Comparison

AFmobile® vs FNB Waverly Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AFmobile®

Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.

Highlights
  • File and track claims
  • View policy coverage
  • Access EOBs
  • Check account balance
  • Store receipt images
  • Calculate pre-tax savings
  • Manage personal information
Features
Read full description

AFmobile® Access your American Fidelity reimbursement account(s), insurance benefits, annuities, and enrollment information with AFmobile®. Manage your benefits: File and track claims View policy to see what’s covered Access electronic EOBs Connect to your reimbursement account funds: File claims and check account balance See recent Benefits Debit Card transactions and details Store receipts or other documentation images Stay close to your account: Elect text and email notifications Manage personal information Enroll in direct deposit AFmobile is a great tool when preparing for your enrollment. The app allows you to: Calculate pre-tax savings, Determine how much to contribute to your FSA, and Learn about the importance of benefits and which options are available to you. Your account balance may not reflect recent pending Benefits Debit Card transactions. There is no charge to use AFmobile. Message and data rates may apply. For support with AFmobile, please email us at https://americanfidelity.com/mobile/forms/app-feedback/.

About

FNB Waverly Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. It offers convenient access to your banking needs anytime, anywhere.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Manage payees
Features
Read full description

Start banking wherever you are with FNB Waverly Mobile! Available to all First National Bank of Waverly mobile banking end users. FNB Waverly Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Make Deposits - Deposit checks while on the go. All features may not be available in the iPad application.

Screenshots

AFmobile®4 screens
FNB Waverly Mobile4 screens

Verdict

The call

The clearest difference is monetization model: FNB Waverly Mobile at free against AFmobile®'s free with in-app purchases. FNB Waverly Mobile also leads on iOS requirement (15.0 vs 18.0). AFmobile®'s advantage is ratings volume (83K vs 41). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AFmobile® holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 41, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
AFmobile® versus FNB Waverly Mobile: the parameters behind the verdict, then further details
ParameterAFmobile®FNB Waverly Mobile
PriceFreeFree
Rating4.8 (83K ratings) — better4.7 (41 ratings)
Positive reviews84.1% of reviews—
Number of ratings83K — better41
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size68 MB148 MB
Age rating4+4+
DeveloperAmerican Fidelity Assurance CompanyFirst National Bank of Waverly

Customer experience

AFmobile®

All ratings83,328 ratings
Positive97.8%
Neutral1.6%
Negative0.6%
Written reviews492 reviews
Positive84.1%
Neutral2.4%
Negative13.4%

FNB Waverly Mobile

All ratings40 ratings
Positive92.5%
Neutral2.5%
Negative5.0%

Bugs and requests

AFmobile®

Reported bugs

4 issues
  • App crashing or freezing
  • Incorrect claim information displayed
  • Submitted claims disappearing or not processing
  • Inability to upload all required documents

Requested features

5 requests
  • Allow pasting of information into form fields
  • Improve calendar/date selection functionality
  • Provide more transparency on claim status
  • Add ability to view previously submitted documents
  • Streamline the wellness/cancer claim submission process

FNB Waverly Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AFmobile®

No in-app purchases

None

FNB Waverly Mobile

No in-app purchases

Questions

Is AFmobile® free?
AFmobile® is free to download, with no in-app purchases.
Is FNB Waverly Mobile free?
FNB Waverly Mobile is free to download, with no in-app purchases.
Which has better reviews, AFmobile® or FNB Waverly Mobile?
AFmobile® is rated higher. AFmobile® averages 4.8 out of 5 from 83K ratings, while FNB Waverly Mobile averages 4.7 from 41 ratings.
Do AFmobile® or FNB Waverly Mobile have ads?
Neither AFmobile® nor FNB Waverly Mobile shows ads.
Which is updated more often, AFmobile® or FNB Waverly Mobile?
AFmobile® ships an update monthly, and FNB Waverly Mobile monthly. Most recently, AFmobile® was updated on October 29, 2026 and FNB Waverly Mobile on October 24, 2026.

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