Spending Tracker vs Xpence
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Xpence
Manage your personal finances by tracking expenses and income across multiple accounts. Gain insights into spending habits with a user-friendly interface and detailed transaction filtering. Secure your data with biometric authentication.
- Track expenses and income
- Multiple account management
- Transaction filtering
- PDF report export
- Biometric security
- Multiple currency support
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Track all of your expenses and income to be more aware of your spending habits with Xpence, the app that helps you manage your personal finances in one user-friendly place. MAIN FEATURES: - Create up to 9 different accounts to keep track of all your transactions - Set monthly budgets by category, monitor your spending, and reach your financial goals more easily - Export a PDF Report of all your transactions - Filter your transactions by Date, Account, or Category - At a glance, check your recent transactions, current account balances, and budgets directly from your Home Screen OTHER FEATURES: - Keep your transactions safe with Face ID/Touch ID - Choose between 15 different Currencies - Search among your transactions - Choose between Dark and Light mode COMING SOON: Recurring transactions Thank you for downloading our app! Send us an email at crazytableproductions@gmail.com for any kind of feedback, we really appreciate it. Privacy Policy: https://xpence-money-tracke-0.flycricket.io/privacy.html
Screenshots
Verdict
The clearest difference is ratings volume: Spending Tracker at 19K against Xpence's 2. Spending Tracker also leads on device support (5 vs 3) and iOS requirement (15.5 vs 17.6). Xpence's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Xpence sells 3 in-app purchases, starting at $0.49 per month. Whichever you choose, the download price is not the number that matters.
Xpence holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 2, so its average is the more settled of the two.
Spending Tracker ships an update every 2 months, Xpence every 3 months. The most recent releases landed on October 25, 2026 and October 4, 2026 respectively.
| Parameter | Spending Tracker | Xpence |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 94.5% of reviews | — |
| Number of ratings | 19K — better | 2 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad, Mac |
| Requires iOS | 15.5 — better | 17.6 |
| Further details — not scored | ||
| Size | 50 MB | 31 MB |
| Age rating | 4+ | 17+ |
| Developer | MH Riley Ltd | Giada Ciotola |
Customer experience
Spending Tracker
Xpence
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Xpence
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Xpence
- Monthly Subscription3 Days trial$0.491 Month
- Yearly Subscription$4.991 Year
- Unlock Xpence Forever$39.99
Questions
Is Spending Tracker free?
Is Xpence free?
Which has better reviews, Spending Tracker or Xpence?
Do Spending Tracker or Xpence have ads?
Which is updated more often, Spending Tracker or Xpence?
Other comparisons
