Comparison

Spending Tracker vs Money Buddy Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Money Buddy Expense Tracker

Take control of your finances with this personal budget planner. Track income and expenses, visualize spending with charts, and utilize helpful calculators for loans, retirement, and tips. Stay informed with the latest finance news.

Highlights
  • Expense tracking
  • Budget planning
  • Income logging
  • Spending visualization (pie chart)
  • Loan calculator
  • Retirement spend down calculator
  • Tip calculator
  • Finance news feed
Read full description

There has never been a better time than now to track your personal finance, money spending and expenses. It is time to stop guessing where all your money goes, and take control of your personal finances by budgeting with easy money management! Quickly, and accurately keep track, plan, and prioritize your personal financial spending with ease! Money Buddy Finance is your own personal finance budget planner. What is a budget planner? A successful budget planner helps you decide how to best manage, and spend your money while avoiding or reducing expenses and debt, giving the you a clear visual where your money is being spent, and where you can cut out spending, reducing your expenses, and putting more of your money back in your pocket! Budgeting your money is one of the best ways to keep your personal finances on track. Money Buddy Finance can help you do just that! Simply enter your income sources with income amounts, along with your expenses, with expense amounts. Watch the pie chart represent the money you are spending, giving you the ability to visually see where your money is being spent and which expenses you can possibly trim. Below the chart you will find your "budget envelopes". The first "envelope" is for your income, this contains the income source(s) and income amount(s) you supplied. The second "envelope" is your expense "envelope" containing your expense source(s) and expense amount(s) that you supplied. Money Buddy Finance is a great money management budgeting tool that is also for finding areas in your expenses that you are able to cut out unnecessary spending, and allowing you to free up more of your hard earned cash money. Whether your goal is to pay off debt, save some money, or just allocate your money better, it is time you make every dollar count with a budget plan, that will help you visually see where your money is going, allowing you to plan accordingly. Check out the loan calculator! Need to make a big purchase or thinking of condensing your debt payments into a personal loan? Wouldn't it be easier to have one payment instead of several debt payments? Use the calculator to see how much a monthly payment will be, and if it's the right choice for you. Just added is the retirement spend down calculator! Don't guess how much money you can spend in retirement. Simply enter the corresponding information into the input areas and let us take care of figuring out your monthly retirement allowance! Not sure how much to tip? If your ordering at a nice restaurant, getting take out or delivery, or any other service where tips are common practice, we got you covered! quickly enter the bill amount and we calculate based on common percentages, to provide you with the tip and total amounts, making figuring out the tip painless. Now you can see the latest finance news right from within the same app! Never miss the latest finance news and get personal finance tips! DISCLAIMER(S): **Loan payment amount is an estimate. Please consult your loan provider for actual loan payment amount. Loan interest rates may vary **It is impossible to accurately predict all the variables that will affect one's retirement income plan over an extended time horizon. More detailed planning is useful, but this simple enough-to-retire calculation method offers a great starting place. Be sure to contact a financial professional. Add any additional guaranteed income to this amount to calculate available income.

Screenshots

Spending Tracker4 screens
Money Buddy Expense Tracker4 screens

Verdict

The call

The clearest difference is price: Spending Tracker at Free against Money Buddy Expense Tracker's $1.99. Spending Tracker also leads on ratings volume (19K vs 6) and device support (5 vs 3). Money Buddy Expense Tracker's advantage is in-app purchases (none vs 1) and ads (none vs shown). On review sentiment and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Spending Tracker is free to download; Money Buddy Expense Tracker costs $1.99 up front. Spending Tracker sells 1 one-off in-app purchase. Money Buddy Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Money Buddy Expense Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 100% of Money Buddy Expense Tracker's.

UpkeepUpdate frequency

Spending Tracker ships an update every 2 months, Money Buddy Expense Tracker every 3 weeks. The most recent releases landed on October 22, 2026 and September 24, 2026 respectively.

Scorecard8 real differences · 2 level
Spending Tracker versus Money Buddy Expense Tracker: the parameters behind the verdict, then further details
ParameterSpending TrackerMoney Buddy Expense Tracker
PriceFree — better$1.99
Rating4.8 (19K ratings)5.0 (6 ratings) — better
Positive reviews94.5% of reviews100.0% of reviews — better
Number of ratings19K — better6
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases — betterPaid
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size50 MB3 MB
Age rating4+4+
DeveloperMH Riley LtdSinnig Media, LLC

Customer experience

Spending Tracker

All ratings19,361 ratings
Positive96.7%
Neutral1.9%
Negative1.4%
Written reviews2,944 reviews
Positive94.5%
Neutral2.5%
Negative2.9%

Money Buddy Expense Tracker

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Money Buddy Expense Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
None

Money Buddy Expense Tracker

No in-app purchases

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Money Buddy Expense Tracker free?
Money Buddy Expense Tracker costs $1.99, with no in-app purchases.
Which has better reviews, Spending Tracker or Money Buddy Expense Tracker?
Money Buddy Expense Tracker is rated higher. Spending Tracker averages 4.8 out of 5 from 19K ratings, while Money Buddy Expense Tracker averages 5.0 from 6 ratings.
Do Spending Tracker or Money Buddy Expense Tracker have ads?
Spending Tracker shows ads; Money Buddy Expense Tracker does not.
Which is updated more often, Spending Tracker or Money Buddy Expense Tracker?
Spending Tracker ships an update every 2 months, and Money Buddy Expense Tracker every 3 weeks. Most recently, Spending Tracker was updated on October 22, 2026 and Money Buddy Expense Tracker on September 24, 2026.

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