AFmobile® vs FNB Waverly Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AFmobile®
Manage your American Fidelity reimbursement accounts, insurance benefits, and annuities. File and track claims, view policy details, and access account balances. Prepare for enrollment by calculating savings and learning about available benefits.
- File and track claims
- View policy coverage
- Access EOBs
- Check account balance
- Store receipt images
- Calculate pre-tax savings
- Manage personal information
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AFmobile® Access your American Fidelity reimbursement account(s), insurance benefits, annuities, and enrollment information with AFmobile®. Manage your benefits: File and track claims View policy to see what’s covered Access electronic EOBs Connect to your reimbursement account funds: File claims and check account balance See recent Benefits Debit Card transactions and details Store receipts or other documentation images Stay close to your account: Elect text and email notifications Manage personal information Enroll in direct deposit AFmobile is a great tool when preparing for your enrollment. The app allows you to: Calculate pre-tax savings, Determine how much to contribute to your FSA, and Learn about the importance of benefits and which options are available to you. Your account balance may not reflect recent pending Benefits Debit Card transactions. There is no charge to use AFmobile. Message and data rates may apply. For support with AFmobile, please email us at https://americanfidelity.com/mobile/forms/app-feedback/.
FNB Waverly Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks directly from your device. It offers convenient access to your banking needs anytime, anywhere.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks
- Manage payees
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Start banking wherever you are with FNB Waverly Mobile! Available to all First National Bank of Waverly mobile banking end users. FNB Waverly Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Make Deposits - Deposit checks while on the go. All features may not be available in the iPad application.
Screenshots
Verdict
The clearest difference is monetization model: FNB Waverly Mobile at free against AFmobile®'s free with in-app purchases. FNB Waverly Mobile also leads on iOS requirement (15.0 vs 18.0). AFmobile®'s advantage is ratings volume (83K vs 41). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AFmobile® holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: AFmobile® has 83K ratings behind it against 41, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | AFmobile® | FNB Waverly Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (83K ratings) — better | 4.7 (41 ratings) |
| Positive reviews | 84.1% of reviews | — |
| Number of ratings | 83K — better | 41 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | American Fidelity Assurance Company | First National Bank of Waverly |
Customer experience
AFmobile®
FNB Waverly Mobile
Bugs and requests
AFmobile®
Reported bugs
4 issues- App crashing or freezing
- Incorrect claim information displayed
- Submitted claims disappearing or not processing
- Inability to upload all required documents
Requested features
5 requests- Allow pasting of information into form fields
- Improve calendar/date selection functionality
- Provide more transparency on claim status
- Add ability to view previously submitted documents
- Streamline the wellness/cancer claim submission process
FNB Waverly Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AFmobile®
No in-app purchases
FNB Waverly Mobile
No in-app purchases
Questions
Is AFmobile® free?
Is FNB Waverly Mobile free?
Which has better reviews, AFmobile® or FNB Waverly Mobile?
Do AFmobile® or FNB Waverly Mobile have ads?
Which is updated more often, AFmobile® or FNB Waverly Mobile?
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