Spending Tracker vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
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Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Spending Tracker
Track your spending, bills, and subscriptions in one place without needing bank logins. Set budgets, savings goals, and manage debts with quick logging and insightful views. Get reminders for upcoming charges and help with cancellations.
- Log expenses and income quickly
- Track subscriptions and bills with reminders
- Create and manage budgets
- Set and monitor savings goals
- Manage debts and payments
- View spending by category and day
- Receipt scanning for totals
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Know where your money goes, and never get caught out by a forgotten subscription again. SpendKit keeps your spending, bills and subscriptions, budget, savings goals and debts in one simple app. No bank login and no account needed. LOG IT IN SECONDS • Add an expense, income or transfer in a few taps: amount, category, account, done • Say it: "12 lunch" and SpendKit fills it in • Scan a receipt to read the total • Transfers between your accounts, with fees • Copy a transaction, or save and keep adding with Continue SEE YOUR MONTH • Income, expenses and balance always in view • Daily, calendar, monthly and stats views • Charts by category and by day • Search, and filter by account or category SUBSCRIPTIONS AND BILLS • Streaming, music, rent, phone: see what you pay each month and each year • A reminder before every charge, and free trials tracked before they bill you • Mark a bill as paid, or let SpendKit log it on its due date • Cancelling one? Get help to do it and see how much you save • Subscriptions in another currency or shared with others: only your part counts A BUDGET THAT WORKS • Plan your income and spending by category • See what's left to spend this month • Carry over what's left, or what's over, to the next month SAVINGS GOALS AND DEBTS • Goals with ideas to start, a target date and how much to put aside each month • Track what you owe and what you're owed, payment by payment YOUR ACCOUNTS • Cash, cards, bank and savings accounts with their running balance • Assets, liabilities and your total at a glance ALWAYS AT HAND • Home Screen and Lock Screen widgets • Siri and Shortcuts: "Log an expense in SpendKit" • Control Center and the Action button • Face ID lock, dark mode, your currency, 10 languages SPENDKIT PREMIUM Logging expenses and income is always free. Premium removes the limits on subscriptions, budgets, goals, accounts, receipt scans and voice entries, and adds iCloud backup and sync, budget alerts, insights, your own categories and CSV export. Payment is charged to your Apple Account at confirmation, or at the end of the free trial if there is one. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. The lifetime plan is a one-time purchase. Terms of Use: https://privacy.owltaps.com/terms Privacy Policy: https://privacy.owltaps.com
Screenshots
Verdict
The clearest difference is ads: Spending Tracker at none against Spending Tracker's shown. Spending Tracker also leads on rating (5.0 vs 4.8). Spending Tracker's advantage is ratings volume (20K vs 1) and update cadence (every 2 months vs every 5 months). On price, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Spending Tracker sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.
Spending Tracker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spending Tracker has 20K ratings behind it against 1, so its average is the more settled of the two.
Spending Tracker ships an update every 2 months, Spending Tracker every 5 months. The most recent releases landed on November 12, 2026 and November 8, 2026 respectively.
| Parameter | Spending Tracker | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 94.5% of reviews | — |
| Number of ratings | 20K — better | 1 |
| Update frequency | Every 2 months — better | Every 5 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.5 — better | 26.0 |
| Further details — not scored | ||
| Size | 50 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | Jose Sapon |
Customer experience
Spending Tracker
Spending Tracker
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Spending Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Spending Tracker
- Premium Monthly$7.991 Month
- Premium Yearly3 Days trial$39.991 Year
- SpendKit Premium Lifetime$59.99
Questions
Is Spending Tracker free?
Is Spending Tracker free?
Which has better reviews, Spending Tracker or Spending Tracker?
Do Spending Tracker or Spending Tracker have ads?
Which is updated more often, Spending Tracker or Spending Tracker?
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