Spending Tracker vs Personal Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spending Tracker
Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.
- Simple and intuitive interface
- Flexible time period tracking (Weekly, Monthly, Yearly)
- Budget mode with carry-over
- Summary view of spending progress
- Log expenses and income
- Editable spending and income categories
- Interactive charts and reports
Read full descriptionHide full description
Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending
Personal Finance
Manage your money with this app that offers budgeting tools, a currency converter, and financial note-taking capabilities. Track income and expenses, view monthly statistics, and stay organized with reminders.
- Budgeting tools
- Income and expense tracking
- Currency converter
- Financial notes
- Transaction filtering
- Monthly statistics review
- Reminders
Read full descriptionHide full description
Personal Finance is a best app for budget, currency convert and keeping notes. Simple design and easy navigation will help you to watch over your financial position and information about currency rates any time you need. Budget: - one balance for all transactions - income and expenses - comfortable adding of new events - filter of transactions according to dates - every month review of statistics Currency converter: - main world currencies - some results at the same time - fast access to selected currency - the newest information Notes: - keeping financial notes - easy-to-use - system of reminders
Screenshots
Verdict
The clearest difference is review sentiment: Spending Tracker at 95% against Personal Finance's 43%. Spending Tracker also leads on rating (4.8 vs 3.8) and ratings volume (19K vs 5). Personal Finance's advantage is iOS requirement (10.3 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase and Personal Finance sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Spending Tracker holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: Spending Tracker has 19K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 95% of Spending Tracker's written reviews are positive against 43% of Personal Finance's.
Spending Tracker ships an update every 2 months, Personal Finance every 6 weeks. The most recent releases landed on October 21, 2026 and October 14, 2026 respectively.
| Parameter | Spending Tracker | Personal Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (19K ratings) — better | 3.8 (5 ratings) |
| Positive reviews | 94.5% of reviews — better | 42.9% of reviews |
| Number of ratings | 19K — better | 5 |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 10.3 — better |
| Further details — not scored | ||
| Size | 50 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | MH Riley Ltd | margaret kovatch |
Customer experience
Spending Tracker
Personal Finance
Bugs and requests
Spending Tracker
Reported bugs
2 issues- Transactions sometimes entered in wrong order
- Backup and restore functionality not always reliable
Requested features
5 requests- Add ability to split transactions into multiple categories
- Incorporate currency conversion and exchange rates
- Allow family/shared account access and updates
- Implement a 'Debt' category to track loan payments
- Add option to take photos of receipts and attach to transactions
Personal Finance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spending Tracker
- Pro Upgrade$2.99
Personal Finance
- Full Version$6.99
Questions
Is Spending Tracker free?
Is Personal Finance free?
Which has better reviews, Spending Tracker or Personal Finance?
Do Spending Tracker or Personal Finance have ads?
Which is updated more often, Spending Tracker or Personal Finance?
Other comparisons
