Blue Digital vs SpendCaddie

Blue Digital by Blue Federal Credit Union makes managing your finances on the go super easy! With Blue Digital, you have convenient access to your accounts through your favorite mobile device. Simply login with your Blue Digital username and password. If you are a first time user, simply "Enroll for a Login" to create your credentials to get started, all available right within the app. HIGHLIGHTED MOBILE FEATURES • See your balances and transaction history securely. • Move money easily, transfer money between accounts, make a loan payment, pay bills, setup external accounts, or utilize Zelle® to pay somebody you know in near real-time. • Manage your Cards, Activation, Travel Notes, Change your PIN, or Launch CardNav by Blue FCU for further controls & alerts options. • Deposit checks utilizing the camera on your mobile device. • Send and receive messages securely with Blue. • Keep your information updated as things change, update your contact information with us. SECURITY All transactional data is encrypted and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are needed to determine your location in order to find nearby Branches and/or ATMs. • Camera permissions are needed to remotely deposit checks. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. Questions / Comments / Need Help? Blue FCU www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com

BETA ONLY - SpendCaddie is a financial management app that helps advise you on how to pay off debt, where to allocate your money, and create sweeps and payoff schedules on schedules that work for you. We want to help you become debt free, manage credit cards wisely, and get you in control of your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/