Spending Tracker vs EBL SKYBANKING
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
EBL SKYBANKING
Manage your finances on the go with a streamlined banking app. Features include self-registration, instant fund transfers, bill payments, and easy access to account statements and certificates. Personalize your experience with themes and dark mode.
- Self-user registration
- Instant fund transfers
- Bill payments
- Downloadable certificates
- Instant account statements
- Personalized themes and dark mode
- Scheduled transfers
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Welcome to EBL Skybanking – the smarter way to manage your money on the go. Our latest EBL Skybanking is all about making your banking experience smoother, safer, and more personalized. It brings you a sleek, intuitive design that makes managing your money easier than ever, right from your phone. Self-user Registration with Customized EBL Skybanking ID • EBL account & card holders can register using mobile number and card PIN or with account and NID verification. • During the Registration process, user can set their preferred name, email or mobile number as their new EBL Skybanking ID before their 1st login. • Enjoy seamless registration from anywhere in the world with foreign mobile number. My Banking Introducing 'My Banking' feature, designed for effortless and rapid transactions on the go. With 'My Banking,' you can instantly transfer funds to your EBL accounts, make MFS transfers, pay card bills, and recharge your mobile number—all seamlessly, without the need for additional OTPs or verifications. Certificates No need to visit branch. Download certificates anytime, anywhere using EBL Skybanking app: • Account Tax Certificate • DPS Tax Certificate • FD Tax Certificate • Loan Tax Certificate • Account Certificate • Balance Certificate • Loan Outstanding Certificate • NOC against Loan • Currency Conversion Loan Instant Statements Now you can download your account and card statements instantly using Statement Download option. Personal Finance Management See your financial activities through infographics to better manage your budget. Personalization Enjoy a wide range of customization options. • Themes: Personalize your app with a wide range of themes. • Dark Mode: Enable dark mode for a sleek, comfortable viewing experience. • Profile Picture Upload: Set your own profile picture for a personalized experience. Schedule Transfer Take control of your finances! Schedule transfers to your own and EBL accounts with ease using the EBL Skybanking app Beneficiary Management on the Go Transact on the go and save beneficiaries after successful transactions. Phonebook Integration Select beneficiary phone numbers for mobile recharge and MFS transfer directly from your phonebook. Transaction Receipt View, download, and share transaction receipts. Transaction Limits View detailed transaction limits for all services. Unbilled History – Credit Card View real-time unbilled transaction history of your credit card. Login Using EBL Skybanking PIN No need to remember long passwords. Set your preferred EBL Skybanking Log in PIN for added convenience. In-App Transaction Notification Receive Transaction notifications within the app. Video Tutorial and FAQ Access a wide range of step-by-step video tutorials and FAQs for easy reference and self-guidance.
Screenshots
Verdict
The clearest difference is review sentiment: Spending Tracker at 95% against EBL SKYBANKING's 24%. Spending Tracker also leads on rating (4.8 vs 3.9) and ratings volume (19K vs 112). EBL SKYBANKING's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. EBL SKYBANKING asks for nothing beyond the download.
Spending Tracker holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 112, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 24% of EBL SKYBANKING's.
Spending Tracker ships an update every 2 months, EBL SKYBANKING every 6 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.
| Parameter | Spending Tracker | EBL SKYBANKING |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) — better | 3.9 (112 ratings) |
| Positive reviews | 94.5% of reviews — better | 24.4% of reviews |
| Number of ratings | 19K — better | 112 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 12.1 — better |
| Further details — not scored | ||
| Size | 50 MB | 136 MB |
| Age rating | 4+ | 17+ |
| Developer | MH Riley Ltd | Eastern Bank PLC. |
Customer experience
Spending Tracker
EBL SKYBANKING
User reviews
Spending Tracker
From 19K App Store ratingsWhat we love
- 👍 Easy to use
- 📊 Helpful reports and charts
- 💰 One-time fee for premium features
- 🔁 Recurring transactions
- 🗂️ Multiple accounts and categories
Room to improve
- 🐛 Occasional syncing issues
- 🔢 Lack of fortnightly budget option
- 🗂️ Difficulty deleting unused categories
- 💰 Paid upgrade required for some features
- 📈 Limited budget tracking within categories
EBL SKYBANKING
From 112 App Store ratingsWhat we love
- 🚀 Refreshing UI
- 👍 User-friendly interface
- 💡 Innovative features
Room to improve
- 🐛 Buggy and unstable
- ⏱️ Extremely slow performance
- 🔋 High battery consumption
- 🤯 Frustrating user experience
- 🔒 Security concerns
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
EBL SKYBANKING
Reported bugs
4 issues- Registration process issues
- Connectivity problems
- Inconsistent data display
- Selfie verification not working
Requested features
4 requests- Restore previous app data and features
- Improve stability and reliability
- Optimize app performance
- Provide web portal as backup option
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
EBL SKYBANKING
No in-app purchases
Questions
Is Spending Tracker free?
Is EBL SKYBANKING free?
Which has better reviews, Spending Tracker or EBL SKYBANKING?
Do Spending Tracker or EBL SKYBANKING have ads?
Which is updated more often, Spending Tracker or EBL SKYBANKING?
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