Comparison

Split Pay vs ebtEDGE NEW!

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

About

ebtEDGE NEW!

Manage your SNAP, Childcare, and WIC benefits with this official app. Instantly check balances, view reload dates, and scan product eligibility. Securely lock/unlock cards, report them lost or stolen, and receive transaction alerts.

Highlights
  • Check SNAP & WIC balances
  • View reload dates
  • Scan product eligibility
  • Lock/unlock EBT cards
  • Report lost/stolen cards
  • Secure login with Face ID
  • Find nearby stores and ATMs
Features
Currently charting
Read full description

ebtEDGE is the official app for SNAP, Childcare and WIC benefits in your state. Currently available in: AK, AR, CO, DC, FL, GU, HI, ID, IL, KY, ME, MO, MP, NC, ND, NE, NH, NM, NV, OR, RI, SD, TN, TX, UT, VI, WA, WV, WY WIC benefits also available in: AZ, VI, Cherokee Nation (OK), Cheyenne River Sioux Tribe, Louisiana, New Mexico, Wichita Caddo & Delaware (WCD) Coming soon: CA, CT, KS, MD, MN, NY, WI Take control of your benefits: - Check your SNAP & WIC balances instantly - See when your cards will be reloaded - Know when benefits are about to expire - Check product eligibility in store - 24/7 customer support Keep your money safe: - Official app from your state’s EBT processor FIS - Lock/unlock your cards anytime - Report card lost, stolen or damaged - Face ID and secure login - Get alerts when your card is used or security credentials are changed Make your benefits go further: - Exclusive deals for EBT users - Find stores and ATMs near you - WIC product eligibility scanner (Coming soon) - Find assistance programs - Browse job openings Join over 1 million people who use ebtEDGE to manage their EBT benefits safely and easily. Free for cardholders to use.

Screenshots

Split Pay4 screens
ebtEDGE NEW!4 screens

Verdict

The call

The clearest difference is review sentiment: Split Pay at 72% against ebtEDGE NEW!'s 22%. Split Pay also leads on rating (4.9 vs 4.6) and ratings volume (20K vs 460). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split Pay holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Split Pay has 20K ratings behind it against 460, so its average is the more settled of the two. Written reviews point the same way: 72% of Split Pay's written reviews are positive against 22% of ebtEDGE NEW!'s.

UpkeepUpdate frequency

Split Pay ships an update fortnightly, ebtEDGE NEW! monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 7 level
Split Pay versus ebtEDGE NEW!: the parameters behind the verdict, then further details
ParameterSplit PayebtEDGE NEW!
PriceFreeFree
Rating4.9 (20K ratings) — better4.6 (460 ratings)
Positive reviews71.8% of reviews — better22.4% of reviews
Number of ratings20K — better460
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#64#40 — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size65 MB73 MB
Age rating4+4+
DeveloperVisible IdeasFIS

Customer experience

Split Pay

All ratings20,365 ratings
Positive97.2%
Neutral0.6%
Negative2.2%
Written reviews687 reviews
Positive71.8%
Neutral1.6%
Negative26.6%

ebtEDGE NEW!

All ratings118 ratings
Positive76.3%
Neutral2.5%
Negative21.2%
Written reviews183 reviews
Positive22.4%
Neutral3.3%
Negative74.3%

Bugs and requests

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

ebtEDGE NEW!

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Split Pay

No in-app purchases

None

ebtEDGE NEW!

No in-app purchases

Questions

Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Is ebtEDGE NEW! free?
ebtEDGE NEW! is free to download, with no in-app purchases.
Which has better reviews, Split Pay or ebtEDGE NEW!?
Split Pay is rated higher. Split Pay averages 4.9 out of 5 from 20K ratings, while ebtEDGE NEW! averages 4.6 from 460 ratings.
Do Split Pay or ebtEDGE NEW! have ads?
Neither Split Pay nor ebtEDGE NEW! shows ads.
Which is updated more often, Split Pay or ebtEDGE NEW!?
Split Pay ships an update fortnightly, and ebtEDGE NEW! monthly. Most recently, Split Pay was updated on October 26, 2026 and ebtEDGE NEW! on October 25, 2026.
Which is more popular, Split Pay or ebtEDGE NEW!?
Split Pay currently peaks at #64 in the App Store charts, and ebtEDGE NEW! at #40. Chart position reflects recent download velocity rather than total install base.

Other comparisons