Comparison

Summit CU Digital Banking vs NCFBINS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summit CU Digital Banking

Manage your Summit Credit Union accounts conveniently and securely on your mobile device. Check balances, view transactions, deposit checks, pay bills, and make transfers with ease. Access loan applications and find ATM/branch locations.

Highlights
  • Check account balances
  • View transaction history
  • Deposit checks
  • Pay bills
  • Make transfers
  • Apply for loans
  • Find ATMs and branches
Features
Read full description

Summit Credit Union's mobile app provides easy and secure access to your Summit Credit Union accounts from your iPhone or iPad. Easily check your balances, view transaction history, deposit checks, pay bills, make transfers, view statements, apply for a loan, or find nearby branch locations or ATMs. Summit Credit Union's mobile app is available to all Summit Credit Union members.

About

NCFBINS

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

Highlights
  • Access policy information
  • Make payments
  • Report claims
  • View insurance cards
  • Contact agent
Features
Read full description

Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.

Screenshots

Summit CU Digital Banking4 screens
NCFBINS4 screens

Verdict

The call

The clearest difference is rating: Summit CU Digital Banking at 3.0 against NCFBINS's 2.4. Summit CU Digital Banking also leads on review sentiment (39% vs 15%). NCFBINS's advantage is update cadence (every 2 months vs every 6 months) and ratings volume (80 vs 22). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Summit CU Digital Banking holds the better App Store score, 3.0 against 2.4. Both are backed by a comparable volume of ratings — 22 and 80 respectively. Written reviews point the same way: 39% of Summit CU Digital Banking's written reviews are positive against 15% of NCFBINS's.

UpkeepUpdate frequency

Summit CU Digital Banking ships an update every 6 months, NCFBINS every 2 months. The most recent releases landed on August 31, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
Summit CU Digital Banking versus NCFBINS: the parameters behind the verdict, then further details
ParameterSummit CU Digital BankingNCFBINS
PriceFreeFree
Rating3.0 (22 ratings) — better2.4 (80 ratings)
Positive reviews38.7% of reviews — better14.6% of reviews
Number of ratings2280 — better
Update frequencyEvery 6 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size57 MB47 MB
Age rating4+4+
DeveloperSummit Credit Union Greensboro NCNorth Carolina Farm Bureau Mutual Insurance Company

Customer experience

Summit CU Digital Banking

All ratings20 ratings
Positive45.0%
Neutral15.0%
Negative40.0%
Written reviews31 reviews
Positive38.7%
Neutral19.4%
Negative41.9%

NCFBINS

All ratings80 ratings
Positive28.7%
Neutral2.5%
Negative68.8%
Written reviews41 reviews
Positive14.6%
Neutral7.3%
Negative78.0%

In-app purchases

None

Summit CU Digital Banking

No in-app purchases

None

NCFBINS

No in-app purchases

Questions

Is Summit CU Digital Banking free?
Summit CU Digital Banking is free to download, with no in-app purchases.
Is NCFBINS free?
NCFBINS is free to download, with no in-app purchases.
Which has better reviews, Summit CU Digital Banking or NCFBINS?
Summit CU Digital Banking is rated higher. Summit CU Digital Banking averages 3.0 out of 5 from 22 ratings, while NCFBINS averages 2.4 from 80 ratings.
Do Summit CU Digital Banking or NCFBINS have ads?
Neither Summit CU Digital Banking nor NCFBINS shows ads.
Which is updated more often, Summit CU Digital Banking or NCFBINS?
Summit CU Digital Banking ships an update every 6 months, and NCFBINS every 2 months. Most recently, Summit CU Digital Banking was updated on August 31, 2026 and NCFBINS on September 27, 2026.

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