AUB vs Starpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AUB
This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.
- Mobile banking account access
- Fund transfers via InstaPay and PESONet
- Online bills payment
- Virtual teller queueing
- PDC management
- Credit card management
- Loan application
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Asia United Bank (AUB) is among the fastest-growing publicly listed universal banks in the Philippines. AUB is known for financial strength and delivery of superior innovative products and services, driven towards total customer satisfaction. The AUB Mobile App takes off from AUB's existing online banking web application and is optimized to give AUB clients a rich, fast, and convenient mobile user experience. Bring Banking with You with the AUB Mobile App! Key Features: Access your Mobile Banking Account Wherever you Are Enroll your existing AUB Preferred Accounts to AUB’s Mobile Banking without visiting the Branch. Transfer funds safely from home Send funds to other AUB accounts or other Banks via InstaPay and PESONet. Pay Bills online so you don’t need to wait in line Experience convenient bills payment online to accredited Billers. Your Virtual Teller On-The-Go Queue your transactions ahead of time to use AUB’s Fast Lane when visiting any AUB branch. PDC Management Made Easy Manage, Re-deposit or Pull Out AUB Checks with ease without visiting the bank. More features for the on-the-go you! Safe and secured transactions with your Security Token, Buy and sell FX, request for Checkbook, Buy Load and more! Manage your AUB Credit Card, any time Access your credit card details, apply for installment programs, view promos and more! Loan Application at your Fingertips Experience a seamless loan application for car and big bike or apply through CASHelp for a multi-purpose salary loan. Branch Locator Locate the AUB Branch near you using the Branch Locator feature. Remittance View transaction inquiries and locate remittance centers worldwide. Experience banking convenience with AUB!
Starpay
Manage your finances with an e-wallet for easy transactions, bill payments, and money transfers. You can also withdraw cash, buy mobile load, and top up toll cards.
- E-wallet for transactions
- Extensive bill payment options
- Send money to banks and e-wallets
- Cash withdrawal at partners
- Mobile load purchases
- Toll card top-ups
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Features: • E-Wallet: Use your Starpay Wallet to transact with ease! • Bills Payment: Select from our wide range of billers and pay anywhere and anytime. • Send Money: Send or transfer money to other Starpay wallet users and the widest network of banks and e-wallets nationwide! • Withdraw Cash: Cash out easily from any of our listed partners. • Buy Load: Buy Load from Smart, Globe TnT, and TM. • Shop: Top up your Autosweep and Easytrip Card.
Screenshots
Verdict
The clearest difference is review sentiment: Starpay at 100% against AUB's 62%. Starpay also leads on rating (5.0 vs 4.8). AUB's advantage is ads (none vs shown) and ratings volume (574 vs 4). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Starpay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 100% of Starpay's.
AUB ships an update every 3 weeks, Starpay every 2 weeks. The most recent releases landed on October 14, 2026 and October 3, 2026 respectively.
| Parameter | AUB | Starpay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (574 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 61.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 574 — better | 4 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 28 MB |
| Age rating | 4+ | 12+ |
| Developer | Asia United Bank | Starpay Corporation |
Customer experience
AUB
Starpay
In-app purchases
AUB
No in-app purchases
Starpay
No in-app purchases
