Simple Envelope Budgeting vs Digital Budget

All The Features You Want: - Syncs Via iCloud to All of Your Devices - Goals for Savings - Color-Coded Envelopes - Supports iPhone and iPad - Search Function to Quickly Find Envelopes - Filters for Viewing Specific Transactions and Expenses - Indicates When You Are Over Budget None of the Features You Don't: - No Ads - No In-App Purchases to Unlock Full Functionality - No Syncing with Your Bank Account (I've never found an app that does this in a useful manner anyways) Creating a budget is a crucial element of financial success. Without tracking your spending, even the fanciest of excel sheets are deemed useless. Simple Envelope is the easiest, quickest, and most efficient way to monitor and execute your budgets. Based on the physical envelope method, Simple Envelope is here to help you digitize your financial efforts so you can easily track your spending habits. Tracking family allowances? Instead of making trips to the bank, leave everyone's allowance in the bank and keep it all in digital envelopes instead! Simple envelope strives to make tracking your budgets as easy as 1,2,3! Simply create new “envelopes” with your budget's desired name and monetary amount. As you spend, add in your expenditures to see where and how you spend your money - Simple in and Simple out.

Digital Budget is your own personal hassle-free go-to budgeting app. Budget without any external accounts and have all your data sync across iCloud-enabled devices. PLAN YOUR MONTHLY BUDGET Track all of your income, expenses, and envelopes to plan your monthly budget. Mark items as paid, or see them warn you when the due date is upcoming or past. Quickly see a variety of totals and know how well you’re sticking to your budget. TRACK DAILY ENVELOPE SPENDING* Your envelopes are a representation of money set aside for a specific purpose in the month (i.e. groceries). However, we don’t always spend exactly that much per month. So, you can add spending expenses quickly to track how much of the envelope has been spent, or how much needs to be reassessed and/or moved to compensate for over spending. PLAN WITH THE SCENARIO BUILDER* Life is full of what ifs. What if I bought a new car? What if I moved? What if I changed jobs? Now, you can create Scenarios that don’t touch or affect your official monthly budget. Plan for the what ifs and know if you can afford to make changes to your budget. VIEW GRAPHICAL TRENDS* Numbers on the screen are just text. View the graphical trends of your spending habits monthly or in a custom range. Are you spending more per month than you expected? Have you spent more than you budgeted in your envelopes? See where there are anomalies in order to try and fix it before the next month’s budget starts. WIDGET SUPPORT* Various Home Screen and Lock Screen widgets allow for quick updates to your budget without opening the app. Quickly see budget metrics for the current month, see expenses that are due in the next week, and see envelope progress for the current month. (The envelope widget is customizable to which envelope you want to see for the current month.) WATCHOS COMPANION APP* View your current month's budget straight on your Apple Watch in the companion app. See the status of all budget items along with the status of your envelopes (amount and all expenses). Includes various watch face complications for quick glances throughout the day. SIRI SHORTCUTS INTEGRATION NEW! Two preconfigured shortcuts are available to be run from anywhere (Spotlight Search, Shortcuts, asking Siri, etc.). The first is Due Soon, which shows you which budget items are coming due in the next week without opening the app or the widget. The second is Record Expense* (this is exclusive to subscribers to record an envelope expense). These shortcuts can also be utilized in the Shortcuts app to automate your budget and make it work for you. *Always ad-free and free use to create a simple monthly budget (using a limited number of envelopes and budget items). Additional app features require Budget Pass. DIGITAL BUDGET PASS Purchasers of the Digital Budget Pass gain these benefits over free users: -Unlimited budget items (income, expenses, and envelopes) -Track daily envelope spending -View graphical trends -Plan with the Scenario Builder -Access home and Lock Screen widget -Access the watchOS companion app and watch face complications -Access to the Record Expense Siri Shortcut Subscribe with your Apple ID and manage in your Apple subscriptions, or pay once and unlock forever. All data is processed on device, stored in your private iCloud container and shared securely between all your personal devices signed in to the same Apple ID. Budget on your iPhone, iPad, or Apple Silicon Mac and have your data sync automatically. No data is collected from you, ever. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/