BOI Mobile vs Shareful
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOI Mobile
Access all your banking services securely from your mobile device. View account details, transfer funds, manage cheques, and receive personalized offers. Enjoy convenient banking from home.
- View and transact from all accounts
- Check balance and view statements
- Fund transfers via UPI/IMPS/NEFT/RTGS
- Quick access with Favourite feature
- Personalized offers
- Locate ATMs and manage cheques
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BOI Mobile is Bank of India’s official mobile banking application. BOI Mobile, the most comprehensive and secure Mobile Banking application, offers all banking services on your mobile. A quick and easy registration is all you need to avail Bank of India Mobile Banking services. The features of the new BOI Mobile are: a) View and transact from all your accounts including Loans and Deposits b) Check your bank balance, view & email detailed statement and view passbook on your mobile c) Transfer funds to an any Bank account using UPI/IMPS/NEFT/RTGS d) Transact super fast using Favourite feature. By tagging a transaction as favourite, you can quickly access and complete your transactions for fund transfer e) Get personalised offers on your mobile f) Service At Your Convenience: Avail banking services from the comfort of your home. You can locate an ATM, stop or check status of your cheque, order a cheque book, track your service requests and more.
Shareful
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Shareful is the expense engineering engine for anyone who's ever said "let's just split it evenly" and regretted it. Whether it's a weekend trip, a shared flat, a couples' budget, or splitting dinner with friends, Shareful tracks who paid, who owes, and who's square — automatically, fairly, and without the group-chat math. SCAN A RECEIPT, DONE Point your camera at a bill and Shareful reads the merchant, amount, currency, and date for you — no manual typing. Just confirm and split. SPLIT IT YOUR WAY Equal splits for the simple stuff, custom splits for the rest. Multiple people paid for one expense? Shareful handles multi-payer splits too, so the math is never forced to fit a shape it doesn't. ALWAYS KNOW WHERE YOU STAND Real-time balances for every group, updated the moment an expense is added. See exactly who owes whom, and settle up with one tap when it's time to square things away — including cross-currency settlements if your group spans more than one currency. TALK IT OUT, RIGHT ON THE EXPENSE Something look off? Open a quick chat thread on any expense to sort it out with your group — no need to leave the app or dig through old messages. NEVER FORGET A RECURRING BILL Rent, subscriptions, utilities — set a recurring expense once and Shareful logs it automatically every cycle. SEE THE BIGGER PICTURE Group Insights breaks down spending by person, category, and month. My Stats shows your own cross-group history — who you split with most, and how your balances trend over time. MOVING FROM SPLITWISE? Import your existing groups and expense history directly from a Splitwise CSV export — no starting over. BUILT FOR HOW YOUR GROUP ACTUALLY WORKS Works offline, syncs when you're back online Attach receipts and documents to any expense Invite people by link, no account required to join Available in 8 languages YOUR DATA STAYS YOURS Shareful doesn't sell your data, doesn't run ads, and doesn't track you across other apps. It's not a payment app either — Shareful tracks who owes whom on paper; it never touches your bank account, card, or UPI details. Splitting shared costs shouldn't feel like a second job. Shareful keeps it fair, transparent, and out of your group chat.
Screenshots
Verdict
BOI Mobile and Shareful are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | BOI Mobile | Shareful |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (100 ratings) — better | — |
| Positive reviews | 26.4% of reviews | — |
| Number of ratings | 100 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 122 MB | 16 MB |
| Age rating | 9+ | 4+ |
| Developer | Bank of India | Anbarasan Subramani |
In-app purchases
BOI Mobile
No in-app purchases
Shareful
No in-app purchases









