Comparison

Meritrust Colorado vs Blue Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Meritrust Colorado

Manage your finances conveniently and securely from your mobile device. This app allows you to view account balances, deposit checks, pay bills, transfer money, and track your budget and savings goals. It also offers customizable alerts and easy access to contact information for support.

Highlights
  • Account management and balance overview
  • Secure sign-in with biometrics
  • Mobile check deposit
  • Bill pay and money transfers
  • Budget tracking and savings goals
  • Customizable transaction alerts
  • Card lock/unlock functionality
Features
Read full description

Like your favorite neighborhood branch in an app. Manage your accounts, pay bills, transfer money, and more. It’s easy and secure. Just what you expect from The Artisans of Banking. Manage your Accounts • Get a quick snapshot of your accounts • Sign in securely with Touch ID® or Face ID® • Review activity and balances for all of your accounts • Lock and unlock your debit and credit cards • Set up alerts so you’re never caught off guard • Deposit checks Make Payments and Transfer Money • Pay other people • Make loan payments • Manage your bill pay, from adding new payees, scheduling future payments to viewing past payments • Manage, edit and schedule recurring money transfers Track your Budget and Savings Goals • View your budget progress summary • See details of your spending and income • Keep track of your savings goals and progress Get Alerts on Just About Anything, including • Transactions and purchases • Upcoming or past due payments • Transfers • Budget categories • Savings goals Contact Us • Send us a message, directly from the app • Find your neighborhood branch or ATM • Give us a call

About

Blue Digital

Manage your finances conveniently on the go with this mobile banking app. Securely view account balances, transfer funds, pay bills, and deposit checks using your device's camera. It also offers card management and secure messaging.

Highlights
  • View balances and transaction history
  • Transfer money between accounts
  • Pay bills and loan payments
  • Mobile check deposit
  • Card management and PIN changes
  • Secure messaging with bank
Features
Read full description

Blue Digital by Blue Federal Credit Union makes managing your finances on the go super easy! With Blue Digital, you have convenient access to your accounts through your favorite mobile device. Simply login with your Blue Digital username and password. If you are a first time user, simply "Enroll for a Login" to create your credentials to get started, all available right within the app. HIGHLIGHTED MOBILE FEATURES • See your balances and transaction history securely. • Move money easily, transfer money between accounts, make a loan payment, pay bills, setup external accounts, or utilize Zelle® to pay somebody you know in near real-time. • Manage your Cards, Activation, Travel Notes, Change your PIN, or Launch CardNav by Blue FCU for further controls & alerts options. • Deposit checks utilizing the camera on your mobile device. • Send and receive messages securely with Blue. • Keep your information updated as things change, update your contact information with us. SECURITY All transactional data is encrypted and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are needed to determine your location in order to find nearby Branches and/or ATMs. • Camera permissions are needed to remotely deposit checks. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. Questions / Comments / Need Help? Blue FCU www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com

Screenshots

Meritrust Colorado4 screens
Blue Digital4 screens

Verdict

The call

The clearest difference is review sentiment: Meritrust Colorado at 61% against Blue Digital's 7%. Meritrust Colorado also leads on rating (4.8 vs 1.9) and ratings volume (3K vs 260). Blue Digital's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Meritrust Colorado holds the better App Store score, 4.8 against 1.9. That said, the two scores are not equally well evidenced: Meritrust Colorado has 3K ratings behind it against 260, so its average is the more settled of the two. Written reviews point the same way: 61% of Meritrust Colorado's written reviews are positive against 7% of Blue Digital's.

UpkeepUpdate frequency

Meritrust Colorado ships an update monthly, Blue Digital every 3 weeks. The most recent releases landed on September 23, 2026 and September 10, 2026 respectively.

Scorecard5 real differences · 5 level
Meritrust Colorado versus Blue Digital: the parameters behind the verdict, then further details
ParameterMeritrust ColoradoBlue Digital
PriceFreeFree
Rating4.8 (3K ratings) — better1.9 (260 ratings)
Positive reviews61.1% of reviews — better6.5% of reviews
Number of ratings3K — better260
Update frequencyMonthlyEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size109 MB564 MB
Age rating4+4+
DeveloperPREMIER MEMBERS CREDIT UNIONBlue Federal Credit Union

Customer experience

Meritrust Colorado

All ratings2,823 ratings
Positive98.2%
Neutral0.7%
Negative1.1%
Written reviews90 reviews
Positive61.1%
Neutral10.0%
Negative28.9%

Blue Digital

All ratings260 ratings
Positive19.6%
Neutral3.5%
Negative76.9%
Written reviews123 reviews
Positive6.5%
Neutral1.6%
Negative91.9%

User reviews

Meritrust Colorado

From 3K App Store ratings

What we love

  • 🚀 Great service and price
  • 🚀 Personalized service and good benefits
  • 🚀 Easy to use
  • 🚀 Very user friendly
  • 🚀 Improved app

Room to improve

  • 🐛 App crashes and login issues
  • 🐛 Unreliable website and app
  • 🐛 Difficult to navigate and use
  • 🐛 Missing key features like pending transactions and credit card access
  • 🐛 Landscape mode not supported

Blue Digital

From 260 App Store ratings

What we love

  • 👍 Convenient and easy to use
  • 👍 Consistent updates to improve user experience
  • 👍 Necessary banking features available

Room to improve

  • 🐛 Frequent crashes and glitches
  • 🐛 Unreliable login and account access
  • 🐛 Slow performance and long loading times
  • 🐛 Buggy and unstable app
  • 🐛 Inferior to previous app version

Bugs and requests

Meritrust Colorado

Reported bugs

5 issues
  • Mobile deposit not working
  • Frequent login issues and account lockouts
  • App crashes on launch
  • P2P payments not functioning
  • Compatibility issues with newer OS versions

Requested features

5 requests
  • Allow larger check deposits via mobile app
  • Add credit card account access
  • Improve bill pay functionality
  • Implement landscape mode support
  • Add pending transaction visibility

Blue Digital

Reported bugs

4 issues
  • Issues with check deposits not working
  • Problems linking external accounts
  • Inability to transfer funds or make payments
  • Inconsistent account balance information

Requested features

4 requests
  • Restore previous app functionality
  • Improve app stability and reliability
  • Enhance user interface and navigation
  • Add more features for better banking experience

In-app purchases

None

Meritrust Colorado

No in-app purchases

None

Blue Digital

No in-app purchases

Questions

Is Meritrust Colorado free?
Meritrust Colorado is free to download, with no in-app purchases.
Is Blue Digital free?
Blue Digital is free to download, with no in-app purchases.
Which has better reviews, Meritrust Colorado or Blue Digital?
Meritrust Colorado is rated higher. Meritrust Colorado averages 4.8 out of 5 from 3K ratings, while Blue Digital averages 1.9 from 260 ratings.
Do Meritrust Colorado or Blue Digital have ads?
Meritrust Colorado shows ads; Blue Digital does not.
Which is updated more often, Meritrust Colorado or Blue Digital?
Meritrust Colorado ships an update monthly, and Blue Digital every 3 weeks. Most recently, Meritrust Colorado was updated on September 23, 2026 and Blue Digital on September 10, 2026.

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