Comparison

Shellpoint vs Onity Mortgage

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

About

Onity Mortgage

Manage your mortgage account conveniently from your mobile device. Access account details, make payments, view statements, and explore home and neighborhood insights.

Highlights
  • Simple sign-in
  • Fast and easy payments
  • Autopay enrollment
  • Document access (statements, escrow, tax, insurance)
  • Home and neighborhood insights
  • Estimated property values
Read full description

The Onity Mortgage app puts essential account and property insights right at your fingertips. Stay informed with up‑to‑date account details, estimated home values, and recent neighborhood sales—all in one intuitive, easy‑to‑navigate experience. Key Features • Simple Sign‑In: Log in with your existing username and password, or register as a new user directly in the app. • Fast & Easy Payments: Make one‑time payments or enroll in Autopay for effortless monthly management. • Document Access: View statements, including escrow, tax, and insurance details. • Home & Neighborhood Insights: Explore estimated property values and discover recent sales in your area. • And much more! Managing your mortgage on the go has never been easier. Download the Onity Mortgage app today!

Screenshots

Shellpoint3 screens
Onity Mortgage4 screens

Verdict

The call

Shellpoint and Onity Mortgage both sit at 4.9 stars, but that hides the real split: 54% of Shellpoint's written reviews are positive against 31% of Onity Mortgage's. Shellpoint also leads on update cadence (every 5 weeks vs every 5 months) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Shellpoint against 4.8 for Onity Mortgage. Both are backed by a comparable volume of ratings — 17K and 8.4K respectively. Written reviews are what separate them: 54% of Shellpoint's written reviews are positive against 31% of Onity Mortgage's.

UpkeepUpdate frequency

Shellpoint ships an update every 5 weeks, Onity Mortgage every 5 months. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
Shellpoint versus Onity Mortgage: the parameters behind the verdict, then further details
ParameterShellpointOnity Mortgage
PriceFreeFree
Rating4.9 (17K ratings) — better4.8 (8.4K ratings)
Positive reviews54.5% of reviews — better31.3% of reviews
Number of ratings17K — better8.4K
Update frequencyEvery 5 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size73 MB125 MB
Age rating4+4+
DeveloperNewrez LLCOnity Mortgage Corporation

Customer experience

Shellpoint

All ratings17,146 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

Onity Mortgage

All ratings6,300 ratings
Positive95.8%
Neutral1.8%
Negative2.4%
Written reviews48 reviews
Positive31.3%
Neutral2.1%
Negative66.7%

Bugs and requests

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

Onity Mortgage

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Shellpoint

No in-app purchases

None

Onity Mortgage

No in-app purchases

Questions

Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Is Onity Mortgage free?
Onity Mortgage is free to download, with no in-app purchases.
Which has better reviews, Shellpoint or Onity Mortgage?
Shellpoint is rated higher. Shellpoint averages 4.9 out of 5 from 17K ratings, while Onity Mortgage averages 4.8 from 8.4K ratings.
Do Shellpoint or Onity Mortgage have ads?
Neither Shellpoint nor Onity Mortgage shows ads.
Which is updated more often, Shellpoint or Onity Mortgage?
Shellpoint ships an update every 5 weeks, and Onity Mortgage every 5 months. Most recently, Shellpoint was updated on October 29, 2026 and Onity Mortgage on October 29, 2026.

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