker shows ads; CashTrace does not.
Which is updated more often, Spending Tracker or CashTrace?
Spending Tracker ships an update every 2 months, and CashTrace every 10 days. Most recently, Spending Tracker was updated on September 25, 2026 and CashTrace on September 21, 2026.

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