M vs Искра | БНБ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M
Manage your bank accounts and cards directly from your phone. Perform essential banking operations, including payments, transfers, and managing deposits, all from a secure and convenient mobile interface.
- Account and card management
- Service and purchase payments
- Money transfers
- Deposit management
- Currency exchange rates
- Biometric and PIN login
Read full descriptionHide full description
M-Belarusbank – the official mobile banking App of Joint Stock Company «Savings Bank «Belarusbank» for holders of Bank’s payment cards. The App enables users to perform all key banking operations on their phones: manage accounts, pay for services, make transfers, and set up and replenish deposit accounts. Full access to finances at any time – swiftly, conveniently, and securely. BASIC OPERATIONS - Registration without visiting a bank branch. - Viewing card account balance. - Credit and debit transaction notifications. - Card management: ordering, blocking, obtaining details, PIN code generation. - Setting card limits. - Transfers by card number or phone number. - Paying for services and purchases via ERIP (SSIS) (including housing and utility services, fines, taxes, etc.) - QR payments. - Transaction history. - Sharing transaction results in the form of a receipt. - Setting up and replenishing deposit accounts, withdrawing interest. - Currency exchange rates and converter. - Looking up nearby bank branches on the map. ADDITIONAL BENEFITS - Multiple login methods: Access key – offline authorization. Biometric authentication – offline authorization using Touch ID or Face ID. PIN code – online authorization requiring an internet connection. - Making payments while other transactions are being processed, and even if there is a delay in request processing. - Adding payments to Favourites and setting reminders. - External Balance widget for viewing card balance without logging into the App. - Main screen customizing: selecting and arranging widgets. - Two methods for receiving notifications: Internet. Notifications are delivered as push notifications (pop-up messages) and are stored within the App. SMS. Notifications are delivered as regular text SMS and are stored in the phone’s inbox. SECURITY - For security purposes, the App functions on one device only – the device used for the latest registration. This measure prevents unauthorized access by third parties. - It is recommended not to restore the App from backups. - The App receives regular updates and enhancements with new features. For an optimal experience, use the latest version of the iOS operating system.
Искра | БНБ
Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.
- Open cards, accounts, and deposits
- Make payments and transfers
- Exchange currency at favorable rates
- Manage accounts and cards
- Apply for and pay off loans
- Track finances with statements and history
- Get online consultations 24/7
Read full descriptionHide full description
Искра — простой и удобный онлайн-банкинг от БНБ-Банка. Пользуйтесь банковскими услугами всего в пару кликов! С Искрой легко: - открывать карты, счета и вклады; - совершать платежи и денежные переводы; - менять валюту по выгодному курсу; - управлять счетами и картами; - оформлять кредиты и вносить оплату по ним; - контролировать движение финансов с помощью выписки и истории транзакций; - получать онлайн-консультации в любое время. Все, что нужно и даже больше — всегда под рукой: Карточки с манибэком — цифровые и пластиковые, оформляются за минуту. Цифровые доступны сразу: пополняйте и привязывайте их к электронному кошельку. Оплаты мгновенно отображаются в push-уведомлениях — узнавайте о них в режиме реального времени. Кредиты онлайн для любых целей. Получите ответ на заявку в течение часа! Вклады — мгновенное оформление и удобное пополнение. Обмен валюты — без очередей, прямо в телефоне. Пользуйтесь лучшим курсом при обмене между своими счетами. Платежи — создавайте удобные шаблоны, оплачивайте по QR-коду, отслеживайте операции мгновенно. Автооплата — настройте расписание для регулярных платежей, они будут проводиться автоматически. Переводы — с карты на карту, по номеру телефона, мгновенные платежи. Управляйте финансами легко! Поддержка — умный чат-бот на связи 24/7, а специалист — в один клик. Все это — сразу после регистрации в приложении. Просто попробуйте!
Screenshots
Verdict
The clearest difference is rating: M at 3.1 against Искра | БНБ's 2.0. M also leads on monetization model (free vs ad-supported) and device support (4 vs 1). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M holds the better App Store score, 3.1 against 2.0. Both are backed by a comparable volume of ratings — 89 and 44 respectively. Written reviews point the same way: 18% of M's written reviews are positive against 14% of Искра | БНБ's.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | M | Искра | БНБ |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (89 ratings) — better | 2.0 (44 ratings) |
| Positive reviews | 17.7% of reviews — better | 14.1% of reviews |
| Number of ratings | 89 — better | 44 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 131 MB | 358 MB |
| Age rating | 4+ | 17+ |
| Developer | AKTSIONERNY SBEREGATELNY BANK BELARUSBANK (OAO ASB BELARUSBANK, OAO | BNB-BANK, OAO |
Customer experience
M
Искра | БНБ
In-app purchases
M
No in-app purchases
Искра | БНБ
No in-app purchases







