Comparison

Spending Tracker vs Money Tracker & Saver

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Highlights
  • Simple and intuitive interface
  • Flexible time period tracking (Weekly, Monthly, Yearly)
  • Budget mode with carry-over
  • Summary view of spending progress
  • Log expenses and income
  • Editable spending and income categories
  • Interactive charts and reports
Features
Read full description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending

About

Money Tracker & Saver

Features
Read full description

Track spending, save money, and take control of your finances with the ultimate free money tracker and budget app! Whether you're planning monthly budgets, managing monthly expenses, or building long-term savings, our intuitive expense tracker makes personal finance simple and stress-free. KEY FEATURES Smart Budget Planning Create custom monthly budgets and track every dollar in real time. Set limits for groceries, entertainment, bills, and more. Easy Expense Tracking Log spending instantly with a clean interface. Categorize purchases, add receipts, and never lose track of where your money goes. Money Tracker & Income Management Track multiple income sources and monitor your cash flow patterns. Perfect for freelancers, families, and business owners. No-Spend Challenge Stay disciplined with built-in no-spend tracking. See how long you can go without unnecessary purchases. Money-Saving Insights Discover personalized insights that reveal spending habits and highlight savings opportunities. Secure & Private Your financial data stays on your device. No cloud sync, no accounts, complete privacy guaranteed. PERFECT FOR -Anyone starting their budgeting journey -Families managing shared expenses -People practicing mindful spending or no-spend challenges -Users looking for a free alternative to paid finance apps WHY CHOOSE OUR APP -100% free — no subscriptions, no hidden costs -Works offline anytime, anywhere -Simple, clean design that anyone can use -Comprehensive reports and clear visual charts -Customizable categories that fit your lifestyle -Fast expense entry with smart suggestions -Budget goal tracking with progress indicators HOW TO GET STARTED -Set your monthly income and budget -Add categories that match your lifestyle -Log expenses as you spend -Review weekly and monthly reports -Adjust and improve with actionable insights Transform your relationship with money and build lasting financial habits today! Download Money Tracker & Saver now and join thousands of users achieving their money goals. This app is subject to Apple's standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending Tracker4 screens
Money Tracker & Saver4 screens

Verdict

The call

The clearest difference is ads: Money Tracker & Saver at none against Spending Tracker's shown. Spending Tracker's advantage is device support (5 vs 2) and iOS requirement (15.5 vs 17.6). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Money Tracker & Saver sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard3 real differences · 7 level
Spending Tracker versus Money Tracker & Saver: the parameters behind the verdict, then further details
ParameterSpending TrackerMoney Tracker & Saver
PriceFreeFree
Rating4.8 (19K ratings) — better—
Positive reviews94.5% of reviews—
Number of ratings19K — better—
Update frequencyEvery 2 months—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone, iPad
Requires iOS15.5 — better17.6
Further details — not scored
Size50 MB16 MB
Age rating4+4+
DeveloperMH Riley LtdNew Waving

Bugs and requests

Spending Tracker

Reported bugs

2 issues
  • Transactions sometimes entered in wrong order
  • Backup and restore functionality not always reliable

Requested features

5 requests
  • Add ability to split transactions into multiple categories
  • Incorporate currency conversion and exchange rates
  • Allow family/shared account access and updates
  • Implement a 'Debt' category to track loan payments
  • Add option to take photos of receipts and attach to transactions

Money Tracker & Saver

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Spending Tracker

One-time1
  • Pro Upgrade$2.99
3 purchases

Money Tracker & Saver

Subscriptions3
  • Cup of Tea Supporter$1.991 Month
  • Tea Break Supporter$4.991 Month
  • Tea Party Supporter$9.991 Month

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is Money Tracker & Saver free?
Money Tracker & Saver is free to download, with in-app purchases available.
Do Spending Tracker or Money Tracker & Saver have ads?
Spending Tracker shows ads; Money Tracker & Saver does not.

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