Comparison

M vs Искра | БНБ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M

Manage your bank accounts and cards directly from your phone. Perform essential banking operations, including payments, transfers, and managing deposits, all from a secure and convenient mobile interface.

Highlights
  • Account and card management
  • Service and purchase payments
  • Money transfers
  • Deposit management
  • Currency exchange rates
  • Biometric and PIN login
Features
Read full description

M-Belarusbank – the official mobile banking App of Joint Stock Company «Savings Bank «Belarusbank» for holders of Bank’s payment cards. The App enables users to perform all key banking operations on their phones: manage accounts, pay for services, make transfers, and set up and replenish deposit accounts. Full access to finances at any time – swiftly, conveniently, and securely. BASIC OPERATIONS - Registration without visiting a bank branch. - Viewing card account balance. - Credit and debit transaction notifications. - Card management: ordering, blocking, obtaining details, PIN code generation. - Setting card limits. - Transfers by card number or phone number. - Paying for services and purchases via ERIP (SSIS) (including housing and utility services, fines, taxes, etc.) - QR payments. - Transaction history. - Sharing transaction results in the form of a receipt. - Setting up and replenishing deposit accounts, withdrawing interest. - Currency exchange rates and converter. - Looking up nearby bank branches on the map. ADDITIONAL BENEFITS - Multiple login methods: Access key – offline authorization. Biometric authentication – offline authorization using Touch ID or Face ID. PIN code – online authorization requiring an internet connection. - Making payments while other transactions are being processed, and even if there is a delay in request processing. - Adding payments to Favourites and setting reminders. - External Balance widget for viewing card balance without logging into the App. - Main screen customizing: selecting and arranging widgets. - Two methods for receiving notifications: Internet. Notifications are delivered as push notifications (pop-up messages) and are stored within the App. SMS. Notifications are delivered as regular text SMS and are stored in the phone’s inbox. SECURITY - For security purposes, the App functions on one device only – the device used for the latest registration. This measure prevents unauthorized access by third parties. - It is recommended not to restore the App from backups. - The App receives regular updates and enhancements with new features. For an optimal experience, use the latest version of the iOS operating system.

About

Искра | БНБ

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

Highlights
  • Open cards, accounts, and deposits
  • Make payments and transfers
  • Exchange currency at favorable rates
  • Manage accounts and cards
  • Apply for and pay off loans
  • Track finances with statements and history
  • Get online consultations 24/7
Features
Read full description

Искра — простой и удобный онлайн-банкинг от БНБ-Банка. Пользуйтесь банковскими услугами всего в пару кликов! С Искрой легко: - открывать карты, счета и вклады; - совершать платежи и денежные переводы; - менять валюту по выгодному курсу; - управлять счетами и картами; - оформлять кредиты и вносить оплату по ним; - контролировать движение финансов с помощью выписки и истории транзакций; - получать онлайн-консультации в любое время. Все, что нужно и даже больше — всегда под рукой: Карточки с манибэком — цифровые и пластиковые, оформляются за минуту. Цифровые доступны сразу: пополняйте и привязывайте их к электронному кошельку. Оплаты мгновенно отображаются в push-уведомлениях — узнавайте о них в режиме реального времени. Кредиты онлайн для любых целей. Получите ответ на заявку в течение часа! Вклады — мгновенное оформление и удобное пополнение. Обмен валюты — без очередей, прямо в телефоне. Пользуйтесь лучшим курсом при обмене между своими счетами. Платежи — создавайте удобные шаблоны, оплачивайте по QR-коду, отслеживайте операции мгновенно. Автооплата — настройте расписание для регулярных платежей, они будут проводиться автоматически. Переводы — с карты на карту, по номеру телефона, мгновенные платежи. Управляйте финансами легко! Поддержка — умный чат-бот на связи 24/7, а специалист — в один клик. Все это — сразу после регистрации в приложении. Просто попробуйте!

Screenshots

M4 screens
Искра | БНБ4 screens

Verdict

The call

The clearest difference is rating: M at 3.1 against Искра | БНБ's 2.0. M also leads on monetization model (free vs ad-supported) and device support (4 vs 1). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

M holds the better App Store score, 3.1 against 2.0. Both are backed by a comparable volume of ratings — 89 and 44 respectively. Written reviews point the same way: 18% of M's written reviews are positive against 14% of Искра | БНБ's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
M versus Искра | БНБ: the parameters behind the verdict, then further details
ParameterMИскра | БНБ
PriceFreeFree
Rating3.1 (89 ratings) — better2.0 (44 ratings)
Positive reviews17.7% of reviews — better14.1% of reviews
Number of ratings89 — better44
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size131 MB358 MB
Age rating4+17+
DeveloperAKTSIONERNY SBEREGATELNY BANK BELARUSBANK (OAO ASB BELARUSBANK, OAOBNB-BANK, OAO

Customer experience

M

All ratings88 ratings
Positive47.7%
Neutral3.4%
Negative48.9%
Written reviews113 reviews
Positive17.7%
Neutral11.5%
Negative70.8%

Искра | БНБ

All ratings43 ratings
Positive20.9%
Neutral2.3%
Negative76.7%
Written reviews92 reviews
Positive14.1%
Neutral3.3%
Negative82.6%

In-app purchases

None

M

No in-app purchases

None

Искра | БНБ

No in-app purchases

Questions

Is M free?
M is free to download, with no in-app purchases.
Is Искра | БНБ free?
Искра | БНБ is free to download, with no in-app purchases.
Which has better reviews, M or Искра | БНБ?
M is rated higher. M averages 3.1 out of 5 from 89 ratings, while Искра | БНБ averages 2.0 from 44 ratings.
Do M or Искра | БНБ have ads?
Neither M nor Искра | БНБ shows ads.
Which is updated more often, M or Искра | БНБ?
M ships an update every 3 weeks, and Искра | БНБ every 3 weeks. Most recently, M was updated on November 1, 2026 and Искра | БНБ on October 30, 2026.

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