Comparison

Shellpoint vs LoanNav

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

About

LoanNav

Manage your loan account conveniently from your mobile device. Make and track payments, access escrow details, and sign up for services like autopay. Securely message your customer care team and access important documents.

Highlights
  • Make and view payments
  • Access escrow information
  • Sign up for autopay
  • View statements and tax documents
  • Message Customer Care
Read full description

Easily manage your account on-the-go with our secure, simple-to-use Loan Servicing App. Quickly make and view payments, access escrow information, sign up for options like autopay and paperless statements, message your Customer Care team, and more. You can: -Make a payment and view payment status -View details on your escrow account such as tax and insurance disbursements -View all statements including year-end tax documents -Learn from educational resources like FAQs and other helpful mortgage management tools -Message your Servicing Customer Care team members

Screenshots

Shellpoint3 screens
LoanNav4 screens

Verdict

The call

Shellpoint and LoanNav both sit at 4.9 stars, but that hides the real split: 55% of Shellpoint's written reviews are positive against 10% of LoanNav's. Shellpoint also leads on update cadence (monthly vs every 5 months) and ratings volume (17K vs 2.3K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Shellpoint against 4.8 for LoanNav. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 2.3K, so its average is the more settled of the two. Written reviews are what separate them: 55% of Shellpoint's written reviews are positive against 10% of LoanNav's.

UpkeepUpdate frequency

Shellpoint ships an update monthly, LoanNav every 5 months. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
Shellpoint versus LoanNav: the parameters behind the verdict, then further details
ParameterShellpointLoanNav
PriceFreeFree
Rating4.9 (17K ratings) — better4.8 (2.3K ratings)
Positive reviews55.0% of reviews — better10.0% of reviews
Number of ratings17K — better2.3K
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size73 MB206 MB
Age rating4+4+
DeveloperNewrez LLCCornerstone Capital Bank, SSB

Customer experience

Shellpoint

All ratings17,141 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews100 reviews
Positive55.0%
Neutral5.0%
Negative40.0%

LoanNav

All ratings2,276 ratings
Positive94.7%
Neutral2.0%
Negative3.3%
Written reviews20 reviews
Positive10.0%
Neutral5.0%
Negative85.0%

Bugs and requests

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

LoanNav

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Shellpoint

No in-app purchases

None

LoanNav

No in-app purchases

Questions

Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Is LoanNav free?
LoanNav is free to download, with no in-app purchases.
Which has better reviews, Shellpoint or LoanNav?
Shellpoint is rated higher. Shellpoint averages 4.9 out of 5 from 17K ratings, while LoanNav averages 4.8 from 2.3K ratings.
Do Shellpoint or LoanNav have ads?
Neither Shellpoint nor LoanNav shows ads.
Which is updated more often, Shellpoint or LoanNav?
Shellpoint ships an update monthly, and LoanNav every 5 months. Most recently, Shellpoint was updated on October 9, 2026 and LoanNav on October 7, 2026.

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