LAPFCU Mobile Banking vs HRAgo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LAPFCU Mobile Banking
Manage your finances on the go with this mobile banking app. Access account details, transfer funds, deposit checks, and pay bills securely from anywhere. Includes budgeting tools and ATM locators.
- Check account balances and transactions
- Transfer funds and pay bills
- Mobile check deposits
- View loan and credit offers
- Locate ATMs and Shared Branches
- Manage credit and debit cards
- Budgeting and credit management tools
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LAPFCU Mobile - Take Us With You! With Los Angeles Police Federal Credit Union's FREE mobile banking application, safe, secure banking services are available anytime, anywhere. • Check account balances, view transactions, and access account history and statements • Pay bills online, transfer funds, Zelle®, and mobile check deposits • View and accept pre-approved loan and credit offers • Locate fee-free ATMs or Shared Branch credit unions in your area • Easily manage your credit and debit cards • Easy-to-use free budgeting and credit management tools
HRAgo
Manage your Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), Flexible Spending Account (FSA), and RHSP accounts. View balances, transaction history, submit claims, upload documentation, and update personal and investment information.
- View account balances and activity
- Submit claims and documentation
- Update contact information
- Manage investment allocations
- View account statements
- Direct deposit reimbursements
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HRAgo allows you to view your account balance, as well specific account activity and history on your Funded HRA, HSA, FSA, and RHSP accounts. You can also submit claims, submit benefits card supporting documentation*, update your contact information, make investment allocation changes**, and update your account preferences directly from your iPhone or iPad. Prior to using HRAgo, you’ll need to have an existing portal user account. If you haven’t already registered your HRA/HSA/FSA/RHSP account under your plan’s respective website, please do this first. Once registered, you can use the same portal account credentials to access your account via HRAgo. Key Features: • View current account balance and activity for all of your accounts • View participant account statements** • Submit new HRA, FSA, and RHSP claims • View and search HRA, FSA, and RHSP claims history • Submit benefits card supporting documentation* • View and search benefits card transactions* • Manage your investment allocations** • Update your contact information • Sign up to receive reimbursements via direct deposit • Use Face ID or Touch ID to log in * Benefits card features are only available to participants who are enrolled in a plan that offers this option, and have elected to receive a card. ** Feature specific to invested accounts.
Screenshots
Verdict
The clearest difference is rating: LAPFCU Mobile Banking at 4.7 against HRAgo's 3.6. LAPFCU Mobile Banking also leads on review sentiment (62% vs 38%) and ratings volume (5.4K vs 275). HRAgo's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LAPFCU Mobile Banking holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: LAPFCU Mobile Banking has 5.4K ratings behind it against 275, so its average is the more settled of the two. Written reviews point the same way: 62% of LAPFCU Mobile Banking's written reviews are positive against 38% of HRAgo's.
LAPFCU Mobile Banking ships an update every 4 months, HRAgo every 3 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | LAPFCU Mobile Banking | HRAgo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (5.4K ratings) — better | 3.6 (275 ratings) |
| Positive reviews | 61.8% of reviews — better | 37.7% of reviews |
| Number of ratings | 5.4K — better | 275 |
| Update frequency | Every 4 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 87 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Los Angeles Police FCU | Empire Innovation Group, LLC |
Customer experience
LAPFCU Mobile Banking
HRAgo
User reviews
LAPFCU Mobile Banking
From 5.4K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient
- 🔒 Secure
- 💡 Helpful features
- 👍 User-friendly
Room to improve
- 🐛 Complicated navigation
- 🐛 Difficult to find information
- 🐛 Clunky interface
- 🐛 Worse than previous version
- 🐛 Buggy
HRAgo
From 275 App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Efficient claims submission
- 🤝 Great customer service
- 📱 User-friendly app
- ✅ Makes HRA easy
Room to improve
- 🐌 Slow processing
- ❌ Denied claims frequently
- 😩 Cumbersome process
- ❓ Lack of explanation for denials
- 📚 Difficult to upload documents
Bugs and requests
LAPFCU Mobile Banking
Reported bugs
5 issues- Mobile deposit camera not working
- Frequent app crashes
- Inability to transfer money between accounts
- Delayed transaction notifications
- Duplicated payments
Requested features
5 requests- Ability to see credit card transactions and details
- Improved bill pay functionality
- More intuitive navigation
- Ability to label scheduled transfers
- Better integration with credit card accounts
HRAgo
Reported bugs
16 issues- Unable to log out
- Cannot add documentation from photo library
- App won't attach images for claims
- Cannot find 'Benefits Card' tab
- Kicked out before finishing upload
Show 11 moreShow fewer
- App won't submit a claim
- Website doesn't allow actions mentioned in mail
- Forgot password/username not available
- App won't log out without review
- Cannot use camera or access photo album
- Cannot submit claim information
- Save login/username not working
- Cannot get past login screen
- Cannot log in
- Listed individuals not showing in app
- One-time rebalance not working
Requested features
9 requests- Allow adding multiple documents
- Provide information on covered expenses
- Improve navigation for monitoring deposits/credits/payments
- Add a 'forgot password' option
- Allow saving login credentials
Show 4 moreShow fewer
- Show used and remaining account balance when filling claims
- Allow access to all submitted documentation
- List of what the card can be used for
- Option to opt-out of the service
In-app purchases
LAPFCU Mobile Banking
No in-app purchases
HRAgo
No in-app purchases
Questions
Is LAPFCU Mobile Banking free?
Is HRAgo free?
Which has better reviews, LAPFCU Mobile Banking or HRAgo?
Do LAPFCU Mobile Banking or HRAgo have ads?
Which is updated more often, LAPFCU Mobile Banking or HRAgo?
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