Comparison

Shellpoint vs Homebot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

About

Homebot

Empower your homeownership journey with this app. Track your home's value and equity, explore financial insights, and maximize your purchasing power. Discover new homes and take control of your finances with expert tips and guidance.

Highlights
  • Track home value and equity
  • Access financial insights
  • Calculate purchasing power
  • Search home listings
  • Monitor financial progress
  • Receive expert tips
Read full description

Introducing the Homebot mobile app – your ultimate homeownership companion, on the go! Whether you're a new homeowner, looking to purchase your dream home, or an existing homeowner seeking financial guidance, Homebot is here to empower you on your homeownership journey as you work with your trusted home advisors. Our app provides a range of features and benefits designed to help you make informed decisions and maximize the potential of your biggest asset, with exclusive features unique to mobile. ***Unlock Your Home's Potential*** Track your home value, monitor equity growth, and access valuable financial insights provided by your dedicated home advisor. With Homebot, you can make informed decisions about refinancing, identify best practices, and explore financial tips tailored to your unique situation. ***Maximize Your Purchasing Power*** Are you in the market for a new or second home? Homebot calculates your purchasing power, showing you exactly how much you qualify for. Discover the aspects of your finances to improve, such as savings, credit, or debt, and work hand in hand with your home advisor to achieve your home-buying goals. Track your progress over time and witness your purchasing power grow. ***Find Your Perfect Home*** Homebot's comprehensive listings make it easy to search for homes in your desired areas. Get detailed information, explore photos, and dive into recommended options within your budget. If a particular home is out of reach, Homebot provides insights on when you will be able to afford it based on your savings, credit, or debt improvements. ***Take Control of Your Finances*** Stay one step ahead with Homebot's financial insights. Refinance opportunities, expert tips, and best practices are at your fingertips, helping you optimize your homeownership experience. Take control of your finances and make well-informed decisions to enhance your financial well-being. ***Track Your Progress, Achieve Your Goals*** Monitor your purchasing power over time and collaborate with your trusted home advisor to improve it. Homebot keeps you motivated, providing updates and guidance as you work towards your homeownership goals. With Homebot, achieving success in your homeownership journey has never been easier. Download Homebot today and experience the power of a partnership between your trusted home advisor and a cutting-edge mobile app. Empower yourself with valuable insights, financial recommendations, and personalized guidance. Take charge of your homeownership journey and unlock the full potential of your home with Homebot!

Screenshots

Shellpoint3 screens
Homebot4 screens

Verdict

The call

The clearest difference is rating: Shellpoint at 4.9 against Homebot's 3.7. Shellpoint also leads on review sentiment (54% vs 12%) and ads (none vs shown). Homebot's advantage is update cadence (every 9 days vs every 5 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Shellpoint holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 125, so its average is the more settled of the two. Written reviews point the same way: 54% of Shellpoint's written reviews are positive against 12% of Homebot's.

UpkeepUpdate frequency

Shellpoint ships an update every 5 weeks, Homebot every 9 days. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.

Scorecard6 real differences · 4 level
Shellpoint versus Homebot: the parameters behind the verdict, then further details
ParameterShellpointHomebot
PriceFreeFree
Rating4.9 (17K ratings) — better3.7 (125 ratings)
Positive reviews54.5% of reviews — better12.0% of reviews
Number of ratings17K — better125
Update frequencyEvery 5 weeksEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size73 MB91 MB
Age rating4+4+
DeveloperNewrez LLCHomeBot, Inc.

Customer experience

Shellpoint

All ratings17,146 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

Homebot

All ratings120 ratings
Positive65.8%
Neutral7.5%
Negative26.7%
Written reviews25 reviews
Positive12.0%
Neutral20.0%
Negative68.0%

User reviews

Shellpoint

From 17K App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Straightforward payment process
  • 👍 Convenient payment history
  • 👍 Smooth system
  • 👍 Easy payment service

Room to improve

  • 🐛 App crashes or doesn't load
  • 🐛 Outdated and clunky interface
  • 🐛 Slow performance
  • 🐛 Lack of modern features
  • 🐛 Unreliable customer service

Homebot

From 125 App Store ratings

What we love

  • 💡 Great for home buying process
  • 💡 Good for exploring affordability
  • 💡 Useful for educating clients
  • 💡 Helps grow net worth
  • 💡 Personalized information provided

Room to improve

  • 🐛 App never opens
  • 🐛 App gets stuck
  • 🐛 App won't load
  • 🐛 App doesn't work
  • 🐛 App is unusable

Bugs and requests

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

Homebot

Reported bugs

24 issues
  • App never opens
  • App gets stuck and won't work
  • Down payment estimator doesn't update
  • No map navigation directly from the app
  • Customer service rude about bugs
Show 19 more
  • Cannot sign up without app number
  • App won't load after recent updates
  • App doesn't work with iPhone
  • App won't load
  • Stuck at Homebot icon
  • App no longer even opens
  • Unauthenticated error when opening email link
  • Info link in 'unauthenticated' banner doesn't work
  • App won't open when launched
  • App won't open
  • App doesn't open or work after update
  • App keeps timing out and nothing loads
  • Cannot delete account
  • Inaccurate home price
  • Birthday input format error
  • Filters do not work
  • App always saying internal server problem
  • Always some error, has been for months
  • Home value on app doesn't match email

Requested features

4 requests
  • Restore app usage for agents & lenders
  • Add map navigation directly from app
  • Allow multiple location searches
  • Ability to view lists based on preference (price, square footage, etc.)

In-app purchases

None

Shellpoint

No in-app purchases

None

Homebot

No in-app purchases

Questions

Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Is Homebot free?
Homebot is free to download, with no in-app purchases.
Which has better reviews, Shellpoint or Homebot?
Shellpoint is rated higher. Shellpoint averages 4.9 out of 5 from 17K ratings, while Homebot averages 3.7 from 125 ratings.
Do Shellpoint or Homebot have ads?
Homebot shows ads; Shellpoint does not.
Which is updated more often, Shellpoint or Homebot?
Shellpoint ships an update every 5 weeks, and Homebot every 9 days. Most recently, Shellpoint was updated on November 1, 2026 and Homebot on October 23, 2026.

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