Comparison

Split Pay vs SplitPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

About

SplitPay

Features
Read full description

Our app makes dividing shared costs fast, easy, and stress-free. Whether you’re covering a meal, a trip, food shopping, housing, or any joint purchase, you can work out each person’s portion with just a couple of taps. Start a new expense, input the full sum, pick the way you want to divide it, and immediately view how much every member owes. Store past calculations, return to them at any time, or send the final breakdown to your group. Built with a sleek, contemporary look, our app lets you manage joint costs without extra complications. Features: - Divide costs evenly within moments - Set personalized payment figures - Split costs by percentage - Store earlier expense calculations - Send payment overviews - Produce clear spending summaries - Handle any quantity of participants - Quick and precise math - Straightforward, neat, and user-friendly layout From daily coffee runs to holiday spending and group meals, our app makes it simple to divide expenses fairly and keep everyone aligned. Privacy Policy: https://docs.google.com/document/d/1iDIaPdbOwz5DFgEWuPcnlOAxAz3xMgkCv7y3VeNoKSA/edit?tab=t.0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Split Pay4 screens
SplitPay4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Pay at none against SplitPay's 5. Split Pay also leads on update cadence (fortnightly vs every 4 months) and chart position (#81 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days. Split Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Split Pay ships an update fortnightly, SplitPay every 4 months. The most recent releases landed on September 27, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 8 level
Split Pay versus SplitPay: the parameters behind the verdict, then further details
ParameterSplit PaySplitPay
PriceFreeFree
Rating4.9 (16K ratings) — better—
Positive reviews72.6% of reviews—
Number of ratings16K — better—
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
Best chart rank#81 — better—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.616.0 — better
Further details — not scored
Size70 MB34 MB
Age rating4+4+
DeveloperVisible IdeasSEIB INSURANCE AGENTS LTD

Bugs and requests

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

SplitPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Split Pay

No in-app purchases

5 purchases

SplitPay

Subscriptions4
  • Weekly$4.997 Days
  • Weekly-Trial3 Days trial$4.997 Days
  • Monthly$12.991 Month
Show 1 more
  • Yearly$39.991 Year
One-time1
  • Lifetime$59.99

Questions

Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Is SplitPay free?
SplitPay is free to download, with in-app purchases available.
Do Split Pay or SplitPay have ads?
Neither Split Pay nor SplitPay shows ads.
Which is updated more often, Split Pay or SplitPay?
Split Pay ships an update fortnightly, and SplitPay every 4 months. Most recently, Split Pay was updated on September 27, 2026 and SplitPay on September 24, 2026.

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